Saturday 17 October 2026 Export MPB’s income statement to Excel — free account

Mid Penn Bancorp

Mid Penn Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $350.6 million, up 13.4% from fiscal 2024. In the quarter to June 2026, revenue grew 24.5%, EPS grew 290.9%, free cash flow fell 3.90% and total debt fell 95.2%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for ten; insiders bought in the last twelve months.

36.04 0.07 +0.19%

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Market cap: $911.3M
P/E: 12.6×
Fwd P/E: 11.6×
Dividend yield: 2.47%
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.39

Total sells 0.00

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	1	6	—	—	9	—	1	6	—	—	7	—
Sell	—	—	—	1	—	—	—	—	—	—	—	—

Insider Ownership 17.80%

Capital & Financial Ratios $m

Market Cap 911.31

Revenue 388.27

Net Income 68.14

Free Cash Flow 76.04

Net Debt (83.74)

Current Ratio 0.94

Debt/Equity 0.00

P/E ratio 12.60

Fwd P/E 11.60

P/S ratio 2.35

P/B ratio 1.01

Past 5Y EPS Growth (3.83%)

This Y EPS Growth 9.77%

Next Y EPS Growth 16.43%

Next Y revenue growth (15.15%)

Next 5Y EPS Growth 11.89%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 63.73%

10-year low 10-year high

P/S against its own 10 years 68.85%

10-year low 10-year high

P/B against its own 10 years 75.93%

10-year low 10-year high

Dividends

Payout Ratio 0.31

Annual Dividend Rate 0.89

Annual Dividend Yield 2.47%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	0.93	0.22 0.22 0.23
2025	0.82	0.20 0.20 0.20 0.22
2024	0.80	0.20 0.20 0.20 0.20
2023	0.80	0.20 0.20 0.20 0.20
2022	0.80	0.20 0.20 0.20 0.20
2021	0.79	0.05 0.19 0.20 0.20 0.20
2020	0.72	0.18 0.18 0.18 0.18
2019	0.54	0.10 0.18 0.18 0.18
2018	0.45	0.15 0.15 0.15
2017	0.67	0.13 0.13 0.13 0.13 0.15
2016	0.48	0.12 0.12 0.12 0.12 0.10

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	97	71	99	87
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	4,345	4,512	4,959	5,712

	2023	2024	2025	Q'26
Payables	4,346	4,690	5,215	5,953
ST’ Debt	—	—	—	—
Other	—	—	—	—
	4,602	4,705	5,246	6,103

Compound Annual Growth %

	10y	5y	3y
Sales	24.06%	22.74%	22.82%
Cash Flow	19.77%	41.58%	10.09%
Earnings	25.00%	16.50%	0.87%
Book Value	27.79%	26.06%	16.71%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	94	107	—	—	—
’25	77	86	95	92	351
’24	74	77	79	79	309
’23	55	62	69	71	256
’22	43	43	49	53	189
’21	34	36	36	38	145
’20	27	30	31	38	126

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	14	32	—	—	—
’25	13	34	20	13	80
’24	12	18	17	4	51
’23	13	11	13	15	52
’22	11	13	18	18	60
’21	13	15	14	24	66
’20	(1)	0	0	15	14

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	13	31	—	—	—
’25	10	33	18	14	74
’24	12	19	16	(2)	45
’23	12	11	13	15	51
’22	10	12	19	16	56
’21	13	14	12	24	63
’20	2	(6)	0	16	12

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.36	0.85	—	—	—
’25	0.71	0.22	0.79	0.83	2.55
’24	0.73	0.71	0.74	0.72	2.90
’23	0.70	0.29	0.56	0.73	2.29
’22	0.71	0.77	0.97	0.99	3.44
’21	1.10	0.93	0.86	0.05	2.71
’20	0.45	0.81	0.78	1.06	3.10

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	14.65	23.15	21.69	21.51	15.50	20.74	24.81	18.25	19.20	22.50	Analyst estimates 2026–2028 Powerpack
	High	24.75	35.75	37.90	29.88	29.01	33.89	34.99	32.61	33.87	33.24
People
People	Employees	257	277	406	444	466	619	611	635	614	723
	Revenue/emp, $m	0.18	0.18	0.19	0.24	0.27	0.23	0.31	0.40	0.50	0.48
Income, $m
Income, $m	Revenue	46	50	76	108	126	145	189	256	309	351
	Gross margin, %	88.37	87.29	83.29	76.69	84.32	89.81	90.61	65.14	57.97	64.44
	EBT	10	12	13	21	31	36	67	45	60	72
	EBT margin, %	21.84	23.37	16.72	19.85	24.90	24.89	35.58	17.43	19.42	20.64
	Net income	8	7	11	18	26	29	55	37	49	56
	Depreciation	13	3	4	5	5	5	7	7	7	8
Per share, $
Per share, $	Revenue	10.91	11.71	10.76	12.74	14.91	13.41	11.89	15.71	18.15	16.11
	Earnings	1.85	1.67	1.48	2.09	3.11	2.71	3.44	2.29	2.90	2.57
	Cash flow	5.17	2.81	1.55	0.92	1.67	6.10	3.77	3.21	3.02	3.68
	Capex	0.05	(1.07)	(1.21)	(0.15)	(0.28)	(0.30)	(0.24)	(0.09)	(0.38)	(0.28)
	Free cash flow	5.22	1.74	0.35	0.77	1.39	5.80	3.53	3.11	2.64	3.40
	Book value	16.66	17.87	31.57	28.09	30.30	45.35	32.18	33.23	38.47	37.42
	Shares, m	4	4	7	8	8	11	16	16	17	22
Valuation, ×
Valuation, ×	P/E	12.92	20.27	15.99	13.78	7.04	10.76	8.82	10.59	9.94	12.07
	P/S	2.19	2.89	2.14	2.26	1.47	2.37	2.55	1.54	1.59	1.92
	P/B	1.43	1.89	0.73	1.03	0.72	0.70	0.94	0.73	0.75	0.83
	EV/Sales	1.65	3.02	2.60	1.53	0.01	(2.87)	2.55	1.58	1.58	1.71
	EV/FCF	3.45	20.35	80.91	25.28	0.07	(6.62)	8.60	7.96	10.89	8.09
Cash, $m
Cash, $m	Operating cash flow	22	12	11	8	14	66	60	52	51	80
	Capex	0	(5)	(9)	(1)	(2)	(3)	(4)	(2)	(6)	(6)
	Free cash flow	22	7	2	7	12	63	56	51	45	74
Balance, $m
Balance, $m	Working capital	(77)	(127)	(106)	(6)	111	23	(306)	(257)	(193)	(287)
	Total debt	21	30	75	60	120	156	61	105	69	23
	Net debt	(25)	6	35	(79)	(184)	(758)	0	9	(1)	(76)
	Shareholders’ equity	70	76	223	238	256	490	512	542	655	814
Returns, %
Returns, %	ROA	0.79	0.64	0.65	0.82	1.00	0.76	1.19	0.76	0.92	0.97
	ROIC	14.15	9.39	4.24	8.43	29.37	0.00	8.23	5.68	5.80	7.16
	ROE	11.11	9.70	7.02	7.68	10.62	7.86	10.94	7.09	8.26	7.66

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
CAC Camden National Corporation	$944.0M	10.7×	9.4×	+1.16% (above 0%: growing)	+63.86% (above 0%: growing)	+557.83% (above 0%: growing)	72.13%	0.00%	Compare
CPF CPB Inc.	$929.5M	11.6×	10.8×	+2.39% (above 0%: growing)	+17.65% (above 0%: growing)	+23.90% (above 0%: growing)	83.01%	0.00%	Compare
TRST TrustCo Bank Corp NY	$919.8M	15.0×	9.1×	+6.20% (above 0%: growing)	+24.05% (above 0%: growing)	+2.59% (above 0%: growing)	69.96%	0.00%	Compare
HAFC Hanmi Financial Corporation	$917.4M	10.4×	9.6×	+2.07% (above 0%: growing)	+58.00% (above 0%: growing)	+48.02% (above 0%: growing)	64.66%	0.00%	Compare
NBBK NB Bancorp, Inc.	$913.3M	14.4×	10.2×	+39.49% (above 0%: growing)	+35.90% (above 0%: growing)	+19.91% (above 0%: growing)	63.66%	0.00%	Compare
MPB Mid Penn Bancorp	$911.3M	12.6×	11.6×	+24.51% (above 0%: growing)	+290.91% (above 0%: growing)	−3.90% (below 0%: shrinking)	70.72%	0.00%
FCBC First Community Bancshares, Inc.	$911.3M	15.3×	15.0×	+35.47% (above 0%: growing)	+77.61% (above 0%: growing)	+82.80% (above 0%: growing)	92.36%	0.00%	Compare
SBSI Southside Bancshares, Inc.	$909.2M	12.1×	9.8×	+6.52% (above 0%: growing)	+25.00% (above 0%: growing)	+1,301.48% (above 0%: growing)	60.49%	0.00%	Compare
FMNB Farmers National Banc Corp.	$900.6M	10.4×	9.4×	+43.94% (above 0%: growing)	+5.41% (above 0%: growing)	+114.21% (above 0%: growing)	70.09%	0.00%	Compare
Median of peers	$915.3M	11.9×	9.7×	+6.36%	+30.45%	+65.41%	70.03%	0.00%

All 323 Banks Regional stocks →

Mid Penn Bancorp (MPB) key facts

Strength: Mid Penn Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $350.6 million, up 13.4% from fiscal 2024.
Strength: Net income was $56.2 million, or $2.57 per share (basic), a net margin of 16.0%.
Mid Penn Bancorp (MPB) is a Banks Regional company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, MPB traded at $36.04, a market capitalization of $911.3 million.
At that price the stock trades at 12.6× trailing-twelve-month earnings and 2.4× sales; its P/E is higher than 64% of its own readings over the past ten years.
Mid Penn Bancorp pays an annual dividend of $0.89 per share, a yield of 2.47%, with a payout ratio of 31.5%.
Return on equity was 7.66% and debt-to-equity 0.00.
Its Piotroski F-score is 7 out of 9 for fiscal 2025.