Saturday 17 October 2026 Export NBN’s income statement to Excel — free account

Northeast Bancorp

Northeast Bancorp’s revenue for fiscal 2026 (year ended June 2026) was $385.1 million, up 9.71% from fiscal 2025. In the quarter to June 2026, revenue grew 6.35%, EPS grew 35.0%, free cash flow fell 136.6% and total debt rose 152.4%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for three.

125.42 0.40 +0.32%

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Market cap: $1.1B
P/E: 9.7×
Fwd P/E: 8.2×
Dividend yield: 0.03%
F-score: 4/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 0.00%

Capital & Financial Ratios $m

Market Cap 1,070.00

Revenue 385.07

Net Income 107.48

Free Cash Flow (63.99)

Net Debt 421.84

Current Ratio 1.35

Debt/Equity 1.42

P/E ratio 9.70

Fwd P/E 8.23

P/S ratio 2.70

P/B ratio 1.72

Past 5Y EPS Growth 8.30%

This Y EPS Growth 14.60%

Next Y EPS Growth 7.88%

Next Y revenue growth (28.19%)

Next 5Y EPS Growth 20.28%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 27.98%

10-year low 10-year high

P/S against its own 10 years 65.02%

10-year low 10-year high

P/B against its own 10 years 76.45%

10-year low 10-year high

Dividends

Payout Ratio 0.00

Annual Dividend Rate 0.04

Annual Dividend Yield 0.03%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	0.04	0.01 0.01 0.01
2025	0.04	0.01 0.01 0.01 0.01
2024	0.04	0.01 0.01 0.01 0.01
2023	0.04	0.01 0.01 0.01 0.01
2022	0.04	0.01 0.01 0.01 0.01
2021	0.04	0.01 0.01 0.01 0.01
2020	0.04	0.01 0.01 0.01 0.01
2019	0.04	0.01 0.01 0.01 0.01
2018	0.04	0.01 0.01 0.01 0.01
2017	0.04	0.01 0.01 0.01 0.01
2016	0.04	0.01 0.01 0.01 0.01

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	2026
Cash	198	242	414	434
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	2,718	2,992	4,173	4,987

	2023	2024	2025	2026
Payables	1,937	2,339	3,376	3,690
ST’ Debt	—	—	—	—
Other	—	—	—	—
	2,248	2,339	3,376	3,690

Compound Annual Growth %

	10y	5y	3y
Sales	21.48%	20.73%	28.28%
Cash Flow	0.00%	0.00%	0.00%
Earnings	30.30%	8.49%	34.48%
Book Value	17.88%	21.08%	26.73%

Revenue $m

	Sep	Dec	Mar	Jun	Year
’26	—	—	—	—	—
’26	88	87	105	105	385
’25	74	91	87	98	351
’24	63	66	66	69	264
’23	29	41	55	59	182
’22	—	—	—	—	113
’21	—	—	—	—	150

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Sep	Dec	Mar	Jun	Year
’26	—	—	—	—	—
’26	21	(56)	(10)	(17)	(63)
’25	3	9	(7)	49	54
’24	(4)	2	6	(1)	3
’23	3	13	31	13	60
’22	—	—	—	—	30
’21	—	—	—	—	8

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Sep	Dec	Mar	Jun	Year
’26	—	—	—	—	—
’26	21	(57)	(10)	(18)	(64)
’25	3	9	(7)	49	53
’24	(6)	2	5	(1)	0
’23	3	11	30	13	58
’22	—	—	—	—	29
’21	—	—	—	—	7

Fiscal quarters ending in the months shown.

EPS $

	Sep	Dec	Mar	Jun	Year
’26	—	—	—	—	—
’26	2.67	2.47	3.53	4.05	12.74
’25	2.11	2.74	2.23	3.00	10.08
’24	2.01	1.85	1.83	1.91	7.58
’23	1.12	1.54	1.69	1.61	5.96
’22	—	—	—	—	5.34
’21	—	—	—	—	8.55

Fiscal quarters ending in the months shown.

Group	Line	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026	2027e
Price, $
Price, $	Low	12.85	15.54	16.50	6.20	22.36	33.09	33.15	49.07	78.17	102.41	Analyst estimates 2027–2029 Powerpack
	High	29.95	26.00	27.58	23.25	38.31	48.50	59.00	105.44	113.01	142.31
People
People	Employees	195	185	—	—	—	—	199	212	234	225
	Revenue/emp, $m	0.35	0.39	0.00	0.00	0.00	0.00	0.92	1.24	1.50	1.71
Income, $m
Income, $m	Revenue	68	73	68	78	150	113	182	264	351	385
	Gross margin, %	85.07	82.74	0.00	0.00	92.65	95.48	68.00	58.56	60.64	61.42
	EBT	20	23	20	33	101	62	65	88	126	147
	EBT margin, %	29.78	31.81	28.72	42.47	67.32	54.48	35.75	33.41	35.81	38.22
	Net income	12	16	14	23	72	42	44	58	83	107
	Depreciation	3	3	—	—	3	3	3	3	3	3
Per share, $
Per share, $	Revenue	7.60	8.19	7.56	8.85	18.14	14.47	24.84	34.83	43.37	46.38
	Earnings	1.39	1.81	1.52	2.53	8.64	5.40	6.02	7.69	10.31	12.94
	Cash flow	3.82	2.18	1.19	1.38	1.01	3.91	8.18	0.34	6.69	(7.53)
	Capex	(0.08)	(0.11)	0.00	0.00	(0.15)	(0.14)	(0.34)	(0.32)	(0.09)	(0.17)
	Free cash flow	3.74	2.07	1.19	1.38	0.85	3.77	7.85	0.01	6.60	(7.71)
	Book value	13.80	15.54	17.05	18.63	28.03	31.81	40.39	49.73	61.07	72.73
	Shares, m	9	9	9	9	8	8	7	8	8	8
Valuation, ×
Valuation, ×	P/E	14.64	12.01	10.17	8.40	14.29	17.48	6.93	7.91	8.65	10.25
	P/S	2.68	2.67	2.28	1.89	3.21	3.93	1.68	1.75	2.05	2.86
	P/B	1.47	1.41	1.26	1.04	1.76	2.16	1.03	1.23	1.46	1.82
	EV/Sales	0.92	1.05	0.94	0.54	1.86	2.58	2.09	2.22	1.84	3.95
	EV/FCF	1.87	4.16	3.16	1.82	6.26	8.67	6.62	5,267.63	12.09	(23.79)
Cash, $m
Cash, $m	Operating cash flow	34	19	11	12	8	30	60	3	54	(63)
	Capex	(1)	(1)	0	(1)	(1)	(1)	(2)	(2)	(1)	(1)
	Free cash flow	33	18	11	12	7	29	58	0	53	(64)
Balance, $m
Balance, $m	Working capital	54	77	—	—	—	169	469	652	797	1,298
	Total debt	45	40	15	23	19	4	274	365	339	856
	Net debt	(119)	(118)	15	23	19	(168)	76	123	(74)	422
	Shareholders’ equity	123	138	154	165	232	248	297	377	494	604
Returns, %
Returns, %	ROA	1.20	1.45	1.20	1.88	11.34	2.97	1.98	1.94	2.25	2.26
	ROIC	313.25	70.41	0.00	0.00	25.17	47.67	10.95	11.02	18.71	8.97
	ROE	10.31	12.38	9.50	14.26	36.02	17.56	16.22	17.30	19.16	19.57

Negative figures in brackets.

All 10 years →

Fiscal years to Jun 2026 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
AMTB Amerant Bancorp Inc.	$1.1B	20.7×	12.7×	−9.98% (below 0%: shrinking)	−1.82% (below 0%: shrinking)	−30.03% (below 0%: shrinking)	65.49%	0.00%	Compare
UVSP Univest Corporation of Pennsylvania	$1.1B	11.8×	11.2×	−0.76% (below 0%: shrinking)	+20.29% (above 0%: growing)	+4.85% (above 0%: growing)	66.82%	0.00%	Compare
HFWA Heritage Financial Corporation	$1.1B	12.9×	13.5×	+33.70% (above 0%: growing)	+16.67% (above 0%: growing)	+0.66% (above 0%: growing)	78.63%	0.00%	Compare
MCB Metropolitan Bank Holding Corp.	$1.1B	10.9×	8.8×	+10.67% (above 0%: growing)	−12.92% (below 0%: shrinking)	−168.73% (below 0%: shrinking)	64.82%	0.00%	Compare
NBN Northeast Bancorp	$1.1B	9.7×	8.2×	+6.35% (above 0%: growing)	+34.97% (above 0%: growing)	−136.55% (below 0%: shrinking)	62.31%	0.00%
FSBC Five Star Bancorp	$1.1B	12.7×	12.1×	+18.93% (above 0%: growing)	+33.82% (above 0%: growing)	+32.43% (above 0%: growing)	64.63%	0.00%	Compare
CFFN Capitol Federal Financial	$1.0B	12.6×	11.9×	+6.50% (above 0%: growing)	+35.71% (above 0%: growing)	+45.71% (above 0%: growing)	53.81%	0.00%	Compare
BFST Business First Bancshares, Inc.	$1.0B	11.1×	9.9×	+8.01% (above 0%: growing)	0.00%	+80.82% (above 0%: growing)	65.76%	0.00%	Compare
MBWM Mercantile Bank Corporation	$1.0B	10.3×	9.6×	+5.11% (above 0%: growing)	+7.91% (above 0%: growing)	+246.97% (above 0%: growing)	70.02%	0.00%	Compare
Median of peers	$1.1B	12.2×	11.6×	+7.26%	+12.29%	+18.64%	65.63%	0.00%

All 323 Banks Regional stocks →

Northeast Bancorp (NBN) key facts

Strength: Northeast Bancorp’s revenue for fiscal 2026 (year ended June 2026) was $385.1 million, up 9.71% from fiscal 2025.
Strength: Net income was $107.5 million, or $12.94 per share (basic), a net margin of 27.9%.
Northeast Bancorp (NBN) is a Banks Regional company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, NBN traded at $125.42, a market capitalization of $1.1 billion.
At that price the stock trades at 9.7× trailing-twelve-month earnings and 2.7× sales; its P/E is higher than 28% of its own readings over the past ten years.
Northeast Bancorp pays an annual dividend of $0.04 per share, a yield of 0.03%, with a payout ratio of 0.31%.
Return on equity was 19.6% and debt-to-equity 1.42.
Its Piotroski F-score is 4 out of 9 for fiscal 2026.