Saturday 17 October 2026 Export PLGO’s income statement to Excel — free account

Pelagos Insurance Capital Limited

Pelagos Insurance Capital Limited’s revenue for fiscal 2025 (year ended December 2025) was $2.5 billion, up 3.33% from fiscal 2024. In the quarter to June 2026, revenue grew 10.3%, EPS grew 194.4%, free cash flow grew 92.6% and total debt fell 14.5%, each against the same quarter a year earlier. Dividend growth for three consecutive years.

25.26 0.49 +1.98%

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Market cap: $2.1B
P/E: 6.1×
Fwd P/E: 5.8×
Dividend yield: 2.38%
F-score: 5/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 36.99%

Capital & Financial Ratios $m

Market Cap 2,050.00

Revenue 2,513.40

Net Income 400.70

Free Cash Flow 630.10

Net Debt 203.40

Current Ratio 0.65

Debt/Equity 0.32

P/E ratio 6.13

Fwd P/E 5.76

P/S ratio 0.85

P/B ratio 0.96

Past 5Y EPS Growth 14.12%

This Y EPS Growth 59.63%

Next Y EPS Growth 29.62%

Next Y revenue growth 5.50%

Next 5Y EPS Growth 32.35%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/S against its own 10 years 72.01%

10-year low 10-year high

P/B against its own 10 years 96.62%

10-year low 10-year high

Dividends

Payout Ratio 0.15

Annual Dividend Rate 0.60

Annual Dividend Yield 2.38%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	0.62	0.15 0.15 0.15
2025	0.50	0.10 0.10 0.15 0.15
2024	0.40	0.10 0.10 0.10 0.10
2023	Powerpack

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	964	947	1,248	517
Receivables	3,674	4,472	5,131	6,169
Inventory	—	—	—	—
Other	—	—	—	—
	4,638	5,419	6,379	6,687

	2023	2024	2025	Q'26
Payables	6,670	8,326	8,652	10,302
ST’ Debt	—	—	—	—
Other	—	—	—	—
	6,670	8,326	8,652	10,302

Compound Annual Growth %

	10y	5y	3y
Sales	—	26.60%	18.04%
Cash Flow	—	0.00%	0.00%
Earnings	—	12.17%	62.45%
Book Value	—	—	6.49%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	611	650	—	—	—
’25	658	589	652	601	2,501
’24	520	540	686	674	2,420
’23	2,052	453	538	554	3,596
’22	318	330	433	440	1,520
’21	—	—	—	—	1,189

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	274	(26)	—	—	—
’25	(433)	(359)	155	229	(408)
’24	(35)	209	319	126	618
’23	(112)	260	149	197	495
’22	86	270	277	111	743
’21	—	—	—	368	368

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	274	(27)	—	—	—
’25	(433)	(359)	155	229	(409)
’24	(36)	207	317	125	614
’23	(113)	259	149	193	489
’22	80	261	274	108	724
’21	—	—	—	361	361

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	1.15	0.52	—	—	—
’25	(0.38)	0.18	1.24	1.17	2.11
’24	0.69	0.46	0.88	(1.09)	0.98
’23	15.64	0.76	0.74	1.93	18.65
’22	0.10	0.06	(0.47)	—	0.26
’21	—	—	—	—	0.39

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	—	—	—	—	—	—	—	11.55	11.80	14.17	Analyst estimates 2026–2028 Powerpack
	High	—	—	—	—	—	—	—	15.30	21.32	19.83
People
People	Employees	—	—	—	—	—	—	51	—	98	108
	Revenue/emp, $m	—	—	—	—	0.00	0.00	29.81	0.00	24.69	23.15
Income, $m
Income, $m	Revenue	—	—	—	—	769	1,189	1,520	3,596	2,420	2,501
	Gross margin, %	—	—	—	—	0.00	16.19	15.95	60.44	10.93	16.82
	EBT	—	—	—	—	124	79	80	2,047	136	276
	EBT margin, %	—	—	—	—	16.12	6.62	5.27	56.93	5.64	11.02
	Net income	—	—	—	—	127	78	62	2,133	113	226
	Depreciation	—	—	—	—	—	5	4	0	(14)	(19)
Per share, $
Per share, $	Revenue	—	—	—	—	6.63	6.08	7.83	31.46	21.00	23.55
	Earnings	—	—	—	—	1.09	0.40	0.27	18.65	0.98	2.12
	Cash flow	—	—	—	—	2.73	1.88	3.82	4.33	5.37	(3.85)
	Capex	—	—	—	—	0.00	(0.04)	(0.10)	(0.06)	(0.04)	(0.01)
	Free cash flow	—	—	—	—	2.73	1.84	3.73	4.28	5.33	(3.86)
	Book value	—	—	—	—	0.00	10.33	10.23	21.43	21.25	22.60
	Shares, m	—	—	—	—	116	196	194	114	115	106
Valuation, ×
Valuation, ×	P/E	—	—	—	—	0.84	0.84	0.84	0.65	19.29	8.78
	P/S	—	—	—	—	0.44	0.44	0.44	0.39	0.86	0.83
	P/B	—	—	—	—	0.75	0.75	0.75	0.58	0.85	0.87
	EV/Sales	—	—	—	—	0.36	0.36	0.36	0.25	0.66	0.67
	EV/FCF	—	—	—	—	2.19	2.19	2.19	1.83	2.59	(4.09)
Cash, $m
Cash, $m	Operating cash flow	—	—	—	—	316	368	743	495	618	(408)
	Capex	—	—	—	—	(2)	(7)	(19)	(6)	(5)	(1)
	Free cash flow	—	—	—	—	316	361	724	489	614	(409)
Balance, $m
Balance, $m	Working capital	—	—	—	—	—	(1,365)	(1,315)	(2,032)	(2,907)	(2,273)
	Total debt	—	—	—	—	—	447	448	448	449	843
	Net debt	—	—	—	—	—	(29)	(960)	(516)	(498)	(404)
	Shareholders’ equity	—	—	—	—	—	2,019	1,987	2,450	2,448	2,400
Returns, %
Returns, %	ROA	—	—	—	—	0.00	0.00	0.68	23.25	1.04	1.86
	ROIC	—	—	—	—	—	3.60	7.04	67.44	5.40	10.11
	ROE	—	—	—	—	0.00	0.00	2.63	96.13	4.63	9.30

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
AIG American International Group, Inc.	$41.4B	14.7×	11.0×	−0.08% (below 0%: shrinking)	−10.50% (below 0%: shrinking)	+23.36% (above 0%: growing)	32.04%	19.25%	Compare
HIG The Hartford Insurance Group, Inc.	$36.0B	8.7×	10.0×	+8.14% (above 0%: growing)	+35.53% (above 0%: growing)	+4.24% (above 0%: growing)	43.81%	17.64%	Compare
ACGL Arch Capital Group Ltd.	$33.9B	7.8×	9.1×	−10.45% (below 0%: shrinking)	−7.58% (below 0%: shrinking)	+17.63% (above 0%: growing)	37.57%	25.90%	Compare
AEG Aegon NV	$12.2B	— (loss-making)	8.9×	−53.52% (below 0%: shrinking)	−86.85% (below 0%: shrinking)	+30.41% (above 0%: growing)	14.93%	(11.60%)	Compare
BNT Brookfield Wealth Solutions Ltd.	$10.9B	42.5×	—	+38.85% (above 0%: growing)	−80.05% (below 0%: shrinking)	+154.51% (above 0%: growing)	26.99%	10.58%	Compare
PLGO Pelagos Insurance Capital Limited	$2.1B	6.1×	5.8×	+10.30% (above 0%: growing)	+194.44% (above 0%: growing)	+92.57% (above 0%: growing)	15.54%	10.68%
XZO Exzeo Group, Inc.	$1.5B	17.0×	13.1×	+3.02% (above 0%: growing)	−5.49% (below 0%: shrinking)	−59.20% (below 0%: shrinking)	63.75%	49.26%	Compare
IGIC International General Insurance Holdings Ltd.	$1.0B	9.9×	8.3×	+8.70% (above 0%: growing)	−36.36% (below 0%: shrinking)	−54.63% (below 0%: shrinking)	23.60%	4.88%	Compare
WDH Waterdrop Inc. Unsponsored ADR	$283.5M	4.8×	6.5×	+82.47% (above 0%: growing)	0.00%	+117.24% (above 0%: growing)	62.90%	7.68%	Compare
Median of peers	$11.6B	9.9×	9.1×	+5.58%	−9.04%	+20.50%	34.80%	14.11%

All 11 Insurance Diversified stocks →

Pelagos Insurance Capital Limited (PLGO) key facts

Strength: Pelagos Insurance Capital Limited’s revenue for fiscal 2025 (year ended December 2025) was $2.5 billion, up 3.33% from fiscal 2024.
Pelagos Insurance Capital Limited (PLGO) is an Insurance Diversified company in the Financial sector, listed on the New York Stock Exchange.
As of October 16, 2026, PLGO traded at $25.26, a market capitalization of $2.1 billion.
Pelagos Insurance Capital Limited pays an annual dividend of $0.60 per share, a yield of 2.38%, with a payout ratio of 14.7%.
Return on equity was 9.30% and debt-to-equity 0.32.
Its Piotroski F-score is 5 out of 9 for fiscal 2025.