stockrowThe Hartford Insurance Group, Inc. (HIG) vs Exzeo Group, Inc. (XZO)
- The Hartford Insurance Group, Inc. HIG 134.33 −2.01%
- Exzeo Group, Inc. XZO 16.45 −4.53%
The Hartford Insurance Group, Inc. and Exzeo Group, Inc. are both Insurance Diversified companies. The Hartford Insurance Group, Inc. is the larger, with a market value of $36.7B against $1.6B — 23.7× the size. The Hartford Insurance Group, Inc. trades at the lower P/E: 8.0× against 16.8×. Exzeo Group, Inc. grew revenue faster over the last twelve months: 15.1% against 8.24%. Exzeo Group, Inc. has the higher net margin (38.8% vs 15.5%) and the higher return on invested capital (36.6% vs 15.3%). Across the 18 metrics below, Exzeo Group, Inc. leads on 11 and The Hartford Insurance Group, Inc. on 7.
Valuation
Profitability
| Metric | HIG | XZO | Insurance Diversified median |
|---|---|---|---|
| Gross margin | 47.56% | 62.53% | 53.26% |
| Operating margin | 19.02% | 48.01% | 19.02% |
| Net margin | 15.49% | 38.84% | 15.94% |
| Free cash flow margin | 23.92% | (0.57%) | 6.29% |
| Return on equity | 25.03% | 45.77% | 12.08% |
| Return on assets | 5.33% | 29.72% | 5.31% |
| Return on invested capital | 15.25% | 36.63% | 9.01% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack