Franklin Financial Services Corp. (FRAF) vs Isabella Bank Corporation (ISBA)
- Franklin Financial Services Corp. FRAF 62.75 −0.10%
- Isabella Bank Corporation ISBA 36.60 −0.30%
Franklin Financial Services Corp. and Isabella Bank Corporation are both Banks Regional companies. Franklin Financial Services Corp. and Isabella Bank Corporation are of similar size ($282.6M and $280.1M). Franklin Financial Services Corp. trades at the lower P/E: 11.4× against 13.5×. Isabella Bank Corporation grew revenue faster over the last twelve months: 11.1% against 9.78%. Franklin Financial Services Corp. has the higher net margin (18.2% vs 16.8%) and the higher return on invested capital (10.7% vs 6.67%). Both pay a dividend; Isabella Bank Corporation yields more (3.06% vs 2.14%). Across the 19 metrics below, Franklin Financial Services Corp. leads on 13 and Isabella Bank Corporation on 6.
Valuation
Profitability
| Metric | FRAF | ISBA | Banks Regional median |
|---|---|---|---|
| Gross margin | 69.92% | 71.72% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 18.20% | 16.78% | 18.66% |
| Free cash flow margin | 30.90% | 19.59% | 21.11% |
| Return on equity | 14.45% | 8.51% | 10.65% |
| Return on assets | 1.07% | 0.91% | 1.13% |
| Return on invested capital | 10.71% | 6.67% | 8.35% |
Growth
Health
Dividend
Size
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