PPDAI Group Inc. Sponsored ADR

FINV Financial Credit Services

PPDAI Group Inc. Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $1.9 billion, up 8.40% from fiscal 2024.

Revenue
+0.42%
EPS
−31.7%
Free cash flow
−7,180.7%
Total debt
+47.0%

Quarter to June 2026, against a year earlier

2.97 0.07 +2.41%
Market cap
$376.9M
P/E
2.6×
Fwd P/E
3.4×
Dividend yield
10.6%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

PPDAI Group Inc. Sponsored ADR (FINV) P/E ratio

Alert me on P/E ratio

As of 5 November 2026, PPDAI Group Inc. Sponsored ADR (FINV) trades at a P/E ratio of 2.6×. Over the past ten years it has ranged from 0.0× (June 2018) to 51.4× (November 2022); the current reading is higher than 21% of that period. That is below the Credit Services industry median of 9.0× and below the Financial sector median of 12.2×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 3.7× (29.53%)
FY2024 5.3× 32.14%
FY2023 4.0× (7.53%)
FY2022 4.3× (80.60%)
FY2021 22.2× 715.09%
FY2020 2.7× 15.15%
FY2019 2.4× (65.17%)
FY2018 6.8× —
FY2017 0.0× —
FY2016 0.0× —

Quarterly newest first

Period P/E ratio Change
Jun 2026 4.3× 11.61%
Mar 2026 3.8× 3.31%
Dec 2025 3.7× (22.49%)
Sep 2025 4.8× (22.26%)
30 more quarters

Against its own ten years

Low 0.0× High 51.4×
Ten-year median 4.3×
Current reading's percentile 15

P/E ratio against peers

Company P/E ratio
TROO TROOPS, Inc. compare n/m
QFIN Qfin Holdings Inc. - Sponsored ADR compare 1.3×
FINV PPDAI Group Inc. Sponsored ADR 2.6×
OPFI OppFi Inc. compare 2.7×
RM Regional Management Corp. compare 7.2×
MFIN Medallion Financial Corp. compare 8.6×
CPSS Consumer Portfolio Services, Inc. compare 9.1×
OPRT Oportun Financial Corporation compare 15.3×
PMTS CPI Card Group Inc. compare 17.1×
Credit Services industry median 9.0×
Financial sector median 12.2×
Market median 17.9×

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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