Saturday 17 October 2026 Export FCCO’s income statement to Excel — free account

First Community Corporation

First Community Corporation’s revenue for fiscal 2025 (year ended December 2025) was $114.0 million, up 10.2% from fiscal 2024. In the quarter to June 2026, revenue grew 22.7%, EPS grew 19.1%, free cash flow fell 1,807.9% and total debt was flat, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for ten; insiders bought in the last twelve months.

32.54 0.15 +0.46%

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Market cap: $304.5M
P/E: 12.0×
Fwd P/E: 11.2×
Dividend yield: 2.00%
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.06

Total sells 1.15

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	1	—	—	—	—	—	1	—	—
Sell	—	—	—	—	—	—	—	—	1	1	1	1

Insider Ownership 8.82%

Capital & Financial Ratios $m

Market Cap 304.46

Revenue 126.20

Net Income 23.12

Free Cash Flow 6.57

Net Debt (147.22)

Current Ratio 0.82

Debt/Equity 0.07

P/E ratio 11.96

Fwd P/E 11.20

P/S ratio 2.42

P/B ratio 1.34

Past 5Y EPS Growth 12.84%

This Y EPS Growth 19.88%

Next Y EPS Growth 5.64%

Next Y revenue growth (11.84%)

Next 5Y EPS Growth 20.01%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 42.17%

10-year low 10-year high

P/S against its own 10 years 47.55%

10-year low 10-year high

P/B against its own 10 years 70.84%

10-year low 10-year high

Dividends

Payout Ratio 0.24

Annual Dividend Rate 0.65

Annual Dividend Yield 2.00%

	total	individual payouts
2027	Powerpack
2026	0.65	0.16 0.16 0.17
2025	0.62	0.15 0.15 0.16 0.16
2024	0.58	0.14 0.14 0.15 0.15
2023	0.56	0.14 0.14 0.14 0.14
2022	0.52	0.13 0.13 0.13 0.13
2021	0.48	0.12 0.12 0.12 0.12
2020	0.48	0.12 0.12 0.12 0.12
2019	0.44	0.11 0.11 0.11 0.11
2018	0.40	0.10 0.10 0.10 0.10
2017	0.36	0.09 0.09 0.09 0.09
2016	0.32	0.08 0.08 0.08 0.08

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	95	150	161	162
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	1,221	1,367	1,469	1,734

	2023	2024	2025	Q'26
Payables	1,511	1,676	1,750	2,025
ST’ Debt	—	—	—	—
Other	—	—	—	—
	1,574	1,779	1,857	2,121

Compound Annual Growth %

	10y	5y	3y
Sales	11.73%	14.65%	22.06%
Cash Flow	2.56%	0.00%	(5.47%)
Earnings	12.10%	13.72%	9.54%
Book Value	7.80%	4.21%	12.28%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	33	35	—	—	—
’25	27	28	29	29	114
’24	24	26	27	27	103
’23	18	21	21	24	83
’22	15	15	16	18	63
’21	15	15	17	15	61
’20	14	14	15	15	58

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	(2)	(2)	—	—	—
’25	6	0	9	3	19
’24	5	0	11	(4)	12
’23	4	(3)	3	9	13
’22	(2)	10	9	4	22
’21	26	15	13	4	58
’20	3	(15)	(4)	(1)	(17)

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	(2)	(2)	—	—	—
’25	6	0	9	3	18
’24	4	(1)	11	(4)	11
’23	3	(4)	3	9	12
’22	(2)	10	9	4	22
’21	26	15	13	4	59
’20	2	(15)	(4)	(1)	(18)

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.59	0.80	—	—	—
’25	0.51	0.67	0.67	0.62	2.47
’24	0.34	0.42	0.50	0.55	1.81
’23	0.45	0.43	0.23	0.43	1.55
’22	0.46	0.41	0.52	0.53	1.92
’21	0.43	0.47	0.63	0.52	2.05
’20	0.24	0.30	0.35	0.46	1.35

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	12.66	16.10	18.54	17.08	12.23	16.18	16.97	16.30	15.40	19.46	Analyst estimates 2026–2028 Powerpack
	High	18.95	24.87	26.25	22.79	21.89	23.42	22.00	22.25	26.48	31.50
People
People	Employees	202	224	226	242	244	250	269	282	270	282
	Revenue/emp, $m	0.19	0.19	0.22	0.22	0.24	0.25	0.23	0.29	0.38	0.40
Income, $m
Income, $m	Revenue	38	42	50	54	58	61	63	83	103	114
	Gross margin, %	92.07	93.39	92.10	89.37	93.47	96.35	94.94	71.36	63.86	69.27
	EBT	9	9	14	14	13	20	18	15	18	25
	EBT margin, %	23.02	21.88	27.64	25.44	21.89	31.99	29.37	18.09	17.18	21.81
	Net income	7	6	11	11	10	15	15	12	14	19
	Depreciation	6	5	4	4	4	4	3	(1)	(2)	(2)
Per share, $
Per share, $	Revenue	5.81	6.10	6.64	7.24	7.73	8.20	8.33	10.98	13.58	14.88
	Earnings	1.01	0.85	1.48	1.46	1.36	2.06	1.94	1.56	1.83	2.51
	Cash flow	0.78	2.68	2.63	0.64	(2.29)	7.73	2.94	1.72	1.53	2.44
	Capex	(0.19)	(0.45)	(0.04)	(0.33)	(0.15)	0.08	(0.02)	(0.14)	(0.14)	(0.14)
	Free cash flow	0.59	2.23	2.59	0.31	(2.44)	7.82	2.91	1.58	1.38	2.30
	Book value	12.37	15.43	14.84	16.00	18.31	18.82	15.72	17.32	18.97	21.87
	Shares, m	7	7	8	8	7	7	8	8	8	8
Valuation, ×
Valuation, ×	P/E	17.60	25.80	13.13	14.80	12.49	10.14	11.15	13.73	13.11	11.81
	P/S	3.09	3.68	2.92	2.99	2.20	2.55	2.60	1.95	1.77	1.99
	P/B	1.45	1.46	1.31	1.35	0.93	1.11	1.38	1.24	1.27	1.36
	EV/Sales	3.53	3.65	2.59	2.39	1.33	1.67	3.04	2.07	0.46	0.71
	EV/FCF	34.83	9.97	6.63	55.63	(4.22)	1.75	8.68	14.43	4.55	4.61
Cash, $m
Cash, $m	Operating cash flow	5	18	20	5	(17)	58	22	13	12	19
	Capex	(1)	(3)	0	(2)	(1)	1	0	(1)	(1)	(1)
	Free cash flow	4	15	20	2	(18)	59	22	12	11	18
Balance, $m
Balance, $m	Working capital	(217)	(231)	(206)	(232)	(287)	(487)	(467)	(353)	(412)	(388)
	Total debt	39	29	15	15	15	15	65	105	15	15
	Net debt	17	(1)	(17)	(33)	(50)	(54)	28	10	(135)	(146)
	Shareholders’ equity	82	106	112	120	136	141	118	131	144	168
Returns, %
Returns, %	ROA	0.75	0.59	1.05	0.97	0.79	1.04	0.90	0.68	0.74	0.96
	ROIC	5.59	6.05	9.12	9.86	9.12	14.12	7.89	6.65	115.33	76.08
	ROE	8.31	6.20	10.29	9.43	7.87	11.15	11.27	9.50	10.13	12.31

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
CBNA Chain Bridge Bancorp, Inc.	$324.9M	12.1×	7.7×	+51.95% (above 0%: growing)	+107.14% (above 0%: growing)	+147.51% (above 0%: growing)	96.81%	0.00%	Compare
JMSB John Marshall Bancorp, Inc.	$321.6M	13.2×	11.7×	+10.02% (above 0%: growing)	+38.89% (above 0%: growing)	−31.74% (below 0%: shrinking)	60.20%	0.00%	Compare
COSO CoastalSouth Bancshares, Inc.	$319.7M	11.5×	11.2×	+6.47% (above 0%: growing)	+5.17% (above 0%: growing)	+158.51% (above 0%: growing)	63.95%	0.00%	Compare
FVCB Fvcbankcorp, Inc.	$316.1M	12.2×	11.0×	+9.18% (above 0%: growing)	+48.39% (above 0%: growing)	+172.27% (above 0%: growing)	64.10%	0.00%	Compare
NEWT NewtekOne, Inc.	$316.0M	4.9×	5.6×	+14.68% (above 0%: growing)	−9.43% (below 0%: shrinking)	+18.31% (above 0%: growing)	100.00%	70.56%	Compare
FCCO First Community Corporation	$304.5M	12.0×	11.2×	+22.67% (above 0%: growing)	+19.12% (above 0%: growing)	−1,807.94% (below 0%: shrinking)	72.21%	0.00%
BPRN Princeton Bancorp, Inc.	$295.6M	11.5×	9.7×	−2.61% (below 0%: shrinking)	+940.00% (above 0%: growing)	−38.15% (below 0%: shrinking)	65.93%	0.00%	Compare
MYFW First Western Financial, Inc.	$287.7M	15.5×	12.3×	+10.12% (above 0%: growing)	+126.92% (above 0%: growing)	+216.45% (above 0%: growing)	58.35%	0.00%	Compare
ATLO Ames National Corporation	$284.8M	12.5×	11.0×	+7.68% (above 0%: growing)	+31.37% (above 0%: growing)	−13.26% (below 0%: shrinking)	73.46%	0.00%	Compare
Median of peers	$316.1M	12.1×	11.0×	+9.60%	+43.64%	+82.91%	65.02%	0.00%

All 323 Banks Regional stocks →

First Community Corporation (FCCO) key facts

Strength: First Community Corporation’s revenue for fiscal 2025 (year ended December 2025) was $114.0 million, up 10.2% from fiscal 2024.
Strength: Net income was $19.2 million, or $2.51 per share (basic), a net margin of 16.9%.
First Community Corporation (FCCO) is a Banks Regional company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, FCCO traded at $32.54, a market capitalization of $304.5 million.
At that price the stock trades at 12.0× trailing-twelve-month earnings and 2.4× sales; its P/E is higher than 42% of its own readings over the past ten years.
First Community Corporation pays an annual dividend of $0.65 per share, a yield of 2.00%, with a payout ratio of 24.3%.
Return on equity was 12.3% and debt-to-equity 0.07.
Its Piotroski F-score is 7 out of 9 for fiscal 2025.