Finance of America Companies Inc. (FOA) vs LexinFintech Holdings Ltd. Sponsored ADR (LX)
- Finance of America Companies Inc. FOA 13.04 +1.64%
- LexinFintech Holdings Ltd. Sponsored ADR LX 0.66 +4.76%
Finance of America Companies Inc. and LexinFintech Holdings Ltd. Sponsored ADR are both Credit Services companies. Finance of America Companies Inc. is the larger, with a market value of $222.1M against $83.7M — 2.7× the size. Finance of America Companies Inc. has negative trailing earnings, so its P/E is not meaningful; LexinFintech Holdings Ltd. Sponsored ADR trades at 0.7×. LexinFintech Holdings Ltd. Sponsored ADR grew revenue faster over the last twelve months: −1.19% against −42.3%. LexinFintech Holdings Ltd. Sponsored ADR has the higher net margin (8.06% vs −0.10%) and the higher return on invested capital (3.06% vs −0.12%). Across the 18 metrics below, LexinFintech Holdings Ltd. Sponsored ADR leads on 15 and Finance of America Companies Inc. on 3.
Valuation
Profitability
| Metric | FOA | LX | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | 25.63% | 76.61% |
| Operating margin | (20.35%) | 5.03% | 0.34% |
| Net margin | (0.10%) | 8.06% | 8.35% |
| Free cash flow margin | (164.79%) | 0.00% | 8.73% |
| Return on equity | (0.08%) | 9.05% | 9.05% |
| Return on assets | 0.00% | 4.76% | 1.94% |
| Return on invested capital | (0.12%) | 3.06% | 4.56% |
Growth
Health
Dividend
Size
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