Kestrel Group Ltd (KG) vs Oxbridge Re Holdings Limited (OXBR)

Kestrel Group Ltd and Oxbridge Re Holdings Limited are both Insurance Reinsurance companies. Kestrel Group Ltd is the larger, with a market value of $43.3M against $12.2M — 3.5× the size. Kestrel Group Ltd has negative trailing earnings, so its P/E is not meaningful; Oxbridge Re Holdings Limited trades at 73.0×. Kestrel Group Ltd grew revenue faster over the last twelve months: 330.9% against 40.4%. Oxbridge Re Holdings Limited has the higher net margin (4.71% vs −86.1%) and the higher return on invested capital (0.00% vs −9.10%). Across the 19 metrics below, Oxbridge Re Holdings Limited leads on 14 and Kestrel Group Ltd on 5.

Valuation

Metric KG OXBR Insurance Reinsurance median
P/E n/m 73.00 7.83
P/S 0.89 4.25 0.90
P/B 0.35 1.75 1.17
Price to free cash flow n/m 24.74 4.05
EV/EBITDA n/m n/m 3.25
EV/Sales 4.23 (2.47) 0.95
Earnings yield (97.82%) 1.37% 11.46%
Free cash flow yield (295.07%) 4.04% 19.30%

Profitability

Metric KG OXBR Insurance Reinsurance median
Gross margin 46.28% 91.81% 40.53%
Operating margin (49.03%) 5.28% 14.54%
Net margin (86.07%) 4.71% 9.44%
Free cash flow margin (261.35%) 17.74% 18.88%
Return on equity (29.03%) 2.17% 12.10%
Return on assets (3.69%) 0.89% 2.72%
Return on invested capital (9.10%) 0.00% 15.70%

Growth

Metric KG OXBR Insurance Reinsurance median
Revenue growth (TTM) 330.91% 40.39% 17.45%
EPS growth (last fiscal year) 1,820.98% 37.78% —
Revenue growth, 5-year CAGR (28.65%) 16.25% 14.51%
Net income growth, 5-year CAGR (10.19%) 0.00% 25.23%

Health

Metric KG OXBR Insurance Reinsurance median
Debt to equity 1.54 0.02 0.21
Current ratio 0.70 21.71 0.59
Net debt to EBITDA (22.06) 9.53 (0.03)

Dividend

Metric KG OXBR Insurance Reinsurance median
Dividend yield — — —
Payout ratio 0.00 0.00 0.00

Size

Metric KG OXBR Insurance Reinsurance median
Market cap 43.27m 12.21m 3.15b

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