Global Indemnity PLC (GBLI) vs Kingstone Companies, Inc (KINS)

Global Indemnity PLC and Kingstone Companies, Inc are both Insurance Property & Casualty companies. Global Indemnity PLC is the larger, with a market value of $355.0M against $269.0M — 1.3× the size. Kingstone Companies, Inc trades at the lower P/E: 7.5× against 10.3×. Kingstone Companies, Inc grew revenue faster over the last twelve months: 28.0% against 3.83%. Kingstone Companies, Inc has the higher net margin (14.9% vs 7.42%) and the higher return on invested capital (24.0% vs 4.29%). Both pay a dividend; Global Indemnity PLC yields more (5.77% vs 1.12%). Across the 20 metrics below, Kingstone Companies, Inc leads on 16 and Global Indemnity PLC on 4.

Valuation

Metric GBLI KINS Insurance Property & Casualty median
P/E 10.28 7.55 10.75
P/S 0.76 1.14 1.21
P/B 0.49 2.10 1.99
Price to free cash flow n/m 3.26 7.76
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 9.73% 13.25% 9.08%
Free cash flow yield (9.76%) 30.65% 12.11%

Profitability

Metric GBLI KINS Insurance Property & Casualty median
Gross margin 16.61% 100.00% 41.16%
Operating margin 9.91% 18.74% 15.09%
Net margin 7.42% 14.85% 11.51%
Free cash flow margin (7.46%) 34.95% 17.46%
Return on equity 4.84% 31.51% 17.34%
Return on assets 1.97% 8.10% 3.74%
Return on invested capital 4.29% 23.99% 12.06%

Growth

Metric GBLI KINS Insurance Property & Casualty median
Revenue growth (TTM) 3.83% 28.03% 8.02%
EPS growth (last fiscal year) (43.91%) 94.59% 39.61%
Revenue growth, 5-year CAGR (5.06%) 10.34% 9.23%
Net income growth, 5-year CAGR 0.00% 111.10% 10.09%

Health

Metric GBLI KINS Insurance Property & Casualty median
Debt to equity 0.06 0.03 0.25
Current ratio 0.26 0.34 0.42
Net debt to EBITDA (0.87) (0.14) 0.08

Dividend

Metric GBLI KINS Insurance Property & Casualty median
Dividend yield 5.77% 1.12% 1.50%
Payout ratio 0.60 0.09 0.14

Size

Metric GBLI KINS Insurance Property & Casualty median
Market cap 355.03m 268.97m 2.67b

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