Pricing Log in Create free account
Saturday 17 October 2026 Export HFBL’s income statement to Excel — free account

Home Federal Bancorp, Inc. of Louisiana

HFBL Financial Banks Regional

Home Federal Bancorp, Inc. of Louisiana’s revenue for fiscal 2026 (year ended June 2026) was $35.2 million, up 8.33% from fiscal 2025. In the quarter to June 2026, revenue grew 10.3%, EPS grew 23.1%, free cash flow grew 210.5% and total debt fell 11.1%, each against the same quarter a year earlier. Dividend growth for ten consecutive years.

24.11 0.01 −0.04%
Market cap
$73.1M
P/E
11.8×
Fwd P/E
—
Dividend yield
0.00%
F-score
9/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 30.97%

Capital & Financial Ratios $m

Market Cap 73.10
Revenue 35.17
Net Income 6.17
Free Cash Flow 8.70
Net Debt (30.75)
Current Ratio 0.88
Debt/Equity 0.06
P/E ratio 11.76
Fwd P/E —
P/S ratio 2.07
P/B ratio 1.24
Past 5Y EPS Growth 5.17%
This Y EPS Growth —
Next Y EPS Growth —
Next Y revenue growth —
Next 5Y EPS Growth —

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 47.40%
10-year low 10-year high
P/S against its own 10 years 42.43%
10-year low 10-year high
P/B against its own 10 years 89.72%
10-year low 10-year high

Dividends

Payout Ratio 0.00
Annual Dividend Rate 0.00
Annual Dividend Yield 0.00%
total individual payouts
2025 0.13
0.13
2024 0.51
0.13
0.13
0.13
0.13
2023 0.49
0.12
0.12
0.13
0.13
2022 0.44
0.10
0.10
0.12
0.12
2021 0.37
0.08
0.08
0.10
0.10
2020 0.33
0.08
0.08
0.08
0.08
2019 0.30
0.07
0.07
0.08
0.08
2018 0.26
0.06
0.06
0.07
0.07
2017 0.21
0.05
0.05
0.06
0.06
2016 0.17
0.04
0.04
0.05
0.05
special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 2026
Cash 25 35 17 34
Receivables — — — —
Inventory — — — —
Other — — — —
516 509 482 513
2023 2024 2025 2026
Payables 597 574 546 577
ST’ Debt — — — —
Other — — — —
601 577 550 581

Compound Annual Growth %

10y 5y 3y
Sales 6.51% 6.48% 6.97%
Cash Flow 0.78% (1.77%) (14.30%)
Earnings 6.22% 2.85% 2.67%
Book Value 3.08% 2.19% 5.15%

Revenue $m

Sep Dec Mar Jun Year
’26 — — — — —
’26 9 9 9 9 35
’25 8 8 8 8 32
’24 9 8 8 8 33
’23 6 7 8 8 29
’22 6 6 6 6 23
’21 7 7 6 6 26
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Sep Dec Mar Jun Year
’26 — — — — —
’26 3 3 (1) 3 8
’25 1 3 1 1 5
’24 2 (3) 1 2 2
’23 4 1 4 3 12
’22 6 1 9 1 17
’21 (11) 1 8 10 8
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Sep Dec Mar Jun Year
’26 — — — — —
’26 4 3 (1) 3 9
’25 1 3 1 1 6
’24 2 (3) 0 1 0
’23 4 1 3 3 11
’22 5 1 9 1 15
’21 (12) 0 8 10 7
Fiscal quarters ending in the months shown.

EPS $

Sep Dec Mar Jun Year
’26 — — — — —
’26 0.52 0.54 0.48 0.46 2.02
’25 0.31 0.33 0.24 0.38 1.26
’24 0.39 0.33 0.24 0.21 1.18
’23 0.52 0.55 0.34 0.40 1.80
’22 0.38 0.34 0.37 0.31 1.41
’21 0.37 0.42 0.41 0.37 1.57
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to June

Group Line 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 Trend 2027e 2028e 2029e
Price, $
Price, $ Low 11.55 12.82 14.73 10.00 14.50 16.49 12.04 10.60 12.31 15.74

Analyst estimates 2027–2029

Powerpack
High 14.95 18.65 19.00 18.50 20.75 23.55 21.80 14.80 19.20 28.00
People
People Employees 65 58 58 62 64 74 79 81 76 76
Revenue/emp, $m 0.32 0.37 0.38 0.39 0.40 0.31 0.36 0.41 0.43 0.46
Income, $m
Income, $m Revenue 21 21 22 24 26 23 29 33 32 35
Gross margin, % 86.51 83.68 79.61 78.73 87.14 91.73 82.32 61.39 63.68 69.55
EBT 5 6 6 5 7 6 7 4 5 8
EBT margin, % 26.03 27.18 27.11 19.83 26.50 26.42 23.56 12.17 14.33 22.14
Net income 4 4 5 4 5 5 6 4 4 6
Depreciation 0 1 0 1 (1) 0 1 0 1 1
Per share, $
Per share, $ Revenue 5.72 5.95 6.29 7.21 7.95 6.99 9.51 10.99 10.63 11.67
Earnings 1.01 1.03 1.34 1.15 1.66 1.50 1.89 1.18 1.27 2.05
Cash flow 0.93 3.64 1.36 0.06 2.58 5.25 4.01 0.76 1.79 2.53
Capex (0.18) (0.14) (0.59) 0.45 (0.46) (0.54) (0.39) (0.73) 0.07 0.36
Free cash flow 0.74 3.50 0.77 0.51 2.12 4.71 3.62 0.03 1.86 2.89
Book value 12.72 13.07 14.24 15.02 16.32 16.11 16.73 17.35 18.08 19.50
Shares, m 4 4 4 3 3 3 3 3 3 3
Valuation, ×
Valuation, × P/E 13.41 15.69 12.31 10.84 11.78 13.11 7.43 9.74 10.71 10.24
P/S 2.36 2.61 2.62 1.72 2.45 2.81 1.48 1.05 1.28 1.80
P/B 1.06 1.19 1.16 0.83 1.19 1.22 0.84 0.66 0.75 1.08
EV/Sales 4.14 2.43 1.89 (0.40) (1.48) 0.13 0.91 0.21 0.87 0.92
EV/FCF 31.80 4.13 15.42 (5.75) (5.56) 0.20 2.40 79.86 4.96 3.74
Cash, $m
Cash, $m Operating cash flow 3 13 5 0 8 17 12 2 5 8
Capex (1) (1) (2) 2 (1) (2) (1) (2) 0 1
Free cash flow 3 13 3 2 7 15 11 0 6 9
Balance, $m
Balance, $m Working capital 9 (21) (38) (32) (53) (78) (85) (68) (68) (67)
Total debt 49 12 2 3 3 3 9 7 4 4
Net debt 37 (4) (16) (52) (101) (61) (16) (28) (13) (31)
Shareholders’ equity 46 47 50 51 53 52 51 53 55 59
Returns, %
Returns, % ROA 0.90 0.84 1.10 0.80 0.99 0.84 0.91 0.55 0.62 0.99
ROIC 4.06 8.44 11.06 0.00 0.00 0.00 12.33 10.23 6.95 17.37
ROE 8.15 7.65 9.74 7.63 10.39 9.28 11.09 6.95 7.20 10.84
Negative figures in brackets.

All 10 years →

Fiscal years to Jun 2026 · latest quarter Jun 2026 · fundamentals updated 30 Sep 2026

Charts ten years each

Home Federal Bancorp, Inc. of Louisiana vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
FUSB FIRST US BANCSH $90.6M 12.2× — +1.73% (above 0%: growing) +933.33% (above 0%: growing) −118.35% (below 0%: shrinking) 67.72% 0.00% Compare
FDSB Fifth District Bancorp, Inc. $88.4M 49.7× — −34.40% (below 0%: shrinking) −86.89% (below 0%: shrinking) +457.01% (above 0%: growing) 65.53% 0.00% Compare
CPBI Central Plains Bancshares, Inc. $82.6M 16.8× 5.0× +15.12% (above 0%: growing) +50.00% (above 0%: growing) +73.89% (above 0%: growing) 70.52% 0.00% Compare
SSBI Summit State Bank $81.7M 36.5× — −3.24% (below 0%: shrinking) n/m −207.35% (below 0%: shrinking) 100.00% 0.00% Compare
UBCP United Bancorp, Inc. $77.6M 9.7× 11.8× +2.96% (above 0%: growing) +9.09% (above 0%: growing) −109.56% (below 0%: shrinking) 70.95% 0.00% Compare
ASRV AmeriServ Financial Inc. $75.7M 8.9× — (loss-making) +4.04% (above 0%: growing) n/m −756.91% (below 0%: shrinking) 70.16% 0.00% Compare
HFBL Home Federal Bancorp, Inc. of Louisiana $73.1M 11.8× — +10.29% (above 0%: growing) +23.08% (above 0%: growing) +210.53% (above 0%: growing) 70.94% 0.00%
CLST Catalyst Bancorp, Inc. $68.0M 29.8× — +3.68% (above 0%: growing) +7.14% (above 0%: growing) −14.23% (below 0%: shrinking) 74.83% 0.00% Compare
CULL Cullman Bancorp, Inc. $65.2M 32.5× 19.5× +8.86% (above 0%: growing) −26.67% (below 0%: shrinking) −90.89% (below 0%: shrinking) 71.49% 0.00% Compare
Median of peers $79.6M 23.3× 11.8× +3.32% +8.12% −100.22% 70.74% 0.00%

All 323 Banks Regional stocks →

Home Federal Bancorp, Inc. of Louisiana (HFBL) key facts

  • Strength: Home Federal Bancorp, Inc. of Louisiana’s revenue for fiscal 2026 (year ended June 2026) was $35.2 million, up 8.33% from fiscal 2025.
  • Strength: Net income was $6.2 million, or $2.05 per share (basic), a net margin of 17.6%.
  • Home Federal Bancorp, Inc. of Louisiana (HFBL) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • As of October 16, 2026, HFBL traded at $24.11, a market capitalization of $73.1 million.
  • At that price the stock trades at 11.8× trailing-twelve-month earnings and 2.1× sales; its P/E is higher than 47% of its own readings over the past ten years.
  • Return on equity was 10.8% and debt-to-equity 0.06.
  • Its Piotroski F-score is 9 out of 9 for fiscal 2026.

Source: company filings (standardised) and stockrow calculations · fundamentals updated Sep 30, 2026.

Home Federal Bancorp, Inc. of Louisiana (HFBL) Latest News

No news at this impact. Lower the threshold for more.
stockrow.com/HFBL · Data as of Sep 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com