High Templar Tech Limited - Sponsored ADR (HTT) vs Regional Management Corp. (RM)
High Templar Tech Limited - Sponsored ADR and Regional Management Corp. are both Credit Services companies. Regional Management Corp. is the larger, with a market value of $280.5M against $226.5M — 1.2× the size. High Templar Tech Limited - Sponsored ADR trades at the lower P/E: 4.0× against 6.1×. Regional Management Corp. grew revenue faster over the last twelve months: 9.63% against −80.2%. High Templar Tech Limited - Sponsored ADR has the higher net margin (1,729.9% vs 6.98%) and the lower return on invested capital (−7.35% vs 4.89%). Across the 22 metrics below, Regional Management Corp. leads on 13 and High Templar Tech Limited - Sponsored ADR on 9.
Valuation
Profitability
| Metric | HTT | RM | Credit Services median |
|---|---|---|---|
| Gross margin | 7.13% | 100.00% | 77.13% |
| Operating margin | (972.58%) | 22.53% | 0.34% |
| Net margin | 1,729.90% | 6.98% | 9.25% |
| Free cash flow margin | 822.54% | 46.38% | 13.03% |
| Return on equity | 6.31% | 12.63% | 8.49% |
| Return on assets | 5.55% | 2.29% | 2.29% |
| Return on invested capital | (7.35%) | 4.89% | 4.09% |
Growth
Health
Dividend
Size
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