Franklin Financial Services Corp. (FRAF) vs Isabella Bank Corporation (ISBA)
Franklin Financial Services Corp. and Isabella Bank Corporation are both Banks Regional companies. Franklin Financial Services Corp. and Isabella Bank Corporation are of similar size ($285.3M and $280.1M). Franklin Financial Services Corp. trades at the lower P/E: 11.4× against 14.1×. Isabella Bank Corporation grew revenue faster over the last twelve months: 11.1% against 9.78%. Franklin Financial Services Corp. has the higher net margin (18.2% vs 16.8%) and the higher return on invested capital (10.7% vs 6.67%). Across the 19 metrics below, Franklin Financial Services Corp. leads on 14 and Isabella Bank Corporation on 5.
Valuation
Profitability
| Metric | FRAF | ISBA | Banks Regional median |
|---|---|---|---|
| Gross margin | 69.92% | 71.72% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 18.20% | 16.78% | 18.66% |
| Free cash flow margin | 30.90% | 19.59% | 21.18% |
| Return on equity | 14.45% | 8.51% | 10.64% |
| Return on assets | 1.07% | 0.91% | 1.13% |
| Return on invested capital | 10.71% | 6.67% | 8.33% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack