Berkshire Hathaway Inc. (BRK.B) vs The Hartford Insurance Group, Inc. (HIG)

Berkshire Hathaway Inc. and The Hartford Insurance Group, Inc. are both Insurance Diversified companies. Berkshire Hathaway Inc. is the larger, with a market value of $974.3B against $34.1B — 28.6× the size. The Hartford Insurance Group, Inc. trades at the lower P/E: 8.0× against 12.7×. The Hartford Insurance Group, Inc. grew revenue faster over the last twelve months: 8.01% against 3.93%. Berkshire Hathaway Inc. has the higher net margin (22.3% vs 14.8%) and the lower return on invested capital (9.01% vs 13.9%). Across the 22 metrics below, The Hartford Insurance Group, Inc. leads on 12 and Berkshire Hathaway Inc. on 10.

Valuation

Metric BRK.B HIG Insurance Diversified median
P/E 12.71 7.96 11.30
P/S 2.83 1.16 1.47
P/B 1.45 1.76 1.45
Price to free cash flow 45.01 5.78 5.78
EV/EBITDA 6.25 6.89 6.62
EV/Sales 3.06 1.32 1.82
Earnings yield 7.87% 12.57% 7.87%
Free cash flow yield 2.22% 17.30% 17.30%

Profitability

Metric BRK.B HIG Insurance Diversified median
Gross margin 79.27% 46.80% 53.26%
Operating margin 45.36% 18.04% 18.04%
Net margin 22.30% 14.81% 15.94%
Free cash flow margin 6.29% 20.02% 20.02%
Return on equity 12.08% 23.81% 12.08%
Return on assets 7.07% 5.06% 5.06%
Return on invested capital 9.01% 13.89% 9.01%

Growth

Metric BRK.B HIG Insurance Diversified median
Revenue growth (TTM) 3.93% 8.01% (1.11%)
EPS growth (last fiscal year) (24.79%) 28.70% —
Revenue growth, 5-year CAGR 8.63% 6.69% 8.63%
Net income growth, 5-year CAGR 9.51% 17.33% 10.84%

Health

Metric BRK.B HIG Insurance Diversified median
Debt to equity 0.17 0.22 0.22
Current ratio 0.32 0.24 0.48
Net debt to EBITDA 0.50 0.80 0.17

Dividend

Metric BRK.B HIG Insurance Diversified median
Dividend yield — 2.09% 2.08%
Payout ratio 0.00 0.27 0.02

Size

Metric BRK.B HIG Insurance Diversified median
Market cap 974.33b 34.05b 13.12b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack