SiriusPoint Ltd.

SPNT Financial Insurance Reinsurance

SiriusPoint Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $3.2 billion, up 23.1% from fiscal 2024.

Revenue
+14.8%
EPS
+1.35%
Free cash flow
+9.25%
Total debt
−2.20%

Quarter to September 2026, against a year earlier

26.19 0.08 −0.30%
Market cap
$3.1B
P/E
6.2×
Fwd P/E
10.0×
Dividend yield
—
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions last twelve months

Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 11.80%

Capital & Financial Ratios $m

Size
Market Cap 3,050.00
Revenue ttm 3,360.00
Net income ttm 501.90
Free cash flow ttm 280.30
Net debt Q 105.80
Valuation
P/E 6.20
Forward P/E 10.00
Price / sales 0.90
Forward P/S Powerpack
Price / FCF 10.80
Price / book 1.33
Financial health
Current ratio Q 0.58
Debt / equity Q 0.30
Interest coverage Q 0.00
Growth
Revenue growth Q +14.78% (above 0%: growing)
Operating income growth Q −1.33% (below 0%: shrinking)
EPS, this year +3.90%
EPS, next year A +5.04%
Revenue, next year A −3.62% (below 0%: weak)
EPS, past 5 yrs +18.93% (at or above 15%: strong)
EPS, next 5 yrs A +5.56%

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/E against its own 10 years 31.94%
10-year low 10-year high
P/S against its own 10 years 47.38%
10-year low 10-year high
P/B against its own 10 years 97.76%
10-year low 10-year high

Dividends

Yield
—
Annual rate
—
Payout ratio
—
Growth, 2021–22
−100.0%/yr
  1. 0.50 ’21
  2. 0.00 ’22 −100
paid change on the year, %

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 1,101 895 902 562
Receivables 4,309 4,425 4,417 —
Inventory — — — —
Other — — — —
5,411 5,320 5,320 —
2023 2024 2025 Q'26
Payables 9,250 9,075 9,086 9,331
ST’ Debt — — — —
Other — — — —
9,256 9,093 9,091 9,355

Compound Annual Growth %

10y 5y 3y
Sales 18.75% 29.22% 15.03%
Cash Flow (5.88%) 6.92% (29.59%)
Earnings 0.00% 25.50% 0.00%
Book Value 5.88% 9.56% 5.86%

Earnings Trends EPS, adjusted, against the consensus

EPS $

Mar Jun Sep Dec Year
’26 0.82 0.58 0.74 — —
’25 0.49 0.50 0.73 1.97 3.64
’24 0.49 0.57 0.03 (0.13) 1.04
’23 0.78 0.37 0.32 0.50 1.85
’22 (1.36) (0.38) (0.61) (0.17) (2.51)
’21 1.05 0.37 (0.34) (0.88) 0.27
’20 (1.99) 1.33 0.73 1.43 1.53
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 775 744 868 — —
’25 727 748 756 974 3,205
’24 686 743 562 613 2,604
’23 678 711 703 646 2,737
’22 361 473 598 674 2,106
’21 489 562 733 398 2,181
’20 (39) 278 264 387 890
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 142 (5) 170 — —
’25 (89) 62 156 (26) 102
’24 59 (150) 58 108 75
’23 94 112 162 213 581
’22 0 45 200 48 293
’21 (49) 61 14 (25) 2
’20 (3) 34 15 28 73
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 142 (5) 170 — —
’25 (89) 62 156 (26) 102
’24 59 (150) 58 108 75
’23 94 112 162 213 581
’22 0 45 200 48 293
’21 (49) 61 14 (25) 2
’20 (3) 34 15 28 73
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1.7
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Sep ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue 689 939 370 983 890 2,181 2,106 2,737 2,604 3,205 3,360 +18.6% 3,089 3,262 3,419 +2.2%
Gross margin, % 10.29 40.47 (74.30) 28.85 26.67 21.39 2.63 32.27 27.59 34.38 35.05 +24.1 pt
EBT 34 294 (321) 201 152 45 (423) 319 233 541 590 +35.8%
EBT margin, % 5.00 31.28 (86.88) 20.49 17.07 2.07 (20.08) 11.64 8.95 16.89 17.55 +11.9 pt
Net income 29 282 (317) 201 144 56 (386) 364 202 460 502 +36.0%
Per share, $
Per share, $ Revenue 6.62 9.18 3.81 10.70 9.62 14.67 13.14 16.76 15.64 27.51 29.18 +17.1%
Earnings 0.26 2.71 (3.27) 2.18 1.54 0.28 (2.51) 1.93 1.06 3.80 4.24 +34.7%
Cash flow 0.05 (0.77) 0.14 1.54 0.79 0.01 1.83 3.56 0.45 0.88 2.43 +38.9%
Capex 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 n/m
Free cash flow 0.05 (0.77) 0.14 1.54 0.79 0.01 1.83 3.56 0.45 0.88 2.43 +38.9%
Book value 13.93 16.25 12.41 15.40 16.92 16.84 13.00 15.49 11.64 21.21 19.36 +4.8%
Shares, m 104 102 97 92 93 149 160 163 167 117 116 +1.3%
Valuation, ×
Valuation, × P/E 45.00 5.22 0.00 4.80 6.30 31.27 0.00 5.67 16.39 5.76 6.20 12.0
P/S 1.77 1.53 2.40 0.98 0.99 0.55 0.45 0.69 1.05 0.80 0.90 1.1
P/B 0.84 0.86 0.74 0.68 0.56 0.52 0.50 0.81 1.57 1.12 1.33 0.8
EV/Sales 1.48 1.06 0.78 (0.58) (0.81) 0.04 0.38 0.57 0.95 0.73 — 0.5
EV/FCF 214.25 (12.72) 21.45 (4.07) (9.81) 48.11 2.73 2.69 33.12 22.82 — 31.9
Cash, $m
Cash, $m Operating cash flow 5 (79) 13 141 73 2 293 581 75 102 280 +40.6%
Capex — — — — — — — — — — — —
Free cash flow 5 (79) 13 141 73 2 293 581 75 102 280 +40.6%
Balance, $m
Balance, $m Working capital (1,137) (885) (300) 519 575 (2,068) (3,672) (3,846) (3,773) (3,771) (3,934) +14.3%
Net debt (195) (436) (599) (1,540) (1,600) (1,132) (136) (315) (255) (214) 106 +1.0%
Shareholders’ equity 1,450 1,661 1,205 1,414 1,565 2,503 2,083 2,531 1,939 2,471 2,229 +6.1%
Returns, %
Returns, % ROA 0.74 6.48 (8.19) 6.13 4.08 0.63 (3.72) 2.63 1.39 3.53 0.00 +2.8 pt
ROIC 1.16 16.25 (32.98) 0.00 0.00 19.43 0.28 22.80 23.65 28.01 0.00 +26.9 pt
ROE 1.94 17.84 (22.17) 15.28 9.56 2.31 (19.25) 14.93 8.66 22.11 23.65 +20.2 pt
People
People Employees 26 25 31 35 43 1,032 1,185 1,063 1,072 1,099 — +51.6%
Revenue/emp, $m 26.50 37.56 11.94 28.07 20.69 2.11 1.78 2.58 2.43 2.92 — (21.7%)
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Dec 2025 · latest quarter Sep 2026 · fundamentals updated 5 Nov 2026

SiriusPoint Ltd. vs peers in Insurance Reinsurance (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
RGA Reinsurance Group of America, Incorporated $17.1B 11.4× 10.4× +18.54% (above 0%: growing) +159.93% (above 0%: growing) +40.98% (above 0%: growing) 15.58% 10.73% Compare
EG Everest Group, Ltd. $15.5B 8.8× 8.1× −14.03% (below 0%: shrinking) +0.49% (above 0%: growing) −54.28% (below 0%: shrinking) 9.00% 8.19% Compare
RNR RenaissanceRe Holdings Ltd. $14.3B 10.1× 11.8× −47.11% (below 0%: shrinking) n/m −49.80% (below 0%: shrinking) 7.22% (0.01%) Compare
HG Hamilton Insurance Group, Ltd. $3.6B 6.2× 6.9× +13.34% (above 0%: growing) −21.62% (below 0%: shrinking) −42.62% (below 0%: shrinking) 56.94% 31.21% Compare
SPNT SiriusPoint Ltd. $3.1B 6.2× 10.0× +14.78% (above 0%: growing) +1.35% (above 0%: growing) +9.25% (above 0%: growing) 29.56% 0.00%
GLRE Greenlight Capital Re, Ltd. $528.1M 9.4× — (loss-making) +1.52% (above 0%: growing) n/m −84.18% (below 0%: shrinking) 12.42% 12.42% Compare
KG Kestrel Group Ltd $32.4M — (loss-making) — (loss-making) +20.12% (above 0%: growing) n/m −29.99% (below 0%: shrinking) 62.64% (94.30%) Compare
OXBR Oxbridge Re Holdings Limited $6.3M 38.5× — (loss-making) +41.57% (above 0%: growing) n/m +87.70% (above 0%: growing) 95.32% 31.17% Compare
Median of peers $3.6B 9.7× 9.2× +13.34% +0.49% −42.62% 15.58% 10.73%

All 8 Insurance Reinsurance stocks →

SiriusPoint Ltd. (SPNT) Latest News

30 Sep

31 Jul

Impact 3 · · MarketBeat transcript

15 May

Impact 4 · · MarketBeat

23 Feb

Impact 4 · · MarketBeat

SPNT metrics, ten years each

stockrow.com/SPNT · Data as of Nov 5, 2026 · For information only; not investment advice. · © 2026 stockrow.com