Amerant Bancorp Inc. AMTB

29.57 0.27 0.92% as of 25 Sep
Market cap
$1.2B
P/E
21.1×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.14
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — 2 — — 1 — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 9.12%

Capital & Financial Ratios

Market Cap 1,150.00
Revenue 643.46
Net Income 56.37
Free Cash Flow 118.60
Net Debt 495.03
Current Ratio 0.86
Debt/Equity 0.87
P/E ratio 21.14
P/S ratio 1.81
P/B ratio 1.27
Past 5Y EPS Growth (2.21%)
This Y EPS Growth 26.45%
Next Y EPS Growth 27.66%
Next 5Y EPS Growth 22.11%
in millions of $

Dividends

Payout Ratio 0.18
Annual Dividend Rate 0.36
Annual Dividend Yield 1.62%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.36
0.09
0.09
0.09
2025 0.36
0.09
0.09
0.09
0.09
2024 0.36
0.09
0.09
0.09
0.09
2023 0.36
0.09
0.09
0.09
0.09
2022 0.36
0.09
0.09
0.09
0.09
2021 0.06
0.06
2020 Powerpack
2019 Powerpack
2017 Powerpack
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 322 590 470 302
Receivables — — — —
Inventory — — — —
Other — — — —
7,747 7,987 7,266 7,246
2023 2024 2025 Q'26
Payables 8,059 8,007 7,915 8,468
ST’ Debt — — — —
Other — — — —
8,059 8,007 7,915 8,468
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — 15.14% 18.52%
Cash Flow — 19.06% 0.00%
Earnings — 0.00% (6.10%)
Book Value — 3.68% 9.98%

Revenue

Mar Jun Sep Dec Year
’26 150 154 — — —
’25 166 171 170 169 676
’24 159 166 104 177 605
’23 144 165 161 165 636
’22 79 84 105 138 406
’21 74 77 75 142 368
’20 93 84 82 75 334
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 11 39 — — —
’25 20 58 23 36 137
’24 3 (2) 4 78 82
’23 (19) 11 49 (14) 27
’22 (12) (37) 17 (17) (49)
’21 7 25 8 27 67
’20 3 24 23 7 57
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 10 39 — — —
’25 18 56 24 45 143
’24 (1) (4) 3 77 75
’23 (23) 7 48 (16) 16
’22 (14) (39) 13 (20) (60)
’21 6 24 6 158 193
’20 2 22 23 19 65
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.44 0.53 — — —
’25 0.28 0.55 0.35 0.07 1.26
’24 0.31 0.15 (1.43) 0.40 (0.44)
’23 0.60 0.22 0.66 (0.51) 0.96
’22 0.45 0.23 0.62 0.55 1.85
’21 0.38 0.42 0.45 1.77 3.01
’20 0.08 (0.37) 0.04 0.20 (0.04)
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

2.3
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
— — 10.65 11.83 9.01 13.63 24.41 15.79 18.54 15.62

Analyst estimates 2026–2028

Powerpack
Low Price
— — 259.23 23.59 21.90 36.72 36.14 30.13 27.00 24.40
High Price
— 948 911 829 — 763 692 682 698 694
Employees
0 0 0 0 0 0 1 1 1 1
Revenue/Emp
301 345 363 370 334 368 406 636 605 676
Revenue
84.43% 81.55% 75.13% 73.01% 78.74% 88.41% 82.24% 65.08% 55.47% 64.98%
Gross Margin
34 77 58 64 (4) 144 79 41 (24) 66
EBT
11.22% 22.35% 15.85% 17.30% (1.30%) 39.09% 19.35% 6.50% (3.98%) 9.78%
EBT Margin
24 43 46 51 (2) 110 62 31 (16) 52
Net Income
36 28 25 21 24 20 14 12 11 9
Depreciation
7.09 8.12 8.55 8.70 8.00 9.91 11.99 18.98 16.93 16.26
Revenue/Sh
0.55 1.01 1.08 1.21 (0.04) 3.04 1.87 0.97 (0.44) 1.26
Earnings/Sh
1.77 1.72 1.46 1.84 1.37 1.81 (1.45) 0.80 2.30 3.29
Cash Flow/Sh
(0.01) 0.52 (0.21) (0.21) 0.19 3.38 (0.31) (0.31) (0.20) 0.15
Capex/Sh
1.76 2.25 1.25 1.63 1.56 5.20 (1.77) 0.49 2.10 3.45
Free CF/Sh
0.00 17.73 17.59 19.62 18.77 22.38 20.84 21.97 24.90 22.58
Book Value/Sh
42 42 42 43 42 37 34 34 36 42
Shares
18.81 18.81 12.06 18.01 0.00 11.29 14.22 25.64 0.00 15.61
PE Ratio
2.14 2.14 1.52 2.50 1.90 3.49 2.22 1.31 1.32 1.20
PS Ratio
1.06 1.06 0.74 1.11 0.81 1.54 1.28 1.13 0.90 0.86
PB Ratio
5.67 5.67 4.82 5.76 4.77 5.27 4.11 2.06 1.83 1.70
EV/Sales
27.51 27.51 33.02 30.78 24.45 10.05 (27.91) 80.24 14.79 8.00
EV/FCF
75 73 62 78 57 67 (49) 27 82 137
Op' Cash Flow
0 22 (9) (9) 8 126 (11) (10) (7) 6
Capex
75 95 53 69 65 193 (60) 16 75 143
FCF
— (166) (75) 57 225 127 60 (311) (19) (648)
Working Cap'
594 1,291 1,284 1,327 1,173 933 1,059 798 899 806
Total Debt
594 1,138 1,198 1,206 958 658 769 476 308 336
Net Debt
0 753 747 835 783 832 706 736 890 939
Sh' Equity
0.56% 1.02% 0.55% 0.64% (0.02%) 1.47% 0.76% 0.34% (0.16%) 0.53%
ROA
3.56% 2.55% 1.85% 1.96% (0.16%) 6.04% 3.33% 2.13% (1.26%) 3.24%
ROIC
3.23% 5.90% 6.11% 6.49% (0.21%) 13.98% 8.23% 4.51% (1.94%) 5.73%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Amerant Bancorp Inc. (AMTB) key facts

  • Amerant Bancorp Inc. (AMTB) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
  • Amerant Bancorp Inc.’s revenue for fiscal 2025 (year ended December 2025) was $676.0 million, up 11.7% from fiscal 2024.
  • As of September 25, 2026, AMTB traded at $29.57, a market capitalization of $1.2 billion.
  • Amerant Bancorp Inc. pays an annual dividend of $0.36 per share, a yield of 1.62%, with a payout ratio of 18.3%.
  • Return on equity was 5.73% and debt-to-equity 0.87.

Source: company filings (standardised) and stockrow calculations.

Amerant Bancorp Inc. (AMTB) Latest News

News by impact score

Fine-tune

18 Sep

3

Amerant Bancorp Inc. closed a $50 million senior notes deal maturing in 2031. The senior notes issuance supplies $50 million in capital that may support balance sheet management and liquidity through 2031.

29 Jul

3

Amerant Bancorp (AMTB) shows positioning for a potential surge in performance amid favorable market factors and operational strengths. Positive outlook on AMTB positioning indicates moderate influence on future performance and sentiment without fundamental shifts.

27 Jul

3

Amerant Bancorp Inc. (AMTB) earnings and capital returns maintain focus on the company's fair value for investors. Earnings figures and capital return actions shape near-term valuation views for AMTB without indicating major strategic shifts.

26 Jul

3

Analysts raise fair value on Amerant Bancorp Inc. (AMTB) stock while assessing profitability reset. Fair value revisions by analysts can moderately shift investor sentiment towards Amerant Bancorp Inc.

24 Jul

3

Amerant Bancorp Inc. reported strong deposit growth along with other operational improvements during its Q2 2026 earnings call. Positive deposit growth figures from the earnings call point to steady but not transformative effects on future performance.

3

Amerant Bancorp Inc. (AMTB) reported Q2 results including net income, loan growth, deposit trends, and management outlook during its earnings call. Quarterly earnings metrics and guidance directly affect near-term valuation and trading activity.

3 transcript

Amerant Bancorp Inc. released Q2 2026 earnings call details covering financial results, operational updates, and forward guidance. Q2 2026 earnings release supplies performance data and outlook that can shift short-term sentiment without major strategic shifts.

23 Jul

3

Amerant Bancorp reported Q2 earnings with focus on key financial metrics including revenue, net interest income, and loan growth figures. Quarterly earnings data and metrics typically influence short-term stock movement without signaling major long-term strategic changes.

3

Amerant Bancorp Inc. surpassed Q2 earnings and revenue estimates. Quarterly earnings beat provides moderate positive signal for near-term stock performance.

3

Amerant Bancorp Inc. reported its second quarter 2026 results. Quarterly earnings releases typically provide financial updates that moderately influence near-term stock performance and sentiment.

25 Jun

3

Analysts raised Amerant Bancorp fair value estimate after endorsing new CEO plan. Analyst endorsement of new CEO plan produces fair value bump that moderately lifts investor sentiment and near-term stock trajectory.

11 Jun

3

Amerant Bancorp (AMTB) sees its outlook shift amid new leadership and revised fair value assumptions. New leadership and fair value assumption changes may moderately affect AMTB strategic direction and investor views.

19 May

4

Amerant Bancorp Inc. appoints Carlos Iafigliola as President and CEO. Top leadership change can drive strategic shifts and alter market sentiment for Amerant Bancorp Inc.

27 Apr

4

Amerant Bancorp Inc. (AMTB) released highlights from its Q1 earnings call, covering financial performance, strategic updates, and outlook. Q1 earnings highlights detail financial results and guidance that significantly shape investor sentiment and stock trajectory.

25 Apr

4

Amerant Bancorp Inc. (AMTB) Q1 2026 earnings call highlights strategic execution and cost management. Q1 2026 earnings highlights emphasize strategic execution and cost discipline, likely boosting investor sentiment and financial trajectory.

24 Apr

4

Amerant Bancorp Inc. released Q1 2026 earnings call summary detailing financial performance, strategic updates, and outlook. Q1 2026 earnings call summary discloses key financial metrics and guidance that significantly influence investor sentiment and stock trajectory.

3

Amerant Bancorp's (AMTB) evolving valuation story is shaping investor views amid shifting market dynamics. Evolving valuation narrative moderately influences investor sentiment and market positioning for AMTB.

23 Apr

4

Amerant Bancorp Inc. (AMTB) Q1 earnings feature key metrics compared against estimates. Q1 earnings metrics versus estimates significantly influence financial performance views and investor sentiment.

4

Amerant Bancorp Inc. (AMTB) beat first-quarter earnings estimates. Beating Q1 earnings estimates demonstrates strong financial results, likely driving positive investor sentiment and stock performance.

4

Amerant Bancorp Inc. (AMTB) reported first quarter 2026 results. Quarterly earnings disclosure reveals key financial metrics directly affecting stock performance and investor outlook.

7 Apr

4

Amerant Bancorp Inc. (AMTB) experiences a shifting investment narrative driven by new leadership appointments and analysts imposing tight price targets amid operational changes. New leadership introduces major strategic shifts while tight price targets reflect analyst caution, likely influencing AMTB's trajectory and market sentiment.

9 Mar

4

Amerant Bancorp (AMTB) investment story shifts amid new analyst price targets and leadership changes. Leadership changes combined with updated analyst targets signal major strategic shifts and investor sentiment changes for AMTB.

22 Feb

4

Amerant Bancorp Inc. (AMTB) faces an evolving narrative driven by a recent leadership change and emerging questions about its credit portfolio. Leadership transition and credit concerns represent major strategic and financial risks capable of significantly impacting AMTB's trajectory and investor sentiment.

17 Feb

3

Amerant Bank appoints Tony Eelman as Executive Vice President and Chief Product Officer. Appointment of a Chief Product Officer could moderately enhance product innovation and competitive positioning.

3 Feb

3

Amerant Bancorp Inc. (AMTB) is highlighted as an undervalued small-cap stock with notable insider activity in February 2026. The article emphasizes the potential for growth and investment opportunities within the company, driven by recent insider transactions that suggest confidence in its future performance. Analysts are optimistic about AMTB's market positioning and financial health, indicating that the stock may be undervalued relative to its peers. Insider activity suggests confidence in the company's future, which may moderately influence market sentiment and performance.

30 Jan

4

Amerant Bancorp Inc. (AMTB) has garnered significant interest from institutional investors, who collectively own 59% of the company's shares. This level of institutional ownership indicates strong confidence in the bank's future prospects and stability within the financial sector. High institutional ownership typically reflects investor confidence and can significantly influence market performance and company trajectory.

28 Jan

4

Amerant Bancorp Inc. (AMTB) has been identified as a strong sell stock due to various negative indicators affecting its performance. Analysts have raised concerns about the company's financial health, market position, and potential risks that could hinder future growth. Investors are advised to reconsider their positions in AMTB as the outlook appears unfavorable for the upcoming period. Negative indicators and concerns about financial health suggest a significant impact on future performance.

23 Jan

4 transcript

Amerant Bancorp Inc. reported its Q4 earnings, highlighting key financial metrics and strategic initiatives. The bank emphasized growth in loan and deposit portfolios, alongside improvements in net interest margin. Management discussed plans for expanding digital services and enhancing customer experience. The earnings call also addressed challenges in the current economic environment and outlined strategies to mitigate risks. Overall, the company expressed optimism about future performance and its competitive positioning in the market. Significant strategic initiatives and growth plans were outlined that could alter the company's trajectory.

4

Amerant Bancorp Inc. released Q4 2025 earnings call summary detailing financial results, strategic updates, and outlook. Q4 earnings call summary highlights financial performance and guidance, likely driving significant shifts in investor sentiment and stock trajectory.

3 transcript

Amerant Bancorp Inc. (AMTB) reported its Q4 2025 earnings, highlighting challenges faced during the quarter, including economic pressures and competitive market dynamics. The company emphasized its strategic initiatives aimed at navigating these obstacles while maintaining a focus on growth and customer service. Key financial metrics were discussed, showcasing resilience despite the adverse conditions. Management provided insights into future outlook and operational adjustments to enhance performance. Moderate challenges and strategic initiatives could influence financial performance and market positioning.

stockrow.com/AMTB · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com