Friday 6 November 2026 Export HCI’s income statement to Excel — free account

HCI Group, Inc.

HCI Financial Insurance Property & Casualty

HCI Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $900.9 million, up 20.1% from fiscal 2024.

Revenue: +13.2%
EPS: +40.6%
Free cash flow: +187.7%
Total debt: −4.03%

Quarter to September 2026, against a year earlier

186.31 5.72 −2.98%

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Market cap: $2.4B
P/E: 7.2×
Fwd P/E: 9.1×
Dividend yield: 0.86%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview

	Dec '25	Dec '24	Dec '23	Dec '22	Dec '21	Dec '20	Dec '19	Dec '18	Dec '17	Dec '16
P/E ratio Full definition →	7.80	10.87	9.21	0.00	232.06	14.73	13.75	21.71	0.00	13.22
Piotroski F-Score Full definition →	8	6	8	1	6	7	8	7	3	5
P/S ratio Full definition →	2.48	1.55	1.34	0.70	1.66	1.24	1.43	1.73	1.11	1.38
P/FCF ratio Full definition →	5.10	3.57	3.33	0.00	7.34	5.51	6.90	15.78	18.90	4.16
P/Operating CF Full definition →	20.20	15.60	4.83	19.14	14.13	(1,755.51)	21.69	(468.71)	(7.75)	(100.50)
P/B ratio Full definition →	2.01	2.49	2.26	2.17	2.08	1.91	1.86	2.21	1.39	1.49
Price to Tangible BV Full definition →	2.02	2.52	2.32	2.32	2.15	1.95	1.91	2.27	1.43	1.52
EV/Sales Full definition →	1.21	1.14	0.77	0.68	0.26	0.42	1.19	1.77	1.03	0.84
EV/EBITDA Full definition →	2.44	4.57	3.20	0.00	4.50	2.29	4.98	7.23	20.84	3.42
EV/Operating CF Full definition →	2.46	2.59	1.84	(28,187.79)	1.09	1.69	5.36	14.35	15.11	2.51
EV/FCF Full definition →	2.49	2.63	1.91	(33.32)	1.14	1.88	5.78	16.18	17.58	2.54
Quick Ratio Full definition →	0.95	0.38	0.62	0.22	1.07	0.97	0.61	0.70	0.79	1.18
Current Ratio Full definition →	0.95	0.38	0.62	0.22	1.07	0.97	0.61	0.70	0.79	1.18
Net Debt/EBITDA Full definition →	(2.56)	(1.64)	(2.50)	0.49	(24.45)	(4.42)	(0.97)	0.18	(1.56)	(2.18)
Debt/Assets Full definition →	2.68%	10.28%	11.51%	11.74%	5.14%	19.15%	21.61%	30.03%	28.24%	20.72%
Debt/Equity Full definition →	0.06	0.49	0.64	1.31	0.19	0.90	0.93	1.38	1.23	0.57
Asset Turnover Full definition →	0.38	0.37	0.30	0.34	0.39	0.36	0.30	0.28	0.32	0.40
Operating CF/Net income Full definition →	1.55	3.14	2.92	0.00	52.68	2.96	2.15	1.55	(2.59)	3.21
Capex/Depreciation Full definition →	(0.41)	(4.56)	(2.25)	(1.44)	(0.58)	(0.74)	(0.32)	(0.22)	(0.27)	(0.14)
Interest Coverage Full definition →	47.89	14.00	11.58	(7.81)	2.76	4.15	3.76	2.49	0.07	5.30
ROE Full definition →	36.36%	26.64%	32.36%	(22.66%)	0.70%	13.51%	13.69%	9.82%	(2.93%)	11.41%
ROA Full definition →	12.06%	5.24%	4.37%	(3.69%)	0.17%	3.00%	3.07%	2.20%	(0.85%)	4.20%
ROIC Full definition →	0.00%	67.57%	0.00%	(31.63%)	0.00%	0.00%	17.48%	8.78%	(5.55%)	29.16%
Return on Tangible Assets Full definition →	(639.55%)	(11.36%)	(19.89%)	5.63%	3.03%	(491.12%)	(16.95%)	(18.65%)	9.96%	47.75%
Average Days of Receivables Full definition →	23.83	24.84	101.14	29.05	64.96	86.45	34.49	30.66	53.74	30.01
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	8.01%	8.42%	9.78%	11.31%	11.14%	10.90%	12.83%	11.20%	10.28%	9.91%
Intangible Assets out of Total Assets Full definition →	0.00	0.00	0.00	0.01	0.01	0.00	0.01	0.01	0.01	0.01
Share Based Compensation of Revenue Full definition →	1.22%	1.36%	1.70%	3.02%	3.37%	2.62%	2.66%	2.00%	1.85%	1.59%
Graham Net Nets Full definition →	(0.06)	(1.01)	(1.07)	(3.91)	(0.22)	(0.61)	(1.05)	(0.98)	(1.32)	(0.34)
Graham Number Full definition →	229.49	106.19	91.91	0.00	18.02	46.75	42.76	34.82	0.00	41.65
Earnings Yield Full definition →	12.83%	9.20%	10.86%	(16.23%)	0.43%	6.79%	7.27%	4.61%	(2.38%)	7.57%
Free Cash Flow Yield Full definition →	19.62%	27.98%	30.05%	(2.91%)	13.63%	18.16%	14.48%	6.34%	5.29%	24.04%
Revenue per Share Full definition →	77.17	75.03	65.81	56.66	50.41	42.23	31.99	29.36	28.56	28.36
Operating CF per Share Full definition →	38.07	33.19	27.57	0.00	11.93	10.52	7.13	3.63	1.94	9.47
Capex per Share Full definition →	(0.31)	(0.40)	(0.99)	(1.15)	(0.41)	(0.88)	(0.38)	(0.33)	(0.35)	(0.09)
Free Cash Flow per Share Full definition →	37.76	32.79	26.58	(1.15)	11.52	9.64	6.75	3.30	1.60	9.37
Cash per Share Full definition →	103.97	53.63	64.51	26.97	78.02	59.00	30.33	30.48	29.99	30.08
Shareholders Equity per Share Full definition →	95.19	46.75	39.10	18.29	40.10	27.36	24.48	23.03	22.67	26.14
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	95.19	46.75	39.10	18.29	40.10	27.36	24.48	23.03	22.67	26.14
Free Cash Flow Full definition →	440.82	327.78	222.37	(10.15)	93.19	70.87	51.16	26.00	13.66	87.41
Working Capital Full definition →	(73.81)	(961.54)	(426.52)	(995.08)	46.24	(18.08)	(162.92)	(112.22)	(76.85)	46.17
Capital Expenditures Full definition →	(3.63)	(4.04)	(8.29)	(10.14)	(3.32)	(6.44)	(2.89)	(2.60)	(2.98)	(0.86)
Net Current Asset Value Full definition →	(144.94)	(1,175.63)	(791.80)	(1,364.55)	(148.42)	(232.91)	(364.24)	(391.83)	(355.61)	(124.05)
EV/EBIT Full definition →	2.49	4.59	3.29	0.00	5.96	2.69	5.89	9.12	206.17	3.78
Capex to Sales Full definition →	0.00	0.01	0.02	0.02	0.01	0.02	0.01	0.01	0.01	0.00
Price to Operating Income Full definition →	5.21	6.72	6.29	0.00	60.18	10.41	9.59	14.88	0.00	7.63
Other line items
Depreciation/Fixed assets Full definition →	0.30	0.03	0.13	0.39	0.40	0.68	0.61	0.88	0.87	0.54
Cash ROIC Full definition →	18.42%	26.59%	20.68%	(1.66%)	9.17%	8.69%	8.69%	3.87%	1.98%	13.18%
Accounts Receivable Turnover Full definition →	16.40	7.37	5.73	8.89	5.58	6.44	11.45	8.35	8.47	11.85
Accounts Payable Turnover Full definition →	0.27	0.37	0.29	0.51	0.57	0.48	0.39	0.41	0.67	0.68
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	1,251.72	1,119.06	1,161.51	963.80	712.65	838.58	963.37	899.33	646.27	544.50
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Receivables Full definition →	54.94	101.81	96.17	56.18	73.06	48.22	21.17	27.71	28.86	22.31
Average Payables Full definition →	1,351.37	1,276.37	1,178.61	942.65	559.33	443.68	380.63	364.41	306.54	244.83
Average Assets Full definition →	2,379.57	2,020.76	1,807.32	1,490.09	1,059.09	871.96	817.74	837.56	756.16	653.53
Average Common Equity Full definition →	789.32	397.26	244.21	242.88	262.82	193.34	183.49	187.71	218.86	240.73

Show all line items

Columns are period end dates · fundamentals updated 6 Nov 2026

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