The Hartford Insurance Group, Inc.

HIG Financial Insurance Diversified

The Hartford Insurance Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $28.4 billion, up 6.91% from fiscal 2024.

Revenue
+3.94%
EPS
+28.3%
Free cash flow
+67.4%
Total debt
+0.11%

Quarter to September 2026, against a year earlier

136.64 1.47 −1.06%
Market cap
$36.7B
P/E
8.2×
Fwd P/E
9.0×
Dividend yield
1.76%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

The Hartford Insurance Group, Inc. (HIG) Free cash flow margin

Alert me on Free cash flow margin

The Hartford Insurance Group, Inc.'s free cash flow margin over the twelve months to 30 September 2026 was 23.9%, up 3.6 percentage points from fiscal 2025 (20.3%). Over the past ten years it has ranged from 11.3% (fiscal 2017) to 21.7% (fiscal 2024); the current reading is higher than 91% of that period. That is above the Insurance Diversified industry median of 6.29% and above the Financial sector median of 11.4%.

Free cash flow margin, annual

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Annual newest first

Period Free cash flow margin Change (points)
FY2025 20.3% (1.44)
FY2024 21.7% 5.39
FY2023 16.3% (0.81)
FY2022 17.1% (0.55)
FY2021 17.7% (0.62)
FY2020 18.3% 1.99
FY2019 16.3% 1.96
FY2018 14.4% 3.08
FY2017 11.3% (0.03)
FY2016 11.3% (4.00)

Against its own ten years

Low 11.3% High 21.7%
Ten-year median 16.3%
Current reading's percentile 91

Free cash flow margin against peers

Company Free cash flow margin
ACGL Arch Capital Group Ltd. compare 30.0%
BNT Brookfield Wealth Solutions Ltd. compare 27.2%
PLGO Pelagos Insurance Capital Limited compare 25.1%
HIG The Hartford Insurance Group, Inc. 23.9%
AIG American International Group, Inc. compare 18.8%
BRK.B Berkshire Hathaway Inc. compare 6.29%
BRK.A Berkshire Hathaway Inc. compare 6.29%
AEG Aegon NV compare 0.00%
XZO Exzeo Group, Inc. compare −0.57%
Insurance Diversified industry median 6.29%
Financial sector median 11.4%
Market median 0.00%

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

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