Home Federal Bancorp, Inc. of Louisiana (HFBL) vs United Bancorp, Inc. (UBCP)
- Home Federal Bancorp, Inc. of Louisiana HFBL 24.11 −0.04%
- United Bancorp, Inc. UBCP 13.40 −0.89%
Home Federal Bancorp, Inc. of Louisiana and United Bancorp, Inc. are both Banks Regional companies. Home Federal Bancorp, Inc. of Louisiana and United Bancorp, Inc. are of similar size ($77.6M and $73.1M). United Bancorp, Inc. trades at the lower P/E: 9.7× against 11.8×. Home Federal Bancorp, Inc. of Louisiana grew revenue faster over the last twelve months: 8.33% against 6.21%. Home Federal Bancorp, Inc. of Louisiana has the higher net margin (17.6% vs 15.7%) and the higher return on invested capital (17.4% vs 4.58%). Only United Bancorp, Inc. pays a dividend (5.78%). Across the 18 metrics below, Home Federal Bancorp, Inc. of Louisiana leads on 10 and United Bancorp, Inc. on 8.
Valuation
Profitability
| Metric | HFBL | UBCP | Banks Regional median |
|---|---|---|---|
| Gross margin | 69.55% | 69.59% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 17.55% | 15.72% | 18.66% |
| Free cash flow margin | 24.73% | (8.42%) | 21.11% |
| Return on equity | 10.84% | 11.50% | 10.65% |
| Return on assets | 0.99% | 0.88% | 1.13% |
| Return on invested capital | 17.37% | 4.58% | 8.35% |
Growth
Health
Dividend
Size
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