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High Templar Tech Limited - Sponsored ADR

High Templar Tech Limited - Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $5.9 million, down 80.2% from fiscal 2024. In the quarter to December 2025, revenue fell 90.8%, EPS fell 200.0%, free cash flow grew 347.7% and total debt rose 235.1%, each against the same quarter a year earlier.

2.08 0.06 −2.80%

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Market cap: $199.4M
P/E: 3.5×
Fwd P/E: −23.1×
Dividend yield: —
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 42.77%

Capital & Financial Ratios $m

Market Cap 199.43

Revenue 5.86

Net Income 101.33

Free Cash Flow 593.52

Net Debt (851.43)

Current Ratio 4.80

Debt/Equity 0.20

P/E ratio 3.47

Fwd P/E (23.10)

P/S ratio 57.57

P/B ratio 0.21

Past 5Y EPS Growth 2.09%

This Y EPS Growth —

Next Y EPS Growth —

Next Y revenue growth (100.00%)

Next 5Y EPS Growth (2.96%)

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 28.66%

10-year low 10-year high

P/S against its own 10 years 87.93%

10-year low 10-year high

P/B against its own 10 years 21.78%

10-year low 10-year high

Dividends

Payout Ratio —

Annual Dividend Rate —

Annual Dividend Yield —

	total	individual payouts
2024	Powerpack
2023	Powerpack
2022	Powerpack
2021	Powerpack
2020	Powerpack

special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	1,333	1,120	1,404	1,184
Receivables	4	5	1	—
Inventory	—	—	—	—
Other	94	265	224	440
	1,431	1,389	1,629	1,624

	2023	2024	2025	Q'26
Payables	—	—	—	—
ST’ Debt	—	99	225	232
Other	44	12	7	61
	106	154	283	338

Compound Annual Growth %

	10y	5y	3y
Sales	—	(59.90%)	(58.79%)
Cash Flow	—	(23.65%)	37.46%
Earnings	—	(7.16%)	0.00%
Book Value	—	(1.84%)	(1.61%)

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	—	—	—	—	—
’25	4	0	1	1	6
’24	8	7	8	7	30
’23	3	2	4	9	18
’22	32	16	15	21	84
’21	79	64	54	63	260
’20	135	165	125	140	565

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	—	—	—	—	—
’25	—	—	—	98	98
’24	—	—	—	(15)	(15)
’23	—	—	—	—	50
’22	—	—	—	—	38
’21	—	—	—	—	145
’20	—	—	—	—	379

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	—	—	—	—	—
’25	—	—	—	107	107
’24	—	—	—	(59)	(59)
’23	48	(43)	68	(79)	(29)
’22	89	(58)	(72)	(39)	(1)
’21	31	—	—	(75)	70
’20	75	45	171	(34)	345

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	—	—	—	—	—
’25	0.12	0.26	0.35	(0.15)	0.61
’24	(0.05)	0.07	0.10	(0.05)	0.07
’23	0.26	(0.05)	(0.12)	(0.08)	0.03
’22	(0.09)	(0.04)	(0.37)	0.30	(0.21)
’21	0.28	0.16	(0.06)	(0.03)	0.36
’20	(0.27)	0.10	0.33	0.39	0.55

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	—	11.33	4.00	4.07	1.17	0.81	0.63	0.92	1.52	2.04	Analyst estimates 2026–2028 Powerpack
	High	—	35.45	17.80	9.21	5.09	3.82	2.18	2.54	3.20	5.08
People
People	Employees	1,014	1,614	1,154	947	1,047	940	215	305	262	101
	Revenue/emp, $m	0.21	0.45	0.97	1.34	0.54	0.28	0.39	0.06	0.11	0.06
Income, $m
Income, $m	Revenue	213	734	1,119	1,270	565	260	84	18	30	6
	Gross margin, %	81.44	81.55	64.44	89.80	76.62	81.94	33.66	(26.73)	7.12	7.13
	EBT	104	372	385	559	187	133	(39)	14	22	106
	EBT margin, %	48.76	50.68	34.44	44.01	33.10	51.17	(46.69)	80.32	72.79	1,804.78
	Net income	85	333	362	469	147	92	(52)	6	13	101
	Depreciation	4	1	2	3	2	3	1	2	3	7
Per share, $
Per share, $	Revenue	2.68	5.81	3.51	4.56	2.23	1.02	0.34	0.08	0.16	0.04
	Earnings	1.07	2.63	1.14	1.68	0.58	0.36	(0.21)	0.03	0.07	0.63
	Cash flow	1.48	3.74	1.52	2.84	1.49	0.57	0.15	0.23	(0.08)	0.61
	Capex	(0.01)	(0.01)	(0.06)	(0.04)	(0.13)	(0.30)	(0.16)	(0.36)	(0.24)	0.05
	Free cash flow	1.47	3.73	1.46	2.80	1.36	0.27	0.00	(0.13)	(0.32)	0.66
	Book value	(6.38)	11.60	4.94	6.15	7.20	7.75	7.10	7.58	8.46	10.26
	Shares, m	79	126	319	279	254	253	246	217	183	162
Valuation, ×
Valuation, ×	P/E	21.46	9.25	3.70	2.84	2.38	2.63	0.00	99.00	40.29	5.92
	P/S	0.00	0.00	1.22	1.03	0.62	0.95	2.76	24.18	17.39	98.25
	P/B	0.00	0.00	0.87	0.77	0.19	0.13	0.13	0.26	0.33	0.35
	EV/Sales	0.00	0.00	1.41	0.92	(0.94)	(3.47)	(12.49)	(49.56)	(16.47)	(100.13)
	EV/FCF	0.00	0.00	1.73	0.78	(0.89)	(1.49)	6.48	8.50	(1.00)	(0.99)
Cash, $m
Cash, $m	Operating cash flow	117	473	485	791	379	145	38	50	(15)	98
	Capex	(1)	(2)	(20)	(11)	(34)	(75)	(39)	(79)	(43)	8
	Free cash flow	116	471	464	780	345	70	(1)	(29)	(59)	107
Balance, $m
Balance, $m	Working capital	354	1,515	1,377	1,885	1,719	1,840	1,519	1,325	1,235	1,346
	Total debt	628	1,305	622	487	146	136	21	—	99	225
	Net debt	449	(138)	208	(138)	(883)	(1,146)	(1,277)	(1,333)	(1,021)	(1,179)
	Shareholders’ equity	(506)	1,466	1,574	1,713	1,825	1,965	1,746	1,646	1,547	1,663
Returns, %
Returns, %	ROA	4.23	16.52	13.56	18.75	6.27	4.34	(2.59)	0.31	0.73	5.55
	ROIC	0.00	17.50	13.72	21.94	8.80	11.05	(6.36)	(9.30)	(5.02)	(7.35)
	ROE	17.74	69.28	23.84	28.53	8.31	4.88	(2.83)	0.32	0.79	6.31

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Dec 2025 · fundamentals updated 16 Oct 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
RM Regional Management Corp.	$318.0M	6.8×	6.4×	+6.71% (above 0%: growing)	−14.95% (below 0%: shrinking)	+1.86% (above 0%: growing)	100.00%	19.97%	Compare
PMTS CPI Card Group Inc.	$297.9M	20.7×	9.0×	+14.97% (above 0%: growing)	+260.00% (above 0%: growing)	+4,762.29% (above 0%: growing)	32.50%	7.95%	Compare
FOA Finance of America Companies Inc.	$279.1M	— (loss-making)	— (loss-making)	−64.77% (below 0%: shrinking)	n/m	−89.96% (below 0%: shrinking)	100.00%	(69.79%)	Compare
MFIN Medallion Financial Corp.	$256.9M	8.0×	8.6×	+2.54% (above 0%: growing)	−34.69% (below 0%: shrinking)	+176.13% (above 0%: growing)	69.47%	0.00%	Compare
CPSS Consumer Portfolio Services, Inc.	$200.9M	9.2×	6.8×	+10.59% (above 0%: growing)	+31.82% (above 0%: growing)	+94.93% (above 0%: growing)	100.00%	60.37%	Compare
HTT High Templar Tech Limited - Sponsored ADR	$199.4M	3.5×	— (loss-making)	−90.80% (below 0%: shrinking)	n/m	+347.70% (above 0%: growing)	20.72%	(2,664.81%)
TROO TROOPS, Inc.	$196.7M	— (loss-making)	—	+10.79% (above 0%: growing)	+101.54% (above 0%: growing)	−94.20% (below 0%: shrinking)	23.83%	0.00%	Compare
XYF X Financial Sponsored ADR	$116.8M	2.3×	—	−53.85% (below 0%: shrinking)	−89.20% (below 0%: shrinking)	+194.87% (above 0%: growing)	57.63%	19.62%	Compare
SUIG Sui Group Holdings Limited	$104.5M	— (loss-making)	— (loss-making)	−61.71% (below 0%: shrinking)	n/m	−651.07% (below 0%: shrinking)	100.00%	(5,439.12%)	Compare
Median of peers	$228.9M	8.0×	7.7×	+4.63%	+8.44%	+48.40%	84.74%	3.98%

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