Global Indemnity PLC (GBLI) vs Kingstone Companies, Inc (KINS)

Global Indemnity PLC and Kingstone Companies, Inc are both Insurance Property & Casualty companies. Global Indemnity PLC is the larger, with a market value of $366.5M against $264.9M — 1.4× the size. Kingstone Companies, Inc trades at the lower P/E: 7.4× against 10.5×. Kingstone Companies, Inc grew revenue faster over the last twelve months: 28.0% against 3.83%. Kingstone Companies, Inc has the higher net margin (14.9% vs 7.42%) and the higher return on invested capital (24.0% vs 4.29%). Both pay a dividend; Global Indemnity PLC yields more (3.36% vs 1.37%). Across the 22 metrics below, Kingstone Companies, Inc leads on 17 and Global Indemnity PLC on 5.

Valuation

Metric GBLI KINS Insurance Property & Casualty median
P/E 10.53 7.36 10.29
P/S 0.78 1.11 1.17
P/B 0.51 2.05 1.83
Price to free cash flow n/m 3.18 7.48
EV/EBITDA 6.31 5.30 7.49
EV/Sales 0.67 1.06 1.13
Earnings yield 9.50% 13.59% 9.50%
Free cash flow yield (9.52%) 31.44% 13.29%

Profitability

Metric GBLI KINS Insurance Property & Casualty median
Gross margin 16.61% 100.00% 41.16%
Operating margin 9.91% 18.74% 15.09%
Net margin 7.42% 14.85% 11.51%
Free cash flow margin (7.46%) 34.95% 17.59%
Return on equity 4.84% 31.51% 18.19%
Return on assets 1.97% 8.10% 3.74%
Return on invested capital 4.29% 23.99% 12.06%

Growth

Metric GBLI KINS Insurance Property & Casualty median
Revenue growth (TTM) 3.83% 28.03% 8.69%
EPS growth (last fiscal year) (43.91%) 94.59% —
Revenue growth, 5-year CAGR (7.87%) 10.34% 9.23%
Net income growth, 5-year CAGR (2.95%) 111.10% 10.09%

Health

Metric GBLI KINS Insurance Property & Casualty median
Debt to equity 0.06 0.03 0.25
Current ratio 0.26 0.34 0.42
Net debt to EBITDA (0.87) (0.14) 0.08

Dividend

Metric GBLI KINS Insurance Property & Casualty median
Dividend yield 3.36% 1.37% 2.79%
Payout ratio 0.38 0.62 0.27

Size

Metric GBLI KINS Insurance Property & Casualty median
Market cap 366.45m 264.91m 2.44b

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