Saturday 17 October 2026 Export FVCB’s income statement to Excel — free account

Fvcbankcorp, Inc.

Fvcbankcorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $122.0 million, up 5.34% from fiscal 2024. In the quarter to June 2026, revenue grew 9.18%, EPS grew 48.4%, free cash flow grew 172.3% and total debt rose 30.8%, each against the same quarter a year earlier. Revenue growth for ten consecutive years.

17.51 0.02 −0.11%

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Market cap: $316.1M
P/E: 12.2×
Fwd P/E: 11.0×
Dividend yield: 1.48%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total sells 1.01

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	1	—	—	3	2	—	1	—	—	2	—	—

Insider Ownership 16.91%

Capital & Financial Ratios $m

Market Cap 316.13

Revenue 126.31

Net Income 25.83

Free Cash Flow 31.67

Net Debt (226.50)

Current Ratio 1.03

Debt/Equity 0.09

P/E ratio 12.16

Fwd P/E 11.00

P/S ratio 2.50

P/B ratio 1.18

Past 5Y EPS Growth 6.58%

This Y EPS Growth 31.67%

Next Y EPS Growth 5.70%

Next Y revenue growth (37.75%)

Next 5Y EPS Growth 15.27%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 26.94%

10-year low 10-year high

P/S against its own 10 years 35.53%

10-year low 10-year high

P/B against its own 10 years 45.34%

10-year low 10-year high

Dividends

Payout Ratio 0.18

Annual Dividend Rate 0.26

Annual Dividend Yield 1.48%

	total	individual payouts
2027	Powerpack
2026	0.27	0.06 0.07 0.07
2025	0.12	0.06 0.06
2022	Powerpack
2021	Powerpack
2020	Powerpack
2019	Powerpack
2017	Powerpack

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	61	91	128	251
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	1,881	1,953	2,060	2,141

	2023	2024	2025	Q'26
Payables	1,845	1,871	1,997	2,052
ST’ Debt	—	—	—	—
Other	—	—	—	—
	1,944	1,937	2,013	2,070

Compound Annual Growth %

	10y	5y	3y
Sales	15.98%	11.76%	13.48%
Cash Flow	12.51%	9.93%	2.14%
Earnings	15.07%	7.31%	(4.07%)
Book Value	13.30%	6.00%	7.81%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	31	33	—	—	—
’25	29	30	31	32	122
’24	27	29	30	30	116
’23	21	28	28	17	93
’22	19	20	22	23	84
’21	18	17	18	19	73
’20	18	17	18	18	70

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	8	9	—	—	—
’25	5	3	8	8	24
’24	7	2	5	5	18
’23	3	3	6	5	16
’22	4	3	7	8	22
’21	6	1	(16)	29	19
’20	7	2	4	2	15

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	8	9	—	—	—
’25	5	3	8	8	24
’24	7	1	5	5	18
’23	2	3	6	4	16
’22	4	3	7	8	22
’21	6	1	(16)	28	19
’20	6	2	4	2	15

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.35	0.45	—	—	—
’25	0.28	0.31	0.31	0.31	1.21
’24	0.07	0.23	0.25	0.26	0.82
’23	0.03	0.23	0.22	(0.28)	0.21
’22	0.36	0.34	0.38	0.22	1.08
’21	0.30	0.29	0.26	0.35	1.20
’20	0.21	0.17	0.22	0.29	0.88

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	5.72	7.08	12.42	12.74	7.42	10.92	14.40	8.30	9.78	9.49	Analyst estimates 2026–2028 Powerpack
	High	8.43	15.76	16.96	15.71	14.11	17.19	17.52	15.62	14.68	14.35
People
People	Employees	—	—	128	124	121	133	135	120	114	125
	Revenue/emp, $m	0.00	0.00	0.42	0.56	0.58	0.55	0.62	0.78	1.02	0.98
Income, $m
Income, $m	Revenue	28	43	54	69	70	73	84	93	116	122
	Gross margin, %	0.00	81.06	77.40	73.05	79.31	85.59	81.51	44.00	50.17	55.24
	EBT	11	15	13	20	20	28	31	4	22	28
	EBT margin, %	36.96	33.59	24.46	28.89	28.08	38.79	37.11	4.54	19.25	23.15
	Net income	7	8	11	16	16	22	25	4	15	22
	Depreciation	—	2	2	2	(1)	(4)	(1)	0	(1)	0
Per share, $
Per share, $	Revenue	2.79	3.32	3.66	4.01	4.13	4.26	4.79	5.26	6.42	6.73
	Earnings	0.63	0.61	0.74	0.92	0.91	1.29	1.14	0.22	0.83	1.22
	Cash flow	0.92	0.80	0.91	1.12	0.88	1.14	1.28	0.92	1.01	1.32
	Capex	0.00	(0.04)	(0.05)	(0.02)	(0.02)	(0.03)	(0.01)	(0.01)	(0.01)	0.00
	Free cash flow	0.92	0.77	0.86	1.11	0.86	1.11	1.28	0.91	1.00	1.31
	Book value	7.87	7.53	10.81	10.37	11.19	12.30	11.61	12.25	13.03	13.99
	Shares, m	10	13	15	17	17	17	17	18	18	18
Valuation, ×
Valuation, ×	P/E	13.21	23.62	18.54	15.06	12.89	12.22	11.02	62.04	14.96	11.50
	P/S	2.69	4.22	4.29	3.49	2.84	3.69	3.16	2.71	1.96	2.07
	P/B	1.25	1.86	1.53	1.35	1.05	1.28	1.31	1.16	0.96	0.99
	EV/Sales	2.90	3.91	3.95	3.58	1.82	0.99	5.24	2.27	1.34	1.17
	EV/FCF	6.96	7.03	17.66	12.96	8.76	3.80	19.67	13.20	8.55	6.01
Cash, $m
Cash, $m	Operating cash flow	9	10	13	19	15	19	22	16	18	24
	Capex	0	0	(1)	0	0	0	0	0	0	0
	Free cash flow	9	10	13	19	15	19	22	16	18	24
Balance, $m
Balance, $m	Working capital	—	(24)	6	4	51	(198)	38	(63)	17	47
	Total debt	24	24	24	39	69	45	255	20	19	19
	Net debt	24	2	(19)	6	(72)	(196)	173	(41)	(72)	(109)
	Shareholders’ equity	80	98	158	179	190	210	202	217	235	254
Returns, %
Returns, %	ROA	0.84	0.78	0.90	1.10	0.92	1.09	1.10	0.17	0.69	0.98
	ROIC	0.00	9.08	7.38	6.79	10.81	138.85	5.18	1.50	8.54	12.20
	ROE	9.08	8.63	8.47	9.38	8.41	10.99	12.12	1.82	6.66	9.02

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
AVBH Avidbank Holdings Inc.	$337.8M	— (loss-making)	9.1×	+15.59% (above 0%: growing)	−6.49% (below 0%: shrinking)	+148.71% (above 0%: growing)	69.18%	0.00%	Compare
FDBC Fidelity D&D Bancorp Inc.	$336.0M	11.0×	22.8×	+5.91% (above 0%: growing)	+11.67% (above 0%: growing)	+157.33% (above 0%: growing)	70.54%	0.00%	Compare
CFFI C&F Financial Corporation	$334.0M	11.4×	—	+10.31% (above 0%: growing)	+10.97% (above 0%: growing)	+549.86% (above 0%: growing)	78.40%	0.00%	Compare
CBNA Chain Bridge Bancorp, Inc.	$324.9M	12.1×	7.7×	+51.95% (above 0%: growing)	+107.14% (above 0%: growing)	+147.51% (above 0%: growing)	96.81%	0.00%	Compare
JMSB John Marshall Bancorp, Inc.	$321.6M	13.2×	11.7×	+10.02% (above 0%: growing)	+38.89% (above 0%: growing)	−31.74% (below 0%: shrinking)	60.20%	0.00%	Compare
COSO CoastalSouth Bancshares, Inc.	$319.7M	11.5×	11.2×	+6.47% (above 0%: growing)	+5.17% (above 0%: growing)	+158.51% (above 0%: growing)	63.95%	0.00%	Compare
FVCB Fvcbankcorp, Inc.	$316.1M	12.2×	11.0×	+9.18% (above 0%: growing)	+48.39% (above 0%: growing)	+172.27% (above 0%: growing)	64.10%	0.00%
NEWT NewtekOne, Inc.	$316.0M	4.9×	5.6×	+14.68% (above 0%: growing)	−9.43% (below 0%: shrinking)	+18.31% (above 0%: growing)	100.00%	70.56%	Compare
FCCO First Community Corporation	$304.5M	12.0×	11.2×	+22.67% (above 0%: growing)	+19.12% (above 0%: growing)	−1,807.94% (below 0%: shrinking)	72.21%	0.00%	Compare
Median of peers	$323.2M	11.5×	11.2×	+12.50%	+11.32%	+148.11%	71.38%	0.00%

All 323 Banks Regional stocks →

Fvcbankcorp, Inc. (FVCB) key facts

Strength: Fvcbankcorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $122.0 million, up 5.34% from fiscal 2024.
Fvcbankcorp, Inc. (FVCB) is a Banks Regional company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, FVCB traded at $17.51, a market capitalization of $316.1 million.
Fvcbankcorp, Inc. pays an annual dividend of $0.26 per share, a yield of 1.48%, with a payout ratio of 18.3%.
Return on equity was 9.02% and debt-to-equity 0.09.
Its Piotroski F-score is 8 out of 9 for fiscal 2025.