Saturday 17 October 2026 Export LX’s income statement to Excel — free account

LexinFintech Holdings Ltd. Sponsored ADR

LexinFintech Holdings Ltd. Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $1.9 billion, down 3.35% from fiscal 2024. In the quarter to June 2026, revenue fell 6.21%, EPS fell 78.6%, free cash flow grew 2,545.6% and total debt fell 20.2%, each against the same quarter a year earlier.

0.64 0.04 −5.88%

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Market cap: $90.7M
P/E: 0.7×
Fwd P/E: 3.1×
Dividend yield: 29.4%
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 19.72%

Capital & Financial Ratios $m

Market Cap 90.69

Revenue 1,901.61

Net Income 239.82

Free Cash Flow 782.30

Net Debt 182.52

Current Ratio 2.09

Debt/Equity 0.31

P/E ratio 0.73

Fwd P/E 3.10

P/S ratio 0.06

P/B ratio 0.06

Past 5Y EPS Growth 22.98%

This Y EPS Growth (145.97%)

Next Y EPS Growth 225.63%

Next Y revenue growth (19.20%)

Next 5Y EPS Growth 5.85%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 0.05%

10-year low 10-year high

P/S against its own 10 years 0.05%

10-year low 10-year high

P/B against its own 10 years 0.05%

10-year low 10-year high

Dividends

Payout Ratio 0.22

Annual Dividend Rate 0.19

Annual Dividend Yield 29.38%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	0.31	0.19
2025	0.36	0.11 0.19
2024	0.14	0.07 0.07
2023	0.12	0.12
2022	Powerpack
2021	Powerpack
2020	Powerpack
2019	Powerpack
2018	Powerpack

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	615	552	565	361
Receivables	1,417	1,394	1,330	1,265
Inventory	5	3	3	4
Other	368	323	313	329
	2,606	2,453	2,620	2,596

	2023	2024	2025	Q'26
Payables	7	10	14	22
ST’ Debt	632	472	479	271
Other	255	148	78	84
	1,736	1,316	1,384	1,244

Compound Annual Growth %

	10y	5y	3y
Sales	—	1.05%	9.55%
Cash Flow	—	0.00%	230.41%
Earnings	—	21.34%	26.36%
Book Value	—	15.06%	10.88%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	480	470	—	—	—
’25	428	501	480	472	1,881
’24	449	501	522	474	1,946
’23	434	421	481	502	1,839
’22	270	360	378	422	1,430
’21	449	506	461	370	1,786
’20	353	419	465	548	1,785

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	—	—	—	—	—
’25	—	—	—	517	517
’24	—	—	—	148	148
’23	—	—	—	—	393
’22	—	—	—	—	14
’21	—	—	—	—	419
’20	—	—	—	—	(32)

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	—	—	—	—	—
’25	—	—	—	466	466
’24	—	—	—	114	114
’23	—	—	—	(32)	360
’22	—	—	—	(22)	(7)
’21	—	—	—	(19)	400
’20	—	—	—	(13)	(46)

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.17	0.09	—	—	—
’25	0.33	0.40	0.41	0.17	1.35
’24	0.17	0.19	0.26	0.28	0.89
’23	0.27	0.28	0.30	0.02	0.89
’22	0.07	0.13	0.21	0.24	0.64
’21	0.53	0.59	0.44	0.20	1.80
’20	(0.53)	0.30	0.26	0.39	0.48

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	—	1.02	6.48	7.05	6.04	3.35	1.26	1.62	1.56	3.07	Analyst estimates 2026–2028 Powerpack
	High	—	15.90	20.00	14.66	16.93	15.42	3.99	3.86	6.37	11.64
People
People	Employees	2,566	2,518	2,365	3,227	3,313	3,896	3,872	4,268	4,667	7,169
	Revenue/emp, $m	0.25	0.34	0.47	0.47	0.54	0.46	0.37	0.43	0.42	0.26
Income, $m
Income, $m	Revenue	652	858	1,105	1,523	1,785	1,786	1,430	1,839	1,946	1,881
	Gross margin, %	13.88	23.65	39.65	47.10	31.20	50.52	30.76	34.56	35.39	33.98
	EBT	(9)	73	307	389	105	435	149	187	185	297
	EBT margin, %	(1.38)	8.50	27.77	25.52	5.89	24.34	10.43	10.16	9.53	15.78
	Net income	(18)	37	288	330	91	366	120	150	151	240
	Depreciation	1	3	4	6	8	14	14	15	15	15
Per share, $
Per share, $	Revenue	11.79	15.10	6.54	8.55	9.79	9.69	8.22	11.20	11.74	11.10
	Earnings	(0.32)	0.07	1.70	1.85	0.50	1.99	0.68	0.91	0.91	1.42
	Cash flow	1.03	4.50	2.41	(0.63)	(0.18)	2.27	0.08	2.39	0.89	3.05
	Capex	(0.09)	(0.10)	(0.05)	(0.04)	(0.07)	(0.10)	(0.12)	(0.20)	(0.20)	(0.30)
	Free cash flow	0.94	4.40	2.36	(0.67)	(0.25)	2.17	(0.04)	2.19	0.69	2.75
	Book value	(1.66)	4.60	3.54	5.32	4.65	6.87	7.21	8.33	8.88	10.09
	Shares, m	55	57	169	178	182	184	174	164	166	169
Valuation, ×
Valuation, ×	P/E	0.00	345.80	4.27	7.49	13.14	1.97	2.77	1.96	6.24	2.37
	P/S	0.00	0.00	1.11	1.62	0.68	0.40	0.24	0.16	0.49	0.29
	P/B	0.00	4.05	2.05	2.61	1.44	0.56	0.27	0.22	0.65	0.32
	EV/Sales	0.00	0.00	1.44	1.85	1.10	0.55	0.75	0.25	0.58	0.36
	EV/FCF	0.00	0.00	2.26	5.32	5.77	1.56	4.70	0.64	3.18	0.86
Cash, $m
Cash, $m	Operating cash flow	57	255	406	(112)	(32)	419	14	393	148	517
	Capex	(5)	(6)	(8)	(7)	(13)	(19)	(22)	(32)	(34)	(50)
	Free cash flow	52	250	399	(119)	(46)	400	(7)	360	114	466
Balance, $m
Balance, $m	Working capital	(66)	(19)	333	963	674	1,015	768	870	1,138	1,236
	Total debt	1,166	1,669	762	1,182	1,419	1,174	1,320	771	716	681
	Net debt	1,067	1,409	361	340	736	277	726	156	164	116
	Shareholders’ equity	(92)	262	597	948	848	1,266	1,254	1,368	1,471	1,709
Returns, %
Returns, %	ROA	(1.88)	0.22	14.11	14.40	3.10	11.41	3.60	4.58	4.78	7.54
	ROIC	0.11	2.74	17.28	18.31	8.67	19.52	1.53	10.86	11.97	7.80
	ROE	(39.63)	4.71	66.97	42.66	10.16	34.66	9.43	11.45	10.62	15.08

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
HTT High Templar Tech Limited - Sponsored ADR	$199.4M	3.5×	— (loss-making)	−90.80% (below 0%: shrinking)	n/m	+347.70% (above 0%: growing)	20.72%	(2,664.81%)	Compare
TROO TROOPS, Inc.	$196.7M	— (loss-making)	—	+10.79% (above 0%: growing)	+101.54% (above 0%: growing)	−94.20% (below 0%: shrinking)	23.83%	0.00%	Compare
XYF X Financial Sponsored ADR	$116.8M	2.3×	—	−53.85% (below 0%: shrinking)	−89.20% (below 0%: shrinking)	+194.87% (above 0%: growing)	57.63%	19.62%	Compare
SUIG Sui Group Holdings Limited	$104.5M	— (loss-making)	— (loss-making)	−61.71% (below 0%: shrinking)	n/m	−651.07% (below 0%: shrinking)	100.00%	(5,439.12%)	Compare
LX LexinFintech Holdings Ltd. Sponsored ADR	$90.7M	0.7×	3.1×	−6.21% (below 0%: shrinking)	−78.57% (below 0%: shrinking)	+2,545.55% (above 0%: growing)	15.55%	(3.30%)
YRD Yirendai Ltd.	$67.7M	— (loss-making)	2.1×	−43.13% (below 0%: shrinking)	n/m	−332.34% (below 0%: shrinking)	78.70%	(39.50%)	Compare
WEI Weidai Ltd. Sponsored ADR	$67.6M	— (loss-making)	—	−36.85% (below 0%: shrinking)	n/m	—	0.00%	0.00%	Compare
ANTA Antalpha Platform Holding Company	$55.9M	3.8×	— (loss-making)	−28.24% (below 0%: shrinking)	n/m	0.00%	56.88%	(205.39%)	Compare
VRM Vroom, Inc.	$46.3M	— (loss-making)	— (loss-making)	−4.68% (below 0%: shrinking)	n/m	+8.45% (above 0%: growing)	100.00%	49.68%	Compare
Median of peers	$86.1M	3.5×	—	−39.99%	—	0.00%	57.26%	(19.75%)

All 55 Credit Services stocks →

LexinFintech Holdings Ltd. Sponsored ADR (LX) key facts

Concern: LexinFintech Holdings Ltd. Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $1.9 billion, down 3.35% from fiscal 2024.
LexinFintech Holdings Ltd. Sponsored ADR (LX) is a Credit Services company in the Financial sector, traded in the US as an ADR.
As of October 16, 2026, LX traded at $0.64, a market capitalization of $90.7 million.
LexinFintech Holdings Ltd. Sponsored ADR pays an annual dividend of $0.19 per share, a yield of 29.4%, with a payout ratio of 22.4%.
Return on equity was 15.1% and debt-to-equity 0.31.
Its Piotroski F-score is 6 out of 9 for fiscal 2025.