HomeTrust Bancshares, Inc. (HTB) vs South Plains Financial, Inc. (SPFI)
- HomeTrust Bancshares, Inc. HTB 47.08 +1.27%
- South Plains Financial, Inc. SPFI 43.60 +1.51%
HomeTrust Bancshares, Inc. and South Plains Financial, Inc. are both Banks Regional companies. HomeTrust Bancshares, Inc. and South Plains Financial, Inc. are of similar size ($809.1M and $776.1M). South Plains Financial, Inc. trades at the lower P/E: 11.4× against 12.2×. South Plains Financial, Inc. grew revenue faster over the last twelve months: 6.59% against −1.99%. HomeTrust Bancshares, Inc. has the higher net margin (22.5% vs 20.8%) and the higher return on invested capital (10.5% vs 0.00%). Both pay a dividend; South Plains Financial, Inc. yields more (1.56% vs 1.19%). Across the 19 metrics below, HomeTrust Bancshares, Inc. leads on 12 and South Plains Financial, Inc. on 7.
Valuation
Profitability
| Metric | HTB | SPFI | Banks Regional median |
|---|---|---|---|
| Gross margin | 74.97% | 72.40% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 22.50% | 20.79% | 18.66% |
| Free cash flow margin | 33.46% | 24.14% | 21.11% |
| Return on equity | 11.02% | 12.01% | 10.65% |
| Return on assets | 1.44% | 1.33% | 1.13% |
| Return on invested capital | 10.48% | 0.00% | 8.35% |
Growth
Health
Dividend
Size
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