The Hartford Insurance Group, Inc. (HIG) vs Exzeo Group, Inc. (XZO)
The Hartford Insurance Group, Inc. and Exzeo Group, Inc. are both Insurance Diversified companies. The Hartford Insurance Group, Inc. is the larger, with a market value of $34.1B against $1.4B — 24.1× the size. The Hartford Insurance Group, Inc. trades at the lower P/E: 8.0× against 15.5×. Exzeo Group, Inc. has the higher net margin (39.5% vs 14.8%) and the higher return on invested capital (44.4% vs 13.9%). Across the 19 metrics below, Exzeo Group, Inc. leads on 11 and The Hartford Insurance Group, Inc. on 8.
Valuation
Profitability
| Metric | HIG | XZO | Insurance Diversified median |
|---|---|---|---|
| Gross margin | 46.80% | 62.32% | 53.26% |
| Operating margin | 18.04% | 48.51% | 18.04% |
| Net margin | 14.81% | 39.45% | 15.94% |
| Free cash flow margin | 20.02% | 36.76% | 20.02% |
| Return on equity | 23.81% | 57.63% | 12.08% |
| Return on assets | 5.06% | 45.36% | 5.06% |
| Return on invested capital | 13.89% | 44.41% | 9.01% |
Growth
Health
Dividend
Size
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