HomeTrust Bancshares, Inc. HTB

46.19 0.46 1.01% as of 25 Sep
Market cap
$763.4M
P/E
12.0×
Growth Flags show if company had growth for consecutive years

Insider Decisions

Total sells 3.40
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — — — — —
Sell — — — — 1 — — 4 — 1 — —
Insider Ownership 8.10%

Capital & Financial Ratios

Market Cap 763.38
Revenue 288.96
Net Income 65.02
Free Cash Flow 96.68
Net Debt (109.17)
Current Ratio 1.11
Debt/Equity 0.29
P/E ratio 12.00
P/S ratio 2.61
P/B ratio 1.25
Past 5Y EPS Growth 19.59%
This Y EPS Growth 0.70%
Next Y EPS Growth 20.18%
Next 5Y EPS Growth 10.11%
in millions of $

Dividends

Payout Ratio 0.14
Annual Dividend Rate 0.40
Annual Dividend Yield 1.58%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.58
0.13
0.15
0.15
2025 0.49
0.12
0.12
0.12
0.13
2024 0.45
0.11
0.11
0.11
0.12
2023 0.41
0.10
0.10
0.10
0.11
2022 0.37
0.09
0.09
0.09
0.10
2021 0.33
0.08
0.08
0.08
0.09
2020 0.29
0.07
0.07
0.07
0.08
2019 0.25
0.06
0.06
0.06
0.07
2018 0.06
0.06
2017 Powerpack
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 337 308 344 284
Receivables — — — —
Inventory — — — —
Other — — — —
4,132 4,135 4,102 4,002
2023 2024 2025 Q'26
Payables 3,601 3,779 3,710 3,607
ST’ Debt — — — —
Other — — — —
3,601 3,779 3,710 3,607
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 11.59% 11.91% 23.51%
Cash Flow 36.44% 0.00% 8.16%
Earnings 23.35% 23.30% 22.12%
Book Value 4.94% 8.03% 15.60%

Revenue

Sep Dec Mar Jun Year
’26 — — 72 70 —
’25 74 73 72 74 292
’24 70 74 72 74 295
’23 43 50 59 66 218
’22 40 39 37 40 155
’21 39 40 40 40 159
’20 44 45 39 38 167
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Sep Dec Mar Jun Year
’26 — — 111 1 —
’25 (11) (2) 72 (9) 49
’24 (33) 5 (9) 6 45
’23 8 13 (4) (62) (34)
’22 (2) 19 38 (5) 39
’21 (56) 24 2 8 10
’20 (9) 2 (17) (22) (39)
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Sep Dec Mar Jun Year
’26 — — 113 7 —
’25 (12) (11) 69 (2) 44
’24 (34) (6) (8) (2) 28
’23 9 19 (5) (63) (41)
’22 (3) 17 38 (6) 32
’21 (61) 9 (21) 5 (16)
’20 (11) (1) (30) (26) (56)
in millions of $ · fiscal quarters ending in the months shown

EPS

Sep Dec Mar Jun Year
’26 — — 0.99 0.94 —
’25 0.95 0.93 0.84 1.00 3.72
’24 0.88 0.83 0.88 0.73 3.20
’23 0.60 0.90 0.40 0.90 2.83
’22 0.65 0.68 0.51 0.39 2.26
’21 0.35 0.57 0.48 (0.46) 0.95
’20 0.49 0.52 0.07 0.22 1.32
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1.8
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
16.97 21.40 24.00 23.93 11.75 19.08 21.55 18.02 23.55 30.95

Analyst estimates 2026–2028

Powerpack
Low Price
27.05 28.00 30.00 28.79 27.79 32.28 32.60 30.79 38.99 47.64
High Price
465 486 520 582 590 575 515 556 563 574
Employees
0 0 0 0 0 0 0 0 1 1
Revenue/Emp
102 116 136 160 167 159 155 218 295 292
Revenue
94.08% 92.86% 88.21% 81.03% 80.70% 90.28% 96.56% 86.38% 68.78% 72.85%
Gross Margin
16 17 35 34 29 19 45 57 70 81
EBT
16.03% 14.75% 25.64% 21.19% 17.29% 12.04% 29.23% 26.20% 23.69% 27.68%
EBT Margin
11 12 8 27 23 16 36 45 55 64
Net Income
3 0 1 (1) 5 10 12 13 17 15
Depreciation
5.86 6.65 7.56 9.05 9.96 9.86 10.00 13.90 17.44 17.22
Revenue/Sh
0.66 0.68 0.46 1.53 1.36 0.97 2.30 2.84 3.21 3.75
Earnings/Sh
1.66 0.87 1.74 0.43 (2.34) 0.59 2.52 (2.15) 2.69 2.91
Cash Flow/Sh
(0.05) (0.14) (0.14) (1.06) (1.01) (1.57) (0.46) (0.43) (1.02) (0.34)
Capex/Sh
1.61 0.73 1.59 (0.63) (3.35) (0.98) 2.06 (2.58) 1.67 2.57
Free CF/Sh
20.67 22.88 22.70 23.11 24.40 24.66 25.06 30.01 32.62 35.36
Book Value/Sh
17 17 18 18 17 16 16 16 17 17
Shares
28.03 36.67 61.52 16.47 11.94 29.06 11.01 7.41 10.46 11.45
PE Ratio
3.16 3.67 3.74 2.77 1.61 2.83 2.50 1.61 1.93 2.49
PS Ratio
0.90 1.07 1.25 1.08 0.66 1.13 1.00 0.74 1.03 1.21
PB Ratio
3.64 6.52 5.72 4.74 1.56 1.78 0.46 2.20 1.56 1.92
EV/Sales
9.39 53.80 19.71 (68.86) (3.83) (4.18) 1.56 (12.13) 16.30 12.85
EV/FCF
29 15 31 8 (39) 10 39 (34) 45 49
Op' Cash Flow
(1) (2) (3) (19) (17) (25) (7) (7) (17) (6)
Capex
28 13 29 (11) (56) (16) 32 (41) 28 44
FCF
466 665 691 750 527 124 46 531 356 392
Working Cap'
493 698 637 680 475 115 7 467 198 175
Total Debt
49 329 270 316 (7) (166) (316) 131 (110) (168)
Net Debt
360 398 409 409 408 397 389 471 552 601
Sh' Equity
0.41% 0.40% 0.25% 0.80% 0.63% 0.43% 1.00% 1.08% 1.19% 1.41%
ROA
2.64% 2.16% 3.23% 2.97% 4.49% 5.58% 40.53% 6.50% 9.88% 11.70%
ROIC
3.09% 3.13% 2.04% 6.59% 5.53% 3.86% 9.00% 10.28% 10.72% 11.17%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

HomeTrust Bancshares, Inc. peers in Banks Regional

All 325 Banks Regional stocks →

HomeTrust Bancshares, Inc. (HTB) key facts

  • HomeTrust Bancshares, Inc. (HTB) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
  • HomeTrust Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $292.5 million, down 0.88% from fiscal 2024.
  • Net income was $64.4 million, or $3.75 per share (basic), a net margin of 22.0%.
  • As of September 25, 2026, HTB traded at $46.19, a market capitalization of $763.4 million.
  • At that price the stock trades at 12.0× trailing-twelve-month earnings and 2.6× sales.
  • HomeTrust Bancshares, Inc. pays an annual dividend of $0.40 per share, a yield of 1.58%, with a payout ratio of 13.9%.
  • Return on equity was 11.2% and debt-to-equity 0.29.

Source: company filings (standardised) and stockrow calculations.

HomeTrust Bancshares, Inc. (HTB) Latest News

News by impact score

Fine-tune

17 Aug

4

HomeTrust Bancshares, Inc. acquires Blue Ridge Bankshares, Inc. to expand into attractive Virginia markets. Acquisition represents major strategic expansion into new markets that can significantly alter HomeTrust's growth trajectory and competitive position.

4

HomeTrust Bancshares, Inc. acquires Blue Ridge Bankshares, Inc. to expand into Virginia markets. Acquisition represents major strategic expansion into new markets with potential to significantly shift growth trajectory.

4

HomeTrust Bancshares, Inc. (HTB) will acquire Blue Ridge Bank for $448 million. The $448 million acquisition of Blue Ridge Bank marks a major strategic expansion for HomeTrust Bancshares.

23 Jul

3

HomeTrust Bancshares Q2 earnings and revenues exceeded analyst estimates. Beating quarterly estimates signals stronger financial results and can moderately lift near-term stock performance.

3

HomeTrust Bancshares reported financial results for the second quarter of the year ending December 31, 2026 and declared a quarterly dividend. Quarterly earnings and dividend declarations produce moderate short-term effects on valuation and sentiment.

7 Jul

3

HomeTrust Bank launches specialized healthcare banking division. New division targets healthcare sector potentially boosting revenue streams.

26 Apr

4

HomeTrust Bancshares, Inc. (HTB) beat analyst forecasts, prompting analysts to revise their predictions upward. Earnings beats drive positive analyst revisions, significantly boosting investor sentiment and stock trajectory.

23 Apr

4

HomeTrust Bancshares (HTB) Q1 earnings and revenues exceeded analyst estimates. Q1 earnings beat signals strong financial performance, likely driving positive investor sentiment and stock price gains.

4

HomeTrust Bancshares, Inc. announced first-quarter financial results for the fiscal year ending December 31, 2026, and an increase in its quarterly dividend. Q1 results and dividend hike signal strong financial health, boosting investor confidence and stock performance.

3

HomeTrust Bancshares (HTB) reported Q1 earnings, with key metrics providing insights into financial performance. Q1 earnings disclosure affects financial performance and investor sentiment but represents routine quarterly reporting.

16 Apr

3

Analysts predict HomeTrust Bancshares (HTB) will report declining earnings, urging focus on key metrics like revenue, net interest margins, loan growth, and expense management amid economic pressures. Expected earnings decline could noticeably impact financial performance and short-term market sentiment without fundamentally altering long-term trajectory.

13 Apr

3

HomeTrust Bancshares (NYSE:HTB) earnings analyzed to assess if they merit investor attention amid profitability trends, growth metrics, and valuation concerns. Earnings review highlights moderate potential effects on financial performance and investor sentiment without fundamental trajectory changes.

22 Jan

4

HomeTrust Bancshares, Inc. (HTB) reported better-than-expected earnings for the fourth quarter, surpassing analysts' estimates. The company's strong performance was attributed to increased net interest income and improved asset quality. Additionally, HTB's loan growth and effective cost management contributed to its positive financial results, reflecting a solid operational strategy. Investors reacted favorably to the news, indicating confidence in the bank's future prospects. Strong earnings performance and improved asset quality are likely to significantly impact future growth and investor sentiment.

4

HomeTrust Bancshares, Inc. reported its Q4 earnings, highlighting key financial metrics and performance indicators. The results showed a notable increase in net income and improvements in asset quality. The bank's loan growth and deposit levels also demonstrated resilience amid market challenges. Management provided insights into future strategies and market conditions, indicating a positive outlook for the upcoming quarters. The reported earnings and strategic insights suggest significant potential for future growth and investor sentiment.

3

HomeTrust Bancshares, Inc. (HTB) is predominantly owned by institutional investors, holding 51% of the company's shares. This significant ownership indicates a strong influence of institutional stakeholders on the company's strategic decisions and overall direction. Institutional ownership can moderately influence company operations and market sentiment.

3

HomeTrust Bancshares, Inc. reported its financial results for the fourth quarter of the year ending December 31, 2025, highlighting key performance metrics and announcing a quarterly dividend declaration. The results reflect the company's financial health and strategic direction, providing insights into its operational performance and shareholder returns. The financial results and dividend declaration indicate a moderate influence on the company's performance and market sentiment.

20 Jan

3

HomeTrust Bank has been recognized as a 2026 Best Place to Work in four states, highlighting its commitment to employee satisfaction and workplace culture. This accolade reflects the bank's efforts to create a positive work environment and support its employees, contributing to its reputation in the financial sector. Recognition as a top workplace can enhance employee morale and attract talent, positively influencing operational performance.

9 Jan

4

HomeTrust Bancshares, Inc. (HTB) is expected to outperform earnings estimates again, driven by strong loan growth and improved net interest margins. Analysts highlight the bank's strategic focus on expanding its lending portfolio and enhancing operational efficiency. The positive economic environment and rising interest rates are also contributing factors that may bolster HTB's financial performance in the upcoming earnings report. Strong loan growth and improved net interest margins are likely to significantly impact future performance.

16 Dec

3

HomeTrust Bancshares, Inc. has completed its previous stock repurchase program and announced the authorization of a new stock repurchase program. This new program allows for the repurchase of up to 1 million shares of common stock, reflecting the company's commitment to enhancing shareholder value. The new stock repurchase program is expected to moderately influence investor sentiment and financial performance.

11 Dec

3

HomeTrust Bancshares, Inc. (HTB) has reached a new high in its stock price, prompting discussions about its future growth potential. Analysts are evaluating whether the upward trend can continue, considering market conditions and the company's strategic initiatives. Investors are keen to understand if there is still room for further gains or if the stock has peaked. The stock's recent performance indicates a moderately noticeable influence on investor sentiment and market positioning.

8 Dec

4

HomeTrust Bancshares, Inc. (HTB) has delivered a 19% compound annual growth rate (CAGR) to its shareholders over the past five years, reflecting strong financial performance and effective management strategies. The bank's consistent growth trajectory highlights its resilience in the competitive banking sector, positioning it favorably for future opportunities. The significant CAGR indicates strong financial health and potential for continued growth, likely influencing investor sentiment and market performance.

19 Nov

4

HomeTrust Bancshares, Inc. (HTB) has been upgraded to a 'Buy' rating by analysts, reflecting positive sentiment regarding the company's financial health and growth potential. The upgrade is attributed to strong performance metrics and favorable market conditions, suggesting that investors may see increased value in the stock moving forward. Analysts recommend considering HTB as a solid investment opportunity based on its recent developments and market positioning. The upgrade to 'Buy' indicates significant positive sentiment that could influence investor behavior and market performance.

17 Nov

3

HomeTrust Bank has received national recognition with three workplace awards and has advanced to the Top 100 Most Loved Workplace® list, highlighting its commitment to employee satisfaction and engagement. Recognition as a top workplace can enhance employee morale and attract talent, positively influencing operational performance.

28 Oct

3

HomeTrust Bancshares, Inc. (HTB) has announced an increase in its quarterly dividend to $0.13 per share, reflecting the company's commitment to returning value to shareholders. This decision comes as part of the bank's ongoing strategy to enhance shareholder returns and signals confidence in its financial stability and growth prospects. Increasing the dividend indicates financial health and may positively influence investor sentiment.

24 Oct

4

HomeTrust Bancshares, Inc. (HTB) has reduced its earnings guidance, raising concerns among investors about its future profitability. This revision comes despite a previously strong profit track record, leading to a potential shift in market sentiment towards the company. Analysts are now reassessing their forecasts and expectations for HTB's performance in the coming quarters. The earnings guidance cut is likely to significantly impact investor sentiment and the company's future financial performance.

22 Oct

4

HomeTrust Bancshares, Inc. (HTB) reported Q3 earnings and revenues that exceeded analysts' expectations, showcasing strong financial performance. The bank's growth in net interest income and improved asset quality contributed to the positive results. Management expressed optimism about future growth prospects, indicating a solid outlook for the remainder of the fiscal year. Strong earnings performance and positive management outlook suggest significant potential for future growth and market sentiment.

4

HomeTrust Bancshares, Inc. reported its Q3 earnings, revealing a net income increase compared to the previous year. The bank's total assets and deposits also saw growth, indicating a positive trend in its financial health. The earnings per share exceeded analysts' expectations, contributing to a favorable outlook for the company. Management highlighted strategic initiatives aimed at enhancing operational efficiency and expanding market presence, which are expected to support future growth. Significant growth in net income and assets suggests a strong trajectory for the company.

4

HomeTrust Bancshares, Inc. reported its financial results for the third quarter ending December 31, 2025, highlighting a positive performance. The company also announced an increase in its quarterly dividend, reflecting confidence in its financial stability and growth prospects. The increase in quarterly dividend and positive financial results indicate significant confidence in future performance and could enhance investor sentiment.

15 Oct

4

Home BancShares, Inc. (HOMB) reported Q3 earnings and revenues that exceeded analysts' expectations, showcasing strong financial performance. The bank's net income rose significantly, driven by increased loan growth and improved net interest margins. Additionally, the company highlighted its strategic initiatives aimed at enhancing operational efficiency and expanding its market presence. Overall, the positive results reflect a robust financial position and a favorable outlook for future growth. Strong earnings performance and strategic initiatives indicate significant potential for future growth and market positioning.

2 Sep

3

HomeTrust Bank has been recognized as the 2025 Best Place to Work for Women and the Best Place to Work in South Carolina. This accolade highlights the bank's commitment to fostering an inclusive and supportive work environment for female employees, contributing to its overall workplace culture and reputation. Recognition as a top workplace can enhance employee satisfaction and retention, positively influencing overall performance.

stockrow.com/HTB · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com