PPDAI Group Inc. Sponsored ADR FINV
3.11
(0.02)
(0.64%)
as of 25 Sep
- Market cap
- $406.7M
- P/E
- 2.8×
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Growth Flags
show if company had growth for consecutive years
| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
3.71 | 5.26 | 3.98 | 4.31 | 22.21 | 2.72 | 2.37 | 6.79 | 0.00 | 0.00 |
P/S ratio |
0.68 | 0.98 | 0.75 | 0.88 | 6.01 | 0.68 | 0.94 | 1.63 | 0.00 | 0.00 |
P/FCF ratio |
7.57 | 5.82 | 12.59 | 101.89 | 18.64 | 2.47 | 0.00 | 2.56 | 0.00 | 0.00 |
P/Operating CF |
18.82 | 280.59 | 101.58 | 32.69 | 39.94 | 6.39 | (2.04) | 6.57 | 10.74 | 19.43 |
P/B ratio |
0.55 | 0.82 | 0.68 | 0.79 | 0.83 | 0.61 | 0.70 | 1.39 | 0.00 | 0.00 |
Price to Tangible BV |
0.56 | 0.83 | 0.69 | 0.80 | 0.85 | 0.62 | 0.71 | 1.42 | 0.00 | 0.00 |
EV/Sales |
0.09 | 0.26 | (0.01) | 0.02 | (0.40) | (0.36) | (0.03) | 0.08 | 0.00 | 0.00 |
EV/EBITDA |
0.43 | 1.32 | 0.00 | 0.10 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
0.69 | 1.16 | (0.11) | 0.89 | (0.95) | (1.25) | 0.82 | 0.13 | 0.00 | 0.00 |
EV/FCF |
1.05 | 1.53 | (0.21) | 2.49 | (1.24) | (1.32) | 0.82 | 0.13 | 0.00 | 0.00 |
Quick Ratio |
2.15 | 2.02 | 2.07 | 2.06 | 2.29 | 2.17 | 1.07 | 1.78 | 1.68 | 1.29 |
Current Ratio |
3.26 | 2.64 | 2.07 | 2.38 | 2.29 | 2.68 | 1.55 | 2.22 | 1.84 | 1.31 |
Net Debt/EBITDA |
(2.62) | (3.68) | (4.04) | (3.83) | (21.60) | (3.41) | (2.15) | (3.69) | (4.03) | (5.90) |
Debt/Assets |
5.03% | 0.02% | 0.03% | 0.81% | 0.18% | 0.31% | 1.74% | 0.19% | 0.00% | 0.00% |
Debt/Equity |
0.08 | 0.00 | 0.00 | 0.01 | 0.00 | 0.01 | 0.04 | 0.00 | 0.00 | 0.00 |
Asset Turnover |
0.57 | 0.57 | 0.58 | 0.54 | 0.09 | 0.47 | 0.38 | 0.39 | 0.73 | 0.21 |
Operating CF/Net income |
0.73 | 1.21 | 0.60 | 0.12 | 1.60 | 1.12 | (0.09) | 0.76 | (0.94) | (8.82) |
Capex/Depreciation |
(1.40) | (0.40) | (23.90) | (2.22) | (1.48) | (0.62) | (0.84) | (2.10) | (4.03) | (2.47) |
Interest Coverage |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 16.02% | 15.99% | 17.55% | 18.86% | 4.16% | 24.75% | 33.72% | 50.00% | (121.69%) | (3.54%) | |
| 10.59% | 10.48% | 10.81% | 11.05% | 2.41% | 12.31% | 15.01% | 22.21% | (37.50%) | (1.07%) | |
ROIC |
20.79% | 26.50% | 35.93% | 57.99% | 24.53% | 371.08% | 75.02% | 0.00% | 0.00% | 0.00% |
Return on Tangible Assets |
18.35% | 20.42% | 32.40% | 24.14% | 5.49% | 25.04% | 42.25% | 35.76% | (52.33%) | (13.18%) |
Average Days of Receivables |
89.94 | 113.01 | 115.32 | 127.43 | 693.27 | 95.82 | 277.42 | 241.30 | 110.10 | 90.37 |
Research and Development Expense of Revenue |
3.95% | 3.80% | 4.07% | 4.41% | 4.59% | 4.89% | 6.55% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
19.48% | 18.58% | 18.15% | 18.74% | 22.20% | 12.48% | 19.39% | 32.46% | 35.48% | 48.59% |
Intangible Assets out of Total Assets |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 |
Share Based Compensation of Revenue |
1.10% | 1.10% | 0.93% | 0.80% | 0.29% | 0.56% | 0.71% | 1.16% | 2.74% | 0.00% |
Graham Net Nets |
1.14 | 0.76 | 0.67 | 0.71 | 0.57 | 1.16 | 0.92 | 0.63 | (0.25) | (0.14) |
Graham Number |
17.41 | 15.50 | 13.91 | 12.97 | 5.44 | 9.82 | 9.75 | 0.00 | 0.00 | 0.00 |
Earnings Yield |
26.96% | 19.00% | 25.10% | 23.21% | 4.50% | 36.70% | 42.26% | 14.72% | (4.45%) | (2.46%) |
Free Cash Flow Yield |
13.21% | 17.18% | 7.94% | 0.98% | 5.36% | 40.42% | (3.83%) | 39.10% | 0.00% | 0.00% |
Revenue per Share |
7.70 | 6.95 | 6.43 | 5.71 | 0.82 | 3.92 | 2.81 | 2.11 | 3.82 | 26.33 |
Operating CF per Share |
1.06 | 1.54 | 0.72 | 0.14 | 0.35 | 1.14 | (0.10) | 0.91 | 1.84 | 11.57 |
Capex per Share |
(0.05) | (0.01) | (0.28) | (0.03) | (0.03) | (0.02) | (0.02) | (0.04) | (0.09) | (0.65) |
Free Cash Flow per Share |
1.01 | 1.52 | 0.45 | 0.11 | 0.32 | 1.13 | (0.12) | 0.87 | 1.75 | 10.92 |
Cash per Share |
5.23 | 5.10 | 4.98 | 5.08 | 5.35 | 4.20 | 2.88 | 3.39 | 6.16 | 31.79 |
Shareholders Equity per Share |
9.56 | 8.27 | 7.11 | 6.39 | 5.91 | 4.37 | 3.77 | 2.90 | 3.63 | (9.50) |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
9.56 | 8.27 | 7.11 | 6.39 | 5.91 | 4.37 | 3.77 | 2.90 | 3.63 | (9.50) |
Free Cash Flow |
253.72 | 392.56 | 123.29 | 31.33 | 90.22 | 333.32 | (37.95) | 261.25 | 272.61 | 72.63 |
Working Capital |
1,889.63 | 1,513.19 | 997.82 | 1,340.52 | 1,107.36 | 1,193.03 | 787.36 | 983.21 | 567.98 | 60.74 |
Capital Expenditures |
(13.35) | (3.80) | (75.79) | (7.65) | (8.67) | (4.91) | (6.99) | (12.90) | (13.97) | (4.29) |
Net Current Asset Value |
1,500.87 | 1,332.88 | 883.33 | 1,013.66 | 798.76 | 915.84 | 745.94 | 749.63 | 488.27 | (113.63) |
EV/EBIT |
0.43 | 1.32 | 0.00 | 0.10 | 0.00 | 0.00 | 0.00 | 0.19 | 0.00 | 0.00 |
Capex to Sales |
0.01 | 0.00 | 0.04 | 0.00 | 0.04 | 0.00 | 0.01 | 0.02 | 0.02 | 0.02 |
Net Profit Margin |
18.74% | 18.24% | 18.66% | 20.36% | 26.49% | 26.08% | 39.79% | 56.75% | (51.29%) | (4.98%) |
Price to Operating Income |
3.11 | 5.04 | 3.95 | 3.90 | 21.77 | 2.23 | 2.13 | 3.64 | 0.00 | 0.00 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.10 | 0.11 | 0.16 | 0.17 | 0.33 | 0.55 | 0.43 | 0.29 | 0.21 | 0.32 |
Cash ROIC |
4.49% | 9.03% | 5.39% | 0.57% | 2.53% | 12.76% | (2.42%) | 13.39% | 17.69% | 48.24% |
Accounts Receivable Turnover |
3.76 | 3.22 | 3.15 | 3.21 | 0.62 | 2.43 | 1.60 | 2.12 | 5.34 | 1.57 |
Accounts Payable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 3.17 | 3.56 | 1.51 | 0.95 | 1.29 | 0.48 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
0.00 | 0.00 | 0.00 | 0.00 | 102.47 | 28.49 | 206.83 | 335.18 | 417.23 | 396.51 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
516.19 | 556.28 | 560.97 | 503.27 | 373.61 | 477.63 | 534.67 | 299.13 | 111.63 | 111.63 |
Average Payables |
— | — | — | — | 14.29 | 57.10 | 114.99 | 151.42 | 115.97 | 115.97 |
Average Assets |
3,434.13 | 3,116.66 | 3,049.69 | 2,973.28 | 2,563.57 | 2,455.03 | 2,270.38 | 1,616.93 | 815.82 | 815.14 |
Average Common Equity |
2,269.75 | 2,042.26 | 1,878.98 | 1,742.43 | 1,486.29 | 1,221.39 | 1,010.68 | 718.27 | 251.40 | 246.43 |
Columns are period end dates