Business First Bancshares, Inc. BFST

30.86 0.23 0.75% as of 25 Sep
Market cap
$997.0M
P/E
10.9×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.13
Total sells 6.61
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy 1 — — 1 1 — — — — 1 — —
Sell — — 1 1 2 2 — 2 2 4 7 —
Insider Ownership 5.92%

Capital & Financial Ratios

Market Cap 997.00
Revenue 536.53
Net Income 92.95
Free Cash Flow 103.24
Net Debt (135.42)
Current Ratio 1.01
Debt/Equity 0.56
P/E ratio 10.94
P/S ratio 1.87
P/B ratio 1.07
Past 5Y EPS Growth 5.36%
This Y EPS Growth 6.18%
Next Y EPS Growth 9.90%
Next 5Y EPS Growth 6.62%
in millions of $

Dividends

Payout Ratio 0.19
Annual Dividend Rate 0.48
Annual Dividend Yield 2.72%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.61
0.15
0.15
0.15
2025 0.57
0.14
0.14
0.14
0.15
2024 0.56
0.14
0.14
0.14
0.14
2023 0.50
0.12
0.12
0.12
0.14
2022 0.48
0.12
0.12
0.12
0.12
2021 0.46
0.10
0.12
0.12
0.12
2020 0.40
0.10
0.10
0.10
0.10
2019 0.38
0.08
0.10
0.10
0.10
2018 0.24
0.08
0.08
0.08
2017 Powerpack
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 377 568 609 702
Receivables — — — —
Inventory — — — —
Other — — — —
5,360 6,531 6,784 7,341
2023 2024 2025 Q'26
Payables 5,249 6,511 6,699 7,236
ST’ Debt — — — —
Other — — — —
5,283 6,540 6,725 7,264
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 28.59% 24.70% 24.85%
Cash Flow 39.09% 25.70% 9.79%
Earnings 35.02% 22.42% 15.94%
Book Value 23.08% 16.95% 15.61%

Revenue

Mar Jun Sep Dec Year
’26 137 140 — — —
’25 127 129 130 130 517
’24 105 112 114 128 459
’23 88 98 103 101 390
’22 50 61 72 83 265
’21 49 60 48 50 206
’20 29 42 47 54 171
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 27 27 — — —
’25 29 14 33 17 92
’24 8 15 21 17 61
’23 23 26 22 20 91
’22 19 18 21 11 70
’21 18 12 12 15 56
’20 6 (13) 22 14 29
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 28 25 — — —
’25 28 14 32 19 92
’24 7 14 21 18 60
’23 21 26 19 14 79
’22 16 16 20 11 63
’21 18 11 12 12 52
’20 5 (15) 23 14 27
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.68 0.70 — — —
’25 0.65 0.70 0.73 0.71 2.79
’24 0.48 0.62 0.65 0.51 2.26
’23 0.54 0.73 0.76 0.57 2.59
’22 0.41 0.61 0.61 0.67 2.32
’21 0.59 0.84 0.50 0.59 2.53
’20 0.34 0.11 0.46 0.67 1.64
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1.2
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
— — 20.64 21.56 9.17 20.00 20.19 13.05 18.97 20.07

Analyst estimates 2026–2028

Powerpack
Low Price
— — 27.95 25.95 26.64 29.18 29.50 25.57 30.30 28.46
High Price
208 219 333 355 590 666 748 770 872 842
Employees
0 0 0 0 0 0 0 1 1 1
Revenue/Emp
49 57 84 114 171 206 265 390 459 517
Revenue
88.07% 87.37% 83.37% 79.62% 87.09% 91.97% 86.23% 64.56% 59.17% 62.86%
Gross Margin
7 9 17 30 37 65 69 91 83 110
EBT
13.77% 15.64% 20.68% 26.15% 21.47% 31.31% 25.84% 23.23% 18.10% 21.35%
EBT Margin
5 5 14 24 30 52 54 71 65 88
Net Income
1 (2) 2 1 1 4 3 1 5 4
Depreciation
6.94 7.47 7.55 8.58 9.43 10.06 11.73 15.55 17.48 17.57
Revenue/Sh
0.73 0.63 1.27 1.79 1.65 2.54 2.34 2.62 2.27 2.81
Earnings/Sh
1.16 1.04 1.73 1.83 1.61 2.75 3.07 3.63 2.34 3.13
Cash Flow/Sh
(0.20) (0.07) (0.08) (0.24) (0.13) (0.19) (0.31) (0.46) (0.06) 0.00
Capex/Sh
0.96 0.97 1.65 1.60 1.48 2.56 2.76 3.16 2.28 3.13
Free CF/Sh
16.15 23.50 23.38 21.42 22.56 21.14 25.65 25.69 30.45 30.51
Book Value/Sh
7 8 11 13 18 21 23 25 26 29
Shares
72.17 72.17 19.23 14.01 12.81 11.15 9.46 9.39 11.22 9.37
PE Ratio
4.12 4.12 3.21 2.91 2.16 2.81 1.87 1.58 1.47 1.49
PS Ratio
1.44 1.44 1.04 1.16 0.90 1.34 0.98 1.07 0.93 0.93
PB Ratio
4.57 4.57 2.52 2.62 0.73 2.20 3.22 2.19 1.24 1.33
EV/Sales
29.75 29.75 11.53 14.09 4.67 8.64 13.66 10.76 9.49 7.48
EV/FCF
8 8 19 24 29 56 70 91 61 92
Op' Cash Flow
(1) (1) (1) (3) (2) (4) (7) (12) (2) 0
Capex
7 7 18 21 27 52 63 79 60 92
FCF
(86) 28 (84) 6 (329) (621) (94) 78 (9) 59
Working Cap'
50 78 80 118 79 168 526 616 461 529
Total Debt
5 (39) (58) (33) (244) (127) 358 239 (107) (80)
Net Debt
114 180 260 285 410 433 580 644 799 897
Sh' Equity
0.47% 0.40% 0.82% 1.09% 0.93% 1.17% 0.99% 1.04% 0.83% 1.03%
ROA
3.53% 3.96% 5.37% 7.39% 13.86% 13.17% 4.57% 6.41% 7.50% 8.44%
ROIC
4.52% 3.30% 6.41% 8.72% 8.63% 12.36% 11.23% 12.15% 9.19% 10.62%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Business First Bancshares, Inc. peers in Banks Regional

All 325 Banks Regional stocks →

Business First Bancshares, Inc. (BFST) key facts

  • Business First Bancshares, Inc. (BFST) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • Business First Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $516.6 million, up 12.5% from fiscal 2024.
  • As of September 25, 2026, BFST traded at $30.86, a market capitalization of $997.0 million.
  • Business First Bancshares, Inc. pays an annual dividend of $0.48 per share, a yield of 2.72%, with a payout ratio of 18.8%.
  • Return on equity was 10.6% and debt-to-equity 0.56.

Source: company filings (standardised) and stockrow calculations.

Business First Bancshares, Inc. (BFST) Latest News

News by impact score

Fine-tune

31 Jul

3

Business First Bancshares shows stronger net interest income and executes buybacks, prompting assessment of shifts in its investment case. Stronger net interest income and buybacks indicate moderate effects on BFST financial performance and market positioning.

24 Jul

3 transcript

Business First Bancshares held its Q2 2026 earnings call, covering quarterly financial results, performance metrics, and forward outlook for the company. Quarterly earnings data and management commentary typically produce noticeable but not transformative effects on near-term valuation and sentiment.

3 transcript

Business First Bancshares Inc reported strong loan production in its Q2 2026 earnings call. Strong loan production signals moderate positive effects on core operations and near-term performance.

23 Jul

3 transcript

Business First Bancshares Q2 earnings call covered financial results, loan growth, deposit trends, net interest margin, credit quality metrics and management outlook on expansion and capital management. Q2 earnings call details provide moderate updates on financial performance and strategy that can influence near-term investor views without indicating major structural shifts.

3

Business First Bancshares, Inc. (BFST) announced its financial results for Q2 2026. Quarterly earnings release directly updates financial performance metrics and shapes near-term investor sentiment.

9 Jul

3

Business First Bancshares acquires Louisiana financial consulting firm to expand service offerings. Acquisition adds consulting capabilities with moderate effect on operations and positioning.

7 Jul

3

Business First Bancshares, Inc. acquires American Planning Corporation, strengthening community bank advisory services through Smith Shellnut Wilson. Acquisition adds advisory capabilities that may modestly improve competitive positioning and operations without fundamentally shifting company trajectory.

28 Apr

4

Business First Bancshares, Inc. (BFST) Q1 2026 earnings call summary details quarterly financial results, loan growth, deposit trends, net interest margin, and forward guidance amid economic conditions. Quarterly earnings summaries deliver critical financial metrics and outlook that drive significant shifts in stock price and investor sentiment for BFST.

4

Business First Bancshares Inc (BFST) highlighted strong asset growth in Q1 2026 earnings call, alongside key financial metrics and strategic updates. Strong asset growth in Q1 2026 signals significant positive momentum for BFST's financial trajectory and market performance.

27 Apr

4

Business First Bancshares, Inc. (BFST) released highlights from its Q1 earnings call, covering financial performance, strategic updates, and outlook. Q1 earnings call highlights reveal financial results and guidance that significantly influence stock price and future trajectory.

4

Key metrics from Business First Bancshares, Inc. (BFST) Q1 earnings reveal insights into the company's financial performance, efficiency, and growth prospects. Q1 earnings metrics analysis signals potential shifts in BFST's financial health and investor confidence, impacting future stock performance.

4

Business First Bancshares, Inc. (BFST) announced financial results for Q1 2026. Quarterly earnings announcements significantly impact stock price and investor perceptions of financial health.

3

Business First Bancshares, Inc. (BFST) exceeded Q1 earnings estimates, reporting stronger-than-expected results that positively impacted its stock performance. Beating Q1 earnings estimates boosts short-term financial performance and investor sentiment without fundamentally altering long-term trajectory.

2 Apr

4

Business First Bancshares, Inc. (BFST) completed a $85.0 million private placement of subordinated notes. Raising $85 million in subordinated notes significantly strengthens BFST's capital position for growth and regulatory compliance.

11 Mar

3

Recent analyst updates are shifting the investment narrative for Business First Bancshares, Inc. (BFST), altering perceptions of its future prospects and market performance. Analyst updates shifting BFST's investment story will moderately influence investor sentiment and stock trajectory without fundamentally altering core operations.

17 Feb

4

b1BANK, subsidiary of Business First Bancshares, Inc. (BFST), partners with Covecta to deploy agentic AI technology across its operations. Agentic AI deployment represents a major strategic technology adoption enhancing operational efficiency, customer service, and competitive positioning in the banking sector.

11 Feb

4

Business First Bancshares, Inc. (BFST) is experiencing a shift in narrative following recent strategic deals and new targets aimed at enhancing growth and market position. The company is focusing on expanding its footprint and improving operational efficiencies, which could lead to increased investor interest and market performance. Analysts are closely monitoring these developments as they may signal a positive trajectory for BFST in the competitive banking landscape. Recent strategic deals and new targets are likely to significantly impact the company's future performance and investor sentiment.

30 Jan

3

Business First Bancshares, Inc. (NASDAQ:BFST) has announced a dividend payment of $0.15 per share. This dividend reflects the company's ongoing commitment to returning value to its shareholders. The payment is scheduled for distribution on a specified date, further indicating the company's financial stability and growth potential. The dividend payment indicates financial health but is a routine action that does not significantly alter the company's trajectory.

26 Jan

3

Business First Bancshares, Inc. (BFST) has undergone a target reset, prompting a shift in its narrative. Analysts are reassessing the company's growth potential and market positioning in light of recent developments. This reset may influence investor sentiment and expectations regarding BFST's future performance. The target reset indicates a moderately noticeable influence on the company's growth trajectory and market perception.

24 Jan

4

Business First Bancshares, Inc. (BFST) is gaining attention due to its strong financial performance, strategic growth initiatives, and positive market sentiment. The company has shown resilience in a competitive banking landscape, with solid earnings and a focus on expanding its services. Analysts highlight its potential for continued growth, driven by effective management and a commitment to customer service. Investors are encouraged to monitor BFST as it navigates market challenges and opportunities. Significant growth initiatives and strong financial performance are likely to impact future market positioning.

23 Jan

4

Business First Bancshares, Inc. (BFST) reported strong earnings for Q4 2025, highlighting significant growth in earnings per share (EPS). The company's financial performance exceeded expectations, driven by robust loan growth and improved asset quality. Management expressed optimism about future growth prospects, citing strategic initiatives aimed at expanding market presence and enhancing operational efficiency. Overall, the results reflect a positive trajectory for BFST amidst a competitive banking landscape. Strong EPS growth and strategic initiatives indicate a significant impact on future performance and investor sentiment.

22 Jan

4 transcript

Business First Bancshares, Inc. reported its Q4 earnings, highlighting key financial metrics and strategic initiatives. The company showcased growth in net income and assets, driven by increased loan demand and effective cost management. Management emphasized their commitment to expanding market presence and enhancing customer service. Future outlook remains positive, with plans for further investments in technology and community engagement. Significant growth in net income and strategic initiatives indicate a strong potential for future performance.

4

Business First Bancshares, Inc. (BFST) reported fourth-quarter earnings that exceeded analysts' expectations, showcasing strong revenue growth. The company's performance reflects effective management strategies and a robust financial position, contributing positively to investor sentiment. This strong showing may bolster confidence in BFST's future prospects. Earnings exceeding estimates indicate significant operational strength and potential for future growth.

4

Business First Bancshares, Inc. (BFST) reported its Q4 earnings, showcasing a notable increase in net income compared to the previous year. The bank's performance was driven by growth in loans and deposits, alongside improved net interest margins. Management highlighted strategic initiatives aimed at enhancing operational efficiency and expanding market presence. The results reflect a positive trajectory for the company, positioning it favorably within the competitive landscape. The significant increase in net income and strategic initiatives indicate a likely positive shift in the company's future performance and market positioning.

4

Business First Bancshares, Inc. (BFST) reported its financial results for fiscal year 2025 and the fourth quarter of 2025, highlighting key metrics such as revenue growth, net income, and asset quality improvements. The company demonstrated strong performance driven by strategic initiatives and market conditions, positioning itself favorably for future growth. Management expressed optimism about ongoing operational efficiencies and expansion plans. The financial results indicate significant growth and strategic initiatives that could substantially influence the company's future performance and market position.

3 transcript

Business First Bancshares, Inc. reported its latest earnings results, highlighting key financial metrics and strategic initiatives. The company discussed its performance in the current economic environment, addressing challenges and opportunities. Management provided insights into future growth plans and operational adjustments aimed at enhancing shareholder value. Overall, the earnings call reflected a commitment to navigating market conditions while pursuing expansion strategies. The earnings call revealed insights into financial performance and strategic initiatives that may moderately influence the company's future trajectory.

3

Business First Bancshares, Inc. (BFST) reported its Q4 earnings, highlighting key financial metrics that reflect the company's performance. The results indicate growth in various areas, including net income and loan origination, which may influence investor sentiment and market positioning. Analysts are closely monitoring these developments as they assess the bank's future trajectory in a competitive landscape. The earnings report shows moderate growth indicators that could affect financial performance and market positioning.

21 Jan

3

Business First Bancshares, Inc. (BFST) is preparing for its Q4 earnings report, with Wall Street analysts estimating key financial metrics. Investors are keenly awaiting the results to gauge the company's performance and future outlook in the current economic climate. The earnings report is expected to provide insights into BFST's operational efficiency and market positioning. The upcoming earnings report is likely to influence investor sentiment and provide insights into the company's financial health.

5 Jan

4

Business First Bancshares, Inc. has successfully completed the acquisition of Progressive Bank, enhancing its market presence and expanding its customer base. This strategic move is expected to strengthen Business First's financial position and operational capabilities, aligning with its growth objectives. The acquisition is a significant strategic move that is likely to enhance market positioning and financial performance.

22 Dec

4

Business First Bancshares, Inc. (BFST) has garnered significant attention from institutional investors, with 52% of its shares owned by these entities. This level of institutional ownership indicates strong confidence in the company's prospects and positions BFST favorably among larger investors. The article highlights the implications of this ownership structure for the company's future performance and market perception. High institutional ownership typically signals strong investor confidence and can influence market dynamics significantly.

stockrow.com/BFST · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com