Cherry Hill Mortgage Investment Corporation (CHMI) vs Manhattan Bridge Capital, Inc (LOAN)

Cherry Hill Mortgage Investment Corporation and Manhattan Bridge Capital, Inc are both Reit Mortgage companies. Cherry Hill Mortgage Investment Corporation is the larger, with a market value of $101.2M against $44.7M — 2.3× the size. Manhattan Bridge Capital, Inc trades at the lower P/E: 9.3× against 15.3×. Cherry Hill Mortgage Investment Corporation grew revenue faster over the last twelve months: 181.6% against −12.4%. Manhattan Bridge Capital, Inc has the higher net margin (58.3% vs 42.1%) and the higher return on invested capital (4.78% vs 2.16%). Both pay a dividend; Cherry Hill Mortgage Investment Corporation yields more (20.7% vs 9.66%). Across the 22 metrics below, Manhattan Bridge Capital, Inc leads on 15 and Cherry Hill Mortgage Investment Corporation on 7.

Valuation

Metric CHMI LOAN Reit Mortgage median
P/E 15.33 9.29 7.80
P/S 6.43 5.47 1.90
P/B 0.82 1.04 0.61
Price to free cash flow 4.35 8.55 5.90
EV/EBITDA 32.54 18.77 28.40
EV/Sales 76.70 11.18 16.02
Earnings yield 6.52% 10.77% 7.68%
Free cash flow yield 22.98% 11.70% 11.60%

Profitability

Metric CHMI LOAN Reit Mortgage median
Gross margin 100.00% 100.00% 100.00%
Operating margin 255.39% 58.19% 35.40%
Net margin 42.13% 58.30% 11.85%
Free cash flow margin 147.87% 63.97% 26.68%
Return on equity 5.30% 11.00% 4.81%
Return on assets 0.46% 7.22% 0.62%
Return on invested capital 2.16% 4.78% 1.22%

Growth

Metric CHMI LOAN Reit Mortgage median
Revenue growth (TTM) 181.60% (12.37%) 4.70%
EPS growth (last fiscal year) (257.14%) (8.16%) —
Revenue growth, 5-year CAGR (11.38%) 4.34% 14.60%
Net income growth, 5-year CAGR 0.00% 3.86% 0.00%

Health

Metric CHMI LOAN Reit Mortgage median
Debt to equity 4.41 0.45 3.30
Current ratio 0.09 3.06 1.00
Net debt to EBITDA 31.07 3.33 18.31

Dividend

Metric CHMI LOAN Reit Mortgage median
Dividend yield 20.69% 9.66% 13.05%
Payout ratio 0.41 1.08 1.24

Size

Metric CHMI LOAN Reit Mortgage median
Market cap 101.24m 44.67m 517.48m

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