Oxbridge Re Holdings Limited (OXBR) vs Reinsurance Group of America, Incorporated (RGA)

Oxbridge Re Holdings Limited and Reinsurance Group of America, Incorporated are both Insurance Reinsurance companies. Reinsurance Group of America, Incorporated is the larger, with a market value of $16.0B against $12.2M — 1312.9× the size. Reinsurance Group of America, Incorporated trades at the lower P/E: 10.8× against 73.0×. Oxbridge Re Holdings Limited grew revenue faster over the last twelve months: 40.4% against 19.4%. Reinsurance Group of America, Incorporated has the higher net margin (5.81% vs 4.71%) and the higher return on invested capital (9.94% vs 0.00%). Across the 21 metrics below, Reinsurance Group of America, Incorporated leads on 15 and Oxbridge Re Holdings Limited on 6.

Valuation

Metric OXBR RGA Insurance Reinsurance median
P/E 73.00 10.80 7.83
P/S 4.25 0.62 0.90
P/B 1.75 1.17 1.17
Price to free cash flow 24.74 3.13 4.05
EV/EBITDA n/m 7.46 3.25
EV/Sales (2.47) 0.65 0.95
Earnings yield 1.37% 9.26% 11.46%
Free cash flow yield 4.04% 31.90% 19.30%

Profitability

Metric OXBR RGA Insurance Reinsurance median
Gross margin 91.81% 13.99% 40.53%
Operating margin 5.28% 8.70% 14.54%
Net margin 4.71% 5.81% 9.44%
Free cash flow margin 17.74% 20.02% 18.88%
Return on equity 2.17% 11.63% 12.10%
Return on assets 0.89% 1.00% 2.72%
Return on invested capital 0.00% 9.94% 15.70%

Growth

Metric OXBR RGA Insurance Reinsurance median
Revenue growth (TTM) 40.39% 19.40% 17.45%
EPS growth (last fiscal year) 37.78% 64.86% —
Revenue growth, 5-year CAGR 16.25% 10.18% 14.51%
Net income growth, 5-year CAGR 0.00% 23.29% 25.23%

Health

Metric OXBR RGA Insurance Reinsurance median
Debt to equity 0.02 0.41 0.21
Current ratio 21.71 0.14 0.59
Net debt to EBITDA 9.53 0.92 (0.03)

Dividend

Metric OXBR RGA Insurance Reinsurance median
Dividend yield — 2.10% —
Payout ratio 0.00 0.28 0.00

Size

Metric OXBR RGA Insurance Reinsurance median
Market cap 12.21m 16.03b 3.15b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack