Saturday 17 October 2026 Export AMTB’s income statement to Excel — free account

Amerant Bancorp Inc.

Amerant Bancorp Inc.’s revenue for fiscal 2025 (year ended December 2025) was $676.0 million, up 11.7% from fiscal 2024. In the quarter to June 2026, revenue fell 9.98%, EPS fell 1.82%, free cash flow fell 30.0% and total debt fell 7.24%, each against the same quarter a year earlier. Dividend growth for five consecutive years, operating cash flow growth for three; insiders bought in the last twelve months.

28.96 0.07 −0.24%

Follow AMTB

Alert me

Market cap: $1.1B
P/E: 20.7×
Fwd P/E: 12.7×
Dividend yield: 1.24%
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.14

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	2	—	—	1	—	—	—	—	—	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 9.12%

Capital & Financial Ratios $m

Market Cap 1,140.00

Revenue 643.46

Net Income 56.37

Free Cash Flow 118.60

Net Debt 495.03

Current Ratio 0.86

Debt/Equity 0.87

P/E ratio 20.69

Fwd P/E 12.70

P/S ratio 1.77

P/B ratio 1.25

Past 5Y EPS Growth —

This Y EPS Growth 26.88%

Next Y EPS Growth 28.70%

Next Y revenue growth (39.86%)

Next 5Y EPS Growth 21.79%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 69.42%

10-year low 10-year high

P/S against its own 10 years 53.57%

10-year low 10-year high

P/B against its own 10 years 80.92%

10-year low 10-year high

Dividends

Payout Ratio 0.26

Annual Dividend Rate 0.36

Annual Dividend Yield 1.24%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	0.36	0.09 0.09 0.09
2025	0.36	0.09 0.09 0.09 0.09
2024	0.36	0.09 0.09 0.09 0.09
2023	0.36	0.09 0.09 0.09 0.09
2022	0.36	0.09 0.09 0.09 0.09
2021	0.06	0.06
2020	Powerpack
2019	Powerpack
2017	Powerpack

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	322	590	470	302
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	7,747	7,987	7,266	7,246

	2023	2024	2025	Q'26
Payables	8,059	8,007	7,915	8,468
ST’ Debt	—	—	—	—
Other	—	—	—	—
	8,059	8,007	7,915	8,468

Compound Annual Growth %

	10y	5y	3y
Sales	—	15.14%	18.52%
Cash Flow	—	19.06%	0.00%
Earnings	—	0.00%	(6.10%)
Book Value	—	3.68%	9.98%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	150	154	—	—	—
’25	166	171	170	169	676
’24	159	166	104	177	605
’23	144	165	161	165	636
’22	79	84	105	138	406
’21	74	77	75	142	368
’20	93	84	82	75	334

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	11	39	—	—	—
’25	20	58	23	36	137
’24	3	(2)	4	78	82
’23	(19)	11	49	(14)	27
’22	(12)	(37)	17	(17)	(49)
’21	7	25	8	27	67
’20	3	24	23	7	57

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	10	39	—	—	—
’25	18	56	24	45	143
’24	(1)	(4)	3	77	75
’23	(23)	7	48	(16)	16
’22	(14)	(39)	13	(20)	(60)
’21	6	24	6	158	193
’20	2	22	23	19	65

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.44	0.53	—	—	—
’25	0.28	0.55	0.35	0.07	1.26
’24	0.31	0.15	(1.43)	0.40	(0.44)
’23	0.60	0.22	0.66	(0.51)	0.96
’22	0.45	0.23	0.62	0.55	1.85
’21	0.38	0.42	0.45	1.77	3.01
’20	0.08	(0.37)	0.04	0.20	(0.04)

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	—	—	10.65	11.83	9.01	13.63	24.41	15.79	18.54	15.62	Analyst estimates 2026–2028 Powerpack
	High	—	—	259.23	23.59	21.90	36.72	36.14	30.13	27.00	24.40
People
People	Employees	—	948	911	829	—	763	692	682	698	694
	Revenue/emp, $m	0.00	0.36	0.40	0.45	0.00	0.48	0.59	0.93	0.87	0.97
Income, $m
Income, $m	Revenue	301	345	363	370	334	368	406	636	605	676
	Gross margin, %	84.43	81.55	75.13	73.01	78.74	88.41	82.24	65.08	55.47	64.98
	EBT	34	77	58	64	(4)	144	79	41	(24)	66
	EBT margin, %	11.22	22.35	15.85	17.30	(1.30)	39.09	19.35	6.50	(3.98)	9.78
	Net income	24	43	46	51	(2)	110	62	31	(16)	52
	Depreciation	36	28	25	21	24	20	14	12	11	9
Per share, $
Per share, $	Revenue	7.09	8.12	8.55	8.70	8.00	9.91	11.99	18.98	16.93	16.26
	Earnings	0.55	1.01	1.08	1.21	(0.04)	3.04	1.87	0.97	(0.44)	1.26
	Cash flow	1.77	1.72	1.46	1.84	1.37	1.81	(1.45)	0.80	2.30	3.29
	Capex	(0.01)	0.52	(0.21)	(0.21)	0.19	3.38	(0.31)	(0.31)	(0.20)	0.15
	Free cash flow	1.76	2.25	1.25	1.63	1.56	5.20	(1.77)	0.49	2.10	3.45
	Book value	0.00	17.73	17.59	19.62	18.77	22.38	20.84	21.97	24.90	22.58
	Shares, m	42	42	42	43	42	37	34	34	36	42
Valuation, ×
Valuation, ×	P/E	18.81	18.81	12.06	18.01	0.00	11.29	14.22	25.64	0.00	15.61
	P/S	2.14	2.14	1.52	2.50	1.90	3.49	2.22	1.31	1.32	1.20
	P/B	1.06	1.06	0.74	1.11	0.81	1.54	1.28	1.13	0.90	0.86
	EV/Sales	5.67	5.67	4.82	5.76	4.77	5.27	4.11	2.06	1.83	1.70
	EV/FCF	27.51	27.51	33.02	30.78	24.45	10.05	(27.91)	80.24	14.79	8.00
Cash, $m
Cash, $m	Operating cash flow	75	73	62	78	57	67	(49)	27	82	137
	Capex	0	22	(9)	(9)	8	126	(11)	(10)	(7)	6
	Free cash flow	75	95	53	69	65	193	(60)	16	75	143
Balance, $m
Balance, $m	Working capital	—	(166)	(75)	57	225	127	60	(311)	(19)	(648)
	Total debt	594	1,291	1,284	1,327	1,173	933	1,059	798	899	806
	Net debt	594	1,138	1,198	1,206	958	658	769	476	308	336
	Shareholders’ equity	—	753	747	835	783	832	706	736	890	939
Returns, %
Returns, %	ROA	0.56	1.02	0.55	0.64	(0.02)	1.47	0.76	0.34	(0.16)	0.53
	ROIC	3.56	2.55	1.85	1.96	(0.16)	6.04	3.33	2.13	(1.26)	3.24
	ROE	3.23	5.90	6.11	6.49	(0.21)	13.98	8.23	4.51	(1.94)	5.73

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
OSBC Old Second Bancorp, Inc.	$1.3B	14.0×	9.9×	+32.87% (above 0%: growing)	+12.24% (above 0%: growing)	−31.22% (below 0%: shrinking)	84.39%	0.00%	Compare
PFBC Preferred Bank	$1.2B	9.4×	9.2×	+1.39% (above 0%: growing)	+10.55% (above 0%: growing)	−33.29% (below 0%: shrinking)	58.34%	0.00%	Compare
AMTB Amerant Bancorp Inc.	$1.1B	20.7×	12.7×	−9.98% (below 0%: shrinking)	−1.82% (below 0%: shrinking)	−30.03% (below 0%: shrinking)	65.49%	0.00%
UVSP Univest Corporation of Pennsylvania	$1.1B	11.8×	11.2×	−0.76% (below 0%: shrinking)	+20.29% (above 0%: growing)	+4.85% (above 0%: growing)	66.82%	0.00%	Compare
HFWA Heritage Financial Corporation	$1.1B	12.9×	13.5×	+33.70% (above 0%: growing)	+16.67% (above 0%: growing)	+0.66% (above 0%: growing)	78.63%	0.00%	Compare
MCB Metropolitan Bank Holding Corp.	$1.1B	10.9×	8.8×	+10.67% (above 0%: growing)	−12.92% (below 0%: shrinking)	−168.73% (below 0%: shrinking)	64.82%	0.00%	Compare
NBN Northeast Bancorp	$1.1B	9.7×	8.2×	+6.35% (above 0%: growing)	+34.97% (above 0%: growing)	−136.55% (below 0%: shrinking)	62.31%	0.00%	Compare
FSBC Five Star Bancorp	$1.1B	12.7×	12.1×	+18.93% (above 0%: growing)	+33.82% (above 0%: growing)	+32.43% (above 0%: growing)	64.63%	0.00%	Compare
CFFN Capitol Federal Financial	$1.0B	12.6×	11.9×	+6.50% (above 0%: growing)	+35.71% (above 0%: growing)	+45.71% (above 0%: growing)	53.81%	0.00%	Compare
Median of peers	$1.1B	12.2×	10.6×	+8.59%	+18.48%	−15.28%	64.73%	0.00%

All 323 Banks Regional stocks →

Amerant Bancorp Inc. (AMTB) key facts

Strength: Amerant Bancorp Inc.’s revenue for fiscal 2025 (year ended December 2025) was $676.0 million, up 11.7% from fiscal 2024.
Amerant Bancorp Inc. (AMTB) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
As of October 16, 2026, AMTB traded at $28.96, a market capitalization of $1.1 billion.
Amerant Bancorp Inc. pays an annual dividend of $0.36 per share, a yield of 1.24%, with a payout ratio of 25.9%.
Return on equity was 5.73% and debt-to-equity 0.87.
Its Piotroski F-score is 7 out of 9 for fiscal 2025.