Camden National Corporation (CAC) vs Mid Penn Bancorp (MPB)

Camden National Corporation and Mid Penn Bancorp are both Banks Regional companies. Camden National Corporation and Mid Penn Bancorp are of similar size ($944.0M and $911.3M). Camden National Corporation trades at the lower P/E: 10.7× against 12.6×. Mid Penn Bancorp grew revenue faster over the last twelve months: 20.7% against 12.7%. Camden National Corporation has the higher net margin (23.6% vs 17.6%) and the higher return on invested capital (10.1% vs 7.59%). Both pay a dividend; Camden National Corporation yields more (2.99% vs 2.47%). Across the 19 metrics below, Camden National Corporation leads on 12 and Mid Penn Bancorp on 7.

Valuation

Metric CAC MPB Banks Regional median
P/E 10.72 12.60 11.98
P/S 2.53 2.35 2.34
P/B 1.31 1.01 1.19
Price to free cash flow 8.98 12.01 10.63
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 9.33% 7.94% 8.23%
Free cash flow yield 11.13% 8.33% 9.08%

Profitability

Metric CAC MPB Banks Regional median
Gross margin 70.72% 68.14% 69.55%
Operating margin 0.00% 0.00% 0.00%
Net margin 23.64% 17.55% 18.66%
Free cash flow margin 28.19% 19.58% 21.11%
Return on equity 12.87% 8.12% 10.65%
Return on assets 1.28% 1.02% 1.13%
Return on invested capital 10.09% 7.59% 8.35%

Growth

Metric CAC MPB Banks Regional median
Revenue growth (TTM) 12.69% 20.72% 6.98%
EPS growth (last fiscal year) 6.08% (12.07%) 18.88%
Revenue growth, 5-year CAGR 12.43% 22.74% 12.38%
Net income growth, 5-year CAGR 1.89% 16.50% 9.71%

Health

Metric CAC MPB Banks Regional median
Debt to equity 0.09 0.00 0.22
Current ratio 0.82 0.94 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric CAC MPB Banks Regional median
Dividend yield 2.99% 2.47% 2.57%
Payout ratio 0.32 0.31 0.30

Size

Metric CAC MPB Banks Regional median
Market cap 944.04m 911.31m 913.33m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack