Washington Trust Bancorp, Inc. WASH

38.86 0.14 0.36% as of 25 Sep
Market cap
$738.6M
P/E
13.4×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 1.15
Total sells 0.03
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — 3 — — — — —
Sell — — — — — — 1 — — 1 — —
Insider Ownership 2.22%

Capital & Financial Ratios

Market Cap 738.56
Revenue 382.04
Net Income 55.40
Free Cash Flow 95.85
Net Debt 351.29
Current Ratio 0.97
Debt/Equity 0.86
P/E ratio 13.35
P/S ratio 1.94
P/B ratio 1.34
Past 5Y EPS Growth (6.42%)
This Y EPS Growth 18.49%
Next Y EPS Growth 10.25%
Next 5Y EPS Growth 3.72%
in millions of $

Dividends

Payout Ratio 0.65
Annual Dividend Rate 2.24
Annual Dividend Yield 8.74%
total individual payouts
2027 Powerpack
2026 2.24
0.56
0.56
0.56
0.56
2025 2.24
0.56
0.56
0.56
0.56
2024 1.68
0.56
0.56
0.56
2023 2.24
0.56
0.56
0.56
0.56
2022 2.18
0.54
0.54
0.54
0.56
2021 2.22
0.52
0.52
0.12
0.52
0.54
2020 2.05
0.51
0.51
0.51
0.52
2019 2.00
0.47
0.51
0.51
0.51
2018 1.76
0.43
0.43
0.43
0.47
2017 1.54
0.38
0.38
0.39
0.39
2016 1.46
0.36
0.36
0.37
0.37
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 90 114 104 127
Receivables — — — —
Inventory — — — —
Other — — — —
5,717 5,513 5,237 5,222
2023 2024 2025 Q'26
Payables 5,348 5,116 5,270 5,359
ST’ Debt — — — —
Other — — — —
5,348 5,116 5,270 5,359
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 7.90% 7.90% 15.29%
Cash Flow 4.39% 17.10% (10.76%)
Earnings 1.89% (5.60%) (9.92%)
Book Value 3.77% 0.35% 6.21%

Revenue

Mar Jun Sep Dec Year
’26 92 94 — — —
’25 102 96 99 97 394
’24 102 103 104 4 313
’23 82 90 96 97 365
’22 56 58 68 76 257
’21 64 59 60 62 245
’20 67 69 66 67 269
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 16 23 — — —
’25 8 11 40 21 80
’24 2 11 26 19 58
’23 11 (21) 30 12 32
’22 39 13 20 41 113
’21 (3) 63 47 (6) 101
’20 (3) 18 3 18 36
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 15 22 — — —
’25 8 11 39 20 78
’24 1 10 24 18 54
’23 10 (23) 29 10 27
’22 38 11 19 39 107
’21 (4) 62 47 (7) 97
’20 (3) 17 3 16 33
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.66 0.83 — — —
’25 0.63 0.68 0.56 0.83 2.71
’24 0.64 0.63 0.64 (3.46) (1.63)
’23 0.74 0.66 0.65 0.76 2.82
’22 0.94 1.14 1.08 0.95 4.11
’21 1.17 1.00 1.07 1.15 4.39
’20 0.68 1.21 1.06 1.07 4.00
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

3
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
34.59 47.00 45.93 45.21 25.86 42.43 45.60 21.69 24.11 24.95

Analyst estimates 2026–2028

Powerpack
Low Price
57.90 59.10 63.25 54.96 53.91 58.73 60.96 48.78 40.59 34.13
High Price
596 600 623 619 609 623 651 665 618 642
Employees
0 0 0 0 0 0 0 1 1 1
Revenue/Emp
199 214 239 265 269 245 257 365 313 394
Revenue
88.42% 85.98% 81.50% 75.73% 84.23% 93.25% 85.03% 52.97% 32.17% 58.14%
Gross Margin
69 78 87 88 89 98 91 56 (39) 67
EBT
34.67% 36.21% 36.35% 33.31% 33.10% 40.01% 35.47% 15.48% (12.41%) 17.11%
EBT Margin
46 46 68 69 70 77 72 48 (28) 52
Net Income
8 8 7 9 10 8 7 6 6 5
Depreciation
11.63 12.46 13.81 15.28 15.59 14.18 14.91 21.42 18.24 20.54
Revenue/Sh
2.72 2.66 3.95 3.98 4.03 4.43 4.14 2.82 (1.63) 2.72
Earnings/Sh
3.50 3.45 4.80 4.24 2.11 5.82 6.55 1.86 3.36 4.19
Cash Flow/Sh
(0.18) (0.16) (0.23) (0.17) (0.20) (0.20) (0.36) (0.30) (0.23) (0.10)
Capex/Sh
3.32 3.29 4.57 4.07 1.91 5.62 6.20 1.56 3.13 4.08
Free CF/Sh
22.88 24.02 25.95 29.05 30.91 32.63 26.31 27.75 29.14 28.34
Book Value/Sh
17 17 17 17 17 17 17 17 17 19
Shares
20.50 19.94 12.03 13.55 11.12 12.72 11.43 11.38 0.00 10.82
PE Ratio
4.79 4.26 3.44 3.52 2.87 3.98 3.17 1.50 1.72 1.44
PS Ratio
2.44 2.21 1.83 1.85 1.45 1.73 1.80 1.16 1.08 1.04
PB Ratio
8.42 7.48 7.13 7.40 4.41 3.93 6.61 4.58 5.02 2.82
EV/Sales
29.54 28.33 21.56 27.77 35.94 9.92 15.91 62.85 29.28 14.20
EV/FCF
60 59 83 73 36 101 113 32 58 80
Op' Cash Flow
(3) (3) (4) (3) (3) (3) (6) (5) (4) (2)
Capex
57 57 79 71 33 97 107 27 54 78
FCF
325 255 244 533 37 (528) 181 369 397 (33)
Working Cap'
872 814 973 1,164 617 168 1,003 1,213 1,148 649
Total Debt
721 691 880 1,026 414 (11) 884 1,122 1,034 545
Net Debt
391 413 448 503 534 565 454 473 500 544
Sh' Equity
1.14% 1.03% 1.43% 1.34% 1.27% 1.33% 1.14% 0.69% (0.40%) 0.77%
ROA
3.87% 4.40% 4.08% 3.60% 5.88% 11.08% 4.26% 2.21% (1.58%) 3.87%
ROIC
12.11% 11.40% 15.85% 14.50% 13.43% 13.95% 14.04% 10.38% (5.77%) 10.02%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Washington Trust Bancorp, Inc. peers in Banks Regional

All 325 Banks Regional stocks →

Washington Trust Bancorp, Inc. (WASH) key facts

  • Washington Trust Bancorp, Inc. (WASH) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • Washington Trust Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $394.0 million, up 25.9% from fiscal 2024.
  • As of September 25, 2026, WASH traded at $38.86, a market capitalization of $738.6 million.
  • Washington Trust Bancorp, Inc. pays an annual dividend of $2.24 per share, a yield of 8.74%, with a payout ratio of 64.5%.
  • Return on equity was 10.0% and debt-to-equity 0.86.

Source: company filings (standardised) and stockrow calculations.

Washington Trust Bancorp, Inc. (WASH) Latest News

News by impact score

Fine-tune

25 Sep

3

Zacks analyzes Washington Trust Bancorp (WASH) vs. Central Bancompany (CBC) for value. WASH carries a #2 (Buy) Zacks Rank and improving earnings outlook, with a forward P/E of 12.10, PEG 0.88, and P/B 1.33, while CBC shows a #4 (Sell) ranking, forward P/E of 16.80, PEG 2.25, and P/B 1.98. WASH's Value grade is B versus CBC's D, indicating WASH as the superior value option currently. Stronger earnings outlook and more favorable valuation metrics for WASH suggest a moderate positive sentiment shift.

30 Jul

3

Washington Trust Bancorp Inc. (WASH) upgraded to Strong Buy rating. Analyst upgrade to Strong Buy may moderately lift investor sentiment and short-term stock performance.

21 Jul

3

Washington Trust Bancorp Inc (WASH) reported strong net income in its Q2 2026 earnings call. Routine earnings highlights with positive net income typically produce moderate short-term effects on sentiment and valuation.

20 Jul

3

Washington Trust Bancorp reported Q2 earnings and revenues exceeding estimates. Q2 earnings beat offers moderate positive lift to near-term stock performance.

3

Washington Trust Bancorp’s Q2 CY2026 sales exceeded analyst estimates. Quarterly sales beat offers a positive signal for near-term financial results and valuation.

4 Jun

4

Washington Trust Bancorp, Inc. (WASH) and Butterfield Bank shares have skyrocketed. Shares skyrocketing indicates major positive shift in market performance and investor sentiment for Washington Trust Bancorp.

30 Apr

3

Washington Trust Bancorp (WASH) investment narrative shifts due to new targets and constraints. New targets and constraints moderately influence WASH's investment narrative and market sentiment without fundamentally altering long-term trajectory.

27 Apr

3

Top 5 analyst questions from Washington Trust Bancorp (WASH) Q1 earnings call highlight key investor concerns on performance, outlook, and strategy. Analyst questions from Q1 earnings call reveal moderate scrutiny on financials and future prospects.

24 Apr

3

Washington Trust Bancorp Inc (WASH) reported solid net income in Q1 2026 earnings call highlights amid ongoing challenges. Solid Q1 2026 net income reflects moderate positive influence on financial performance and investor sentiment.

22 Apr

3

Washington Trust Bancorp Inc. (WASH) Q1 2026 earnings call highlights navigating challenges in financial performance, deposit growth, loan portfolio, and economic pressures while maintaining asset quality and strategic initiatives. Earnings highlights indicate moderate influences on financial metrics and outlook from challenges, balanced by strategic responses.

21 Apr

4

Washington Trust Bancorp, Inc. (WASH) Q1 earnings call highlights key financial results, including net income, loan growth, deposit trends, and forward guidance amid economic pressures. Q1 earnings highlights disclose quarterly financials and outlook directly impacting investor sentiment and stock trajectory.

3

Washington Trust Bancorp (WASH) Q1 results shaped by elevated provisions for office loans due to credit risks and net interest margin expansion from higher rates. Office loan provisions indicate credit pressures balanced by margin gains, moderately influencing financial performance and investor sentiment.

20 Apr

4

Washington Trust (WASH) Q1 earnings report compares key metrics to estimates, highlighting performance against expectations. Q1 earnings metrics versus estimates directly impact financial performance outlook and investor sentiment.

4

Washington Trust Bancorp, Inc. (WASH) reported first quarter 2026 results. Quarterly earnings releases like Q1 2026 results significantly impact WASH's financial performance and investor sentiment.

3

Washington Trust Bancorp, Inc. (WASH) Q1 earnings and revenues missed analyst estimates. Q1 earnings and revenue misses highlight weaker financial results with moderate potential to influence investor sentiment and stock performance.

3

Washington Trust Bancorp (NASDAQ:WASH) reported Q1 CY2026 sales below analyst estimates in earnings release, prompting a stock price drop. Q1 sales below estimates indicate financial underperformance with moderate impact on investor sentiment and near-term trajectory.

19 Apr

3

Washington Trust Bancorp (WASH) faces Q1 earnings release with analysts forecasting key metrics like EPS, revenue growth, net interest margin, and loan quality amid economic pressures and interest rate environment. Q1 earnings preview highlights potential effects on financial metrics and market sentiment without transformative changes.

14 Apr

4 transcript

Washington Trust Bancorp, Inc. (WASH) earnings call transcript covers quarterly financial results, management discussion, and forward guidance. Earnings call transcripts disclose detailed financial metrics, operational updates, and guidance that drive significant market reactions and future valuation shifts.

13 Apr

3

Washington Trust Bancorp (WASH) earnings are projected to grow, driven by higher net interest income and non-interest income, with analysts forecasting EPS of $0.95, up 2.7% year-over-year, ahead of next week's Q3 release. Expected earnings growth signals moderately positive financial performance outlook, potentially boosting short-term investor sentiment without fundamentally altering long-term trajectory.

30 Mar

3

Piper Sandler initiates coverage on Washington Trust Bancorp (WASH) with a Neutral rating, citing capital constraints limiting growth and profitability amid regulatory pressures. Neutral rating highlights capital constraints that could moderately affect WASH's financial flexibility and investor sentiment.

29 Mar

3

Washington Trust Bancorp (WASH) investment narrative shifts focus to capital position amid neutral analyst ratings. Shifts in capital narrative and neutral ratings may moderately influence financial perception and market trajectory.

15 Mar

3

Washington Trust Bancorp (WASH) narrative shifts positively as Q4 results support a cautious valuation reset. Q4 results influence financial narrative and valuation, moderately affecting performance and investor sentiment.

16 Feb

4

Narrative around Washington Trust Bancorp (WASH) shifts positively after strong Q4 earnings, prompting analysts to issue new, higher price targets amid improved outlook. Q4 earnings beat and elevated analyst targets signal major positive shift in investor sentiment and potential stock trajectory.

12 Feb

3

Washington Trust Bancorp, Inc. (WASH) is highlighted among three stocks considered overvalued, facing scrutiny due to inflated valuations that may not align with their financial performance. Analysts express concerns about the sustainability of their stock prices amid changing market conditions and potential economic headwinds. Investors are advised to exercise caution as these stocks navigate a precarious financial landscape. Concerns about overvaluation and market conditions may moderately influence investor sentiment and financial performance.

6 Feb

3

Washington Trust Bancorp, Inc. (WASH) is highlighted as one of the best income stocks to buy for February 6th, indicating strong potential for dividend income and stability in the current market environment. The company is noted for its solid financial performance and commitment to returning value to shareholders through dividends. Investors are encouraged to consider WASH as a viable option for income generation amidst fluctuating market conditions. WASH's recognition as a strong income stock suggests a moderately noticeable influence on its financial performance and market sentiment.

3

Washington Trust Bancorp, Inc. (WASH) has been highlighted as one of the best growth stocks to consider for investment on February 6th. The company is recognized for its strong financial performance and growth potential, making it an attractive option for investors looking for growth opportunities in the current market. Washington Trust Bancorp's growth potential may moderately influence its financial performance and market positioning.

5 Feb

3

Washington Trust Bancorp, Inc. (WASH) is highlighted as a growth stock worth considering for investment. The article emphasizes its strong financial performance and potential for future growth, making it an attractive option for investors looking for stability and expansion in their portfolios. In contrast, another stock is recommended against, suggesting a more cautious approach to investment decisions. Washington Trust Bancorp's growth potential may influence its financial performance but is balanced by other market factors.

4 Feb

3

Washington Trust Bancorp, Inc. (WASH) is highlighted as one of the best growth stocks to consider for investment on February 4th. The company has shown strong financial performance and growth potential, making it an attractive option for investors looking for growth opportunities in the current market environment. Washington Trust Bancorp's growth potential may moderately influence its financial performance and market positioning.

3 transcript

Washington Trust Bancorp, Inc. (WASH) held its Q4 earnings call, addressing key analyst questions regarding financial performance, strategic initiatives, and market conditions. Analysts sought insights into loan growth, interest margin trends, and the bank's response to regulatory changes. The management provided updates on operational efficiencies and future outlook, emphasizing a commitment to shareholder value and sustainable growth amidst a challenging economic environment. Moderate influence on financial performance and competitive positioning is expected due to the insights shared during the earnings call.

1 Feb

3

Washington Trust Bancorp, Inc. (WASH) is highlighted among three stocks priced under $50 that warrant caution due to various market conditions and potential risks. Investors are advised to consider the company's performance metrics and broader economic factors before making investment decisions. The article emphasizes the importance of thorough analysis in the current market environment. Market conditions and potential risks may moderately influence Washington Trust's financial performance and investor sentiment.

stockrow.com/WASH · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com