Financial Institutions, Inc. (FISI) vs HomeTrust Bancshares, Inc. (HTB)
- Financial Institutions, Inc. FISI 39.31 +0.10%
- HomeTrust Bancshares, Inc. HTB 47.08 +1.27%
Financial Institutions, Inc. and HomeTrust Bancshares, Inc. are both Banks Regional companies. Financial Institutions, Inc. and HomeTrust Bancshares, Inc. are of similar size ($776.1M and $773.9M). Financial Institutions, Inc. trades at the lower P/E: 9.6× against 12.2×. Financial Institutions, Inc. grew revenue faster over the last twelve months: 46.3% against −1.99%. HomeTrust Bancshares, Inc. has the higher net margin (22.5% vs 21.4%) and the higher return on invested capital (10.5% vs 10.0%). Both pay a dividend; Financial Institutions, Inc. yields more (3.23% vs 1.19%). Across the 19 metrics below, Financial Institutions, Inc. leads on 10 and HomeTrust Bancshares, Inc. on 9.
Valuation
Profitability
| Metric | FISI | HTB | Banks Regional median |
|---|---|---|---|
| Gross margin | 67.21% | 74.97% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 21.40% | 22.50% | 18.66% |
| Free cash flow margin | 14.85% | 33.46% | 21.11% |
| Return on equity | 13.41% | 11.02% | 10.65% |
| Return on assets | 1.30% | 1.44% | 1.13% |
| Return on invested capital | 10.00% | 10.48% | 8.35% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack