Saturday 17 October 2026 Export HIG’s income statement to Excel — free account

The Hartford Insurance Group, Inc.

The Hartford Insurance Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $28.4 billion, up 6.91% from fiscal 2024. In the quarter to June 2026, revenue grew 8.14%, EPS grew 35.5%, free cash flow grew 4.24% and total debt was flat, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for ten consecutive years, revenue growth for three, operating cash flow growth for three.

135.12 2.31 +1.74%

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Market cap: $36.0B
P/E: 8.7×
Fwd P/E: 10.0×
Dividend yield: 1.78%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios Filings 10-Q 10-K

Insider Decisions trades per month

Total sells 56.46

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	1	—	1	5	2	—	1	—	—	—	—	—

Insider Ownership 1.26%

Capital & Financial Ratios $m

Market Cap 35,970.00

Revenue 29,331.00

Net Income 4,365.00

Free Cash Flow 5,873.00

Net Debt 4,171.00

Current Ratio 0.24

Debt/Equity 0.22

P/E ratio 8.66

Fwd P/E 10.00

P/S ratio 1.26

P/B ratio 1.91

Past 5Y EPS Growth 22.85%

This Y EPS Growth (4.44%)

Next Y EPS Growth 7.46%

Next Y revenue growth 2.09%

Next 5Y EPS Growth 3.43%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 7.43%

10-year low 10-year high

P/S against its own 10 years 79.43%

10-year low 10-year high

P/B against its own 10 years 76.41%

10-year low 10-year high

Dividends

Payout Ratio 0.16

Annual Dividend Rate 2.40

Annual Dividend Yield 1.78%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	2.44	0.60 0.60 0.60
2025	2.16	0.52 0.52 0.52 0.60
2024	1.93	0.47 0.47 0.47 0.52
2023	1.75	0.43 0.43 0.43 0.47
2022	1.58	0.39 0.39 0.39 0.43
2021	1.44	0.35 0.35 0.35 0.39
2020	1.30	0.33 0.33 0.33 0.33
2019	1.20	0.30 0.30 0.30 0.30
2018	1.10	0.25 0.25 0.30 0.30
2017	0.94	0.23 0.23 0.23 0.25
2016	0.86	0.21 0.21 0.21 0.23

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	189	234	177	203
Receivables	12,711	13,138	13,507	14,046
Inventory	—	—	—	—
Other	—	—	—	—
	12,900	13,372	13,684	14,249

	2023	2024	2025	Q'26
Payables	52,039	55,080	57,377	59,035
ST’ Debt	—	—	—	—
Other	—	—	—	—
	52,039	55,080	57,377	59,035

Compound Annual Growth %

	10y	5y	3y
Sales	5.90%	6.69%	8.25%
Cash Flow	7.95%	8.88%	13.90%
Earnings	8.53%	17.33%	28.50%
Book Value	0.73%	0.45%	11.54%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	7,226	7,263	—	—	—
’25	6,810	6,716	7,232	7,610	28,368
’24	6,419	6,486	6,751	6,879	26,535
’23	5,910	6,049	6,168	6,400	24,527
’22	5,393	5,373	5,580	6,016	22,362
’21	5,299	5,589	5,686	5,816	22,390
’20	4,956	5,068	5,171	5,328	20,523

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	1,045	1,189	—	—	—
’25	985	1,291	1,838	1,808	5,922
’24	1,097	1,260	1,678	1,874	5,909
’23	871	(49)	1,771	1,627	4,220
’22	429	974	1,521	1,084	4,008
’21	759	838	1,292	1,204	4,093
’20	298	969	1,388	1,216	3,871

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	1,014	1,304	—	—	—
’25	947	1,251	1,793	1,762	5,753
’24	1,047	1,199	1,618	1,900	5,764
’23	822	(99)	1,719	1,563	4,005
’22	398	928	1,476	1,031	3,833
’21	736	814	1,247	1,163	3,960
’20	275	941	1,361	1,180	3,757

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	3.04	4.68	—	—	—
’25	2.15	3.44	3.77	3.98	13.32
’24	2.47	2.44	2.56	2.88	10.35
’23	1.66	1.73	2.09	2.51	7.97
’22	1.30	1.32	1.02	1.81	5.44
’21	0.67	2.51	1.36	2.10	6.62
’20	0.74	1.29	1.26	1.47	4.76

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	36.54	46.35	40.54	42.77	19.04	47.47	60.17	64.25	80.63	104.93	Analyst estimates 2026–2028 Powerpack
	High	48.82	58.61	59.20	62.75	61.32	78.17	76.97	81.07	124.90	140.50
People
People	Employees	16,900	16,400	18,500	19,500	18,500	18,100	18,800	18,700	19,100	19,200
	Revenue/emp, $m	0.96	1.05	1.02	1.06	1.11	1.24	1.19	1.31	1.39	1.48
Income, $m
Income, $m	Revenue	16,291	17,162	18,955	20,740	20,523	22,390	22,362	24,527	26,535	28,368
	Gross margin, %	38.86	40.72	41.10	44.69	42.48	43.19	41.25	41.95	43.95	46.28
	EBT	447	723	1,753	2,560	2,120	2,905	2,262	3,088	3,849	4,760
	EBT margin, %	2.74	4.21	9.25	12.34	10.33	12.97	10.12	12.59	14.51	16.78
	Net income	896	(3,131)	1,807	2,085	1,737	2,371	1,819	2,504	3,111	3,836
	Depreciation	531	433	505	438	602	609	510	395	230	288
Per share, $
Per share, $	Revenue	42.02	47.19	52.89	57.47	57.28	64.14	68.85	79.87	90.29	100.45
	Earnings	2.27	(8.61)	4.95	5.66	4.76	6.71	5.52	7.97	10.35	13.32
	Cash flow	5.33	6.01	7.93	9.67	10.80	11.72	12.34	13.74	20.11	20.97
	Capex	(0.58)	(0.69)	(0.34)	(0.29)	(0.32)	(0.38)	(0.54)	(0.70)	(0.49)	(0.60)
	Free cash flow	4.75	5.32	7.59	9.38	10.49	11.34	11.80	13.04	19.61	20.37
	Book value	43.60	37.10	36.55	45.08	51.79	51.11	42.11	49.91	55.96	67.21
	Shares, m	388	364	358	361	358	349	325	307	294	282
Valuation, ×
Valuation, ×	P/E	21.41	0.00	8.96	10.66	10.27	10.26	13.73	10.09	10.45	10.23
	P/S	1.14	1.17	0.84	1.06	0.86	1.08	1.09	1.02	1.21	1.37
	P/B	1.10	1.49	1.25	1.38	0.96	1.38	1.83	1.67	2.00	2.09
	EV/Sales	1.42	1.45	1.08	1.28	1.08	1.30	1.30	1.21	1.39	1.54
	EV/FCF	12.54	12.87	7.53	7.84	5.90	7.38	7.59	7.43	6.40	7.60
Cash, $m
Cash, $m	Operating cash flow	2,066	2,186	2,843	3,489	3,871	4,093	4,008	4,220	5,909	5,922
	Capex	(224)	(250)	(122)	(105)	(114)	(133)	(175)	(215)	(145)	(169)
	Free cash flow	1,842	1,936	2,721	3,384	3,757	3,960	3,833	4,005	5,764	5,753
Balance, $m
Balance, $m	Working capital	(27,332)	(31,307)	(31,660)	(34,869)	(35,305)	(36,831)	(37,961)	(39,139)	(41,708)	(43,693)
	Total debt	4,910	4,998	4,678	4,848	4,352	4,944	4,357	4,362	4,366	4,371
	Net debt	4,582	4,818	4,557	4,586	4,113	4,607	4,013	4,173	4,132	4,194
	Shareholders’ equity	16,903	13,494	13,101	16,270	18,556	17,843	13,676	15,327	16,447	18,979
Returns, %
Returns, %	ROA	0.40	(1.39)	1.25	3.10	2.37	3.12	2.40	3.32	3.92	4.57
	ROIC	4.14	3.55	7.28	8.99	6.78	8.74	8.79	10.55	12.30	13.37
	ROE	5.19	(20.60)	13.72	14.38	10.05	13.15	11.66	17.53	19.87	21.95

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
BRK.A Berkshire Hathaway Inc.	$1.13T	20,005×	23.8×	+10.04% (above 0%: growing)	+107.15% (above 0%: growing)	+6.56% (above 0%: growing)	80.07%	49.52%	Compare
BRK.B Berkshire Hathaway Inc.	$1.13T	13.4×	23.8×	+10.04% (above 0%: growing)	+107.85% (above 0%: growing)	+6.56% (above 0%: growing)	80.07%	49.52%	Compare
AIG American International Group, Inc.	$41.4B	14.7×	11.0×	−0.08% (below 0%: shrinking)	−10.50% (below 0%: shrinking)	+23.36% (above 0%: growing)	32.04%	19.25%	Compare
HIG The Hartford Insurance Group, Inc.	$36.0B	8.7×	10.0×	+8.14% (above 0%: growing)	+35.53% (above 0%: growing)	+4.24% (above 0%: growing)	43.81%	17.64%
ACGL Arch Capital Group Ltd.	$33.9B	7.8×	9.1×	−10.45% (below 0%: shrinking)	−7.58% (below 0%: shrinking)	+17.63% (above 0%: growing)	37.57%	25.90%	Compare
AEG Aegon NV	$12.2B	— (loss-making)	8.9×	−53.52% (below 0%: shrinking)	−86.85% (below 0%: shrinking)	+30.41% (above 0%: growing)	14.93%	(11.60%)	Compare
BNT Brookfield Wealth Solutions Ltd.	$10.9B	42.5×	—	+38.85% (above 0%: growing)	−80.05% (below 0%: shrinking)	+154.51% (above 0%: growing)	26.99%	10.58%	Compare
PLGO Pelagos Insurance Capital Limited	$2.1B	6.1×	5.8×	+10.30% (above 0%: growing)	+194.44% (above 0%: growing)	+92.57% (above 0%: growing)	15.54%	10.68%	Compare
XZO Exzeo Group, Inc.	$1.5B	17.0×	13.1×	+3.02% (above 0%: growing)	−5.49% (below 0%: shrinking)	−59.20% (below 0%: shrinking)	63.75%	49.26%	Compare
Median of peers	$23.1B	14.7×	11.0×	+6.53%	−6.53%	+20.50%	34.80%	22.58%

All 11 Insurance Diversified stocks →

The Hartford Insurance Group, Inc. (HIG) key facts

Strength: The Hartford Insurance Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $28.4 billion, up 6.91% from fiscal 2024.
Strength: Net income was $3.8 billion, or $13.32 per share (basic), a net margin of 13.5%.
The Hartford Insurance Group, Inc. (HIG) is an Insurance Diversified company in the Financial sector, listed on the New York Stock Exchange.
As of October 16, 2026, HIG traded at $135.12, a market capitalization of $36.0 billion.
At that price the stock trades at 8.7× trailing-twelve-month earnings and 1.3× sales; its P/E is higher than 7% of its own readings over the past ten years.
The Hartford Insurance Group, Inc. pays an annual dividend of $2.40 per share, a yield of 1.78%, with a payout ratio of 15.5%.
Return on equity was 22.0% and debt-to-equity 0.22.
Its Piotroski F-score is 8 out of 9 for fiscal 2025.