The Hartford Insurance Group, Inc.

HIG Financial Insurance Diversified

The Hartford Insurance Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $28.4 billion, up 6.91% from fiscal 2024.

Revenue
+3.94%
EPS
+28.3%
Free cash flow
+67.4%
Total debt
+0.11%

Quarter to September 2026, against a year earlier

135.25 1.84 −1.34%
Market cap
$36.7B
P/E
8.2×
Fwd P/E
9.0×
Dividend yield
1.76%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

The Hartford Insurance Group, Inc. (HIG) Operating margin

Alert me on Operating margin

The Hartford Insurance Group, Inc.'s operating margin over the twelve months to 30 September 2026 was 19.0%, up 1.5 percentage points from fiscal 2025 (17.5%). Over the past ten years it has ranged from 6.05% (fiscal 2017) to 17.5% (fiscal 2025) — the current reading is the highest in ten years. That is in line with the Insurance Diversified industry median of 19.0% and above the Financial sector median of 0.00%.

Operating margin, annual

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Annual newest first

Period Operating margin Change (points)
FY2025 17.5% 2.22
FY2024 15.3% 1.83
FY2023 13.4% 2.30
FY2022 11.1% (2.89)
FY2021 14.0% 2.03
FY2020 12.0% (2.47)
FY2019 14.5% 3.61
FY2018 10.9% 4.80
FY2017 6.05% (2.69)
FY2016 8.74% (2.79)

Quarterly newest first

Period Operating margin Change (points)
Sep 2026 22.6% 4.98
Jun 2026 17.6% 2.32
Mar 2026 15.3% (5.06)
Dec 2025 20.4% 1.76
43 more quarters

Against its own ten years

Low 6.05% High 17.5%
Ten-year median 12.0%
Current reading's percentile 100

Operating margin against peers

Company Operating margin
XZO Exzeo Group, Inc. compare 48.0%
BRK.B Berkshire Hathaway Inc. compare 45.4%
BRK.A Berkshire Hathaway Inc. compare 45.4%
ACGL Arch Capital Group Ltd. compare 26.6%
PLGO Pelagos Insurance Capital Limited compare 20.7%
HIG The Hartford Insurance Group, Inc. 19.0%
BNT Brookfield Wealth Solutions Ltd. compare 13.1%
AIG American International Group, Inc. compare 0.00%
AEG Aegon NV compare −12.3%
Insurance Diversified industry median 19.0%
Financial sector median 0.00%
Market median 0.00%

What Operating margin is

EBIT Margin tells an investor how much operating profit, before interest and taxes, a company keeps from each unit of revenue.

EBIT ÷ Revenue

The full definition of Operating margin →

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