Fvcbankcorp, Inc. FVCB
- Market cap
- $320.8M
- P/E
- 12.5×
Follow FVCB
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 5.72 | 7.08 | 12.42 | 12.74 | 7.42 | 10.92 | 14.40 | 8.30 | 9.78 | 9.49 |
Analyst estimates 2026–2028 Powerpack |
Low Price
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| 8.43 | 15.76 | 16.96 | 15.71 | 14.11 | 17.19 | 17.52 | 15.62 | 14.68 | 14.35 |
High Price
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| — | — | 128 | 124 | 121 | 133 | 135 | 120 | 114 | 125 |
Employees
|
|||
| 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
Revenue/Emp
|
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| 28 | 43 | 54 | 69 | 70 | 73 | 84 | 93 | 116 | 122 |
Revenue
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|||
| 0.00% | 81.06% | 77.40% | 73.05% | 79.31% | 85.59% | 81.51% | 44.00% | 50.17% | 55.24% |
Gross Margin
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| 11 | 15 | 13 | 20 | 20 | 28 | 31 | 4 | 22 | 28 |
EBT
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| 36.96% | 33.59% | 24.46% | 28.89% | 28.08% | 38.79% | 37.11% | 4.54% | 19.25% | 23.15% |
EBT Margin
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| 7 | 8 | 11 | 16 | 16 | 22 | 25 | 4 | 15 | 22 |
Net Income
|
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| — | 2 | 2 | 2 | (1) | (4) | (1) | 0 | (1) | 0 |
Depreciation
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| 2.79 | 3.32 | 3.66 | 4.01 | 4.13 | 4.26 | 4.79 | 5.26 | 6.42 | 6.73 |
Revenue/Sh
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| 0.63 | 0.61 | 0.74 | 0.92 | 0.91 | 1.29 | 1.14 | 0.22 | 0.83 | 1.22 |
Earnings/Sh
|
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| 0.92 | 0.80 | 0.91 | 1.12 | 0.88 | 1.14 | 1.28 | 0.92 | 1.01 | 1.32 |
Cash Flow/Sh
|
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| 0.00 | (0.04) | (0.05) | (0.02) | (0.02) | (0.03) | (0.01) | (0.01) | (0.01) | 0.00 |
Capex/Sh
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| 0.92 | 0.77 | 0.86 | 1.11 | 0.86 | 1.11 | 1.28 | 0.91 | 1.00 | 1.31 |
Free CF/Sh
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| 7.87 | 7.53 | 10.81 | 10.37 | 11.19 | 12.30 | 11.61 | 12.25 | 13.03 | 13.99 |
Book Value/Sh
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| 10 | 13 | 15 | 17 | 17 | 17 | 17 | 18 | 18 | 18 |
Shares
|
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| 13.21 | 23.62 | 18.54 | 15.06 | 12.89 | 12.22 | 11.02 | 62.04 | 14.96 | 11.50 |
PE Ratio
|
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| 2.69 | 4.22 | 4.29 | 3.49 | 2.84 | 3.69 | 3.16 | 2.71 | 1.96 | 2.07 |
PS Ratio
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| 1.25 | 1.86 | 1.53 | 1.35 | 1.05 | 1.28 | 1.31 | 1.16 | 0.96 | 0.99 |
PB Ratio
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| 2.90 | 3.91 | 3.95 | 3.58 | 1.82 | 0.99 | 5.24 | 2.27 | 1.34 | 1.17 |
EV/Sales
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| 6.96 | 7.03 | 17.66 | 12.96 | 8.76 | 3.80 | 19.67 | 13.20 | 8.55 | 6.01 |
EV/FCF
|
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| 9 | 10 | 13 | 19 | 15 | 19 | 22 | 16 | 18 | 24 |
Op' Cash Flow
|
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| 0 | 0 | (1) | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Capex
|
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| 9 | 10 | 13 | 19 | 15 | 19 | 22 | 16 | 18 | 24 |
FCF
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| — | (24) | 6 | 4 | 51 | (198) | 38 | (63) | 17 | 47 |
Working Cap'
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| 24 | 24 | 24 | 39 | 69 | 45 | 255 | 20 | 19 | 19 |
Total Debt
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| 24 | 2 | (19) | 6 | (72) | (196) | 173 | (41) | (72) | (109) |
Net Debt
|
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| 80 | 98 | 158 | 179 | 190 | 210 | 202 | 217 | 235 | 254 |
Sh' Equity
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| 0.84% | 0.78% | 0.90% | 1.10% | 0.92% | 1.09% | 1.10% | 0.17% | 0.69% | 0.98% |
ROA
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| 0.00% | 9.08% | 7.38% | 6.79% | 10.81% | 138.85% | 5.18% | 1.50% | 8.54% | 12.20% |
ROIC
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| 9.08% | 8.63% | 8.47% | 9.38% | 8.41% | 10.99% | 12.12% | 1.82% | 6.66% | 9.02% |
ROE
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Fvcbankcorp, Inc. peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| JMSB John Marshall Bancorp, Inc. | $323.9M | 13.3× | Compare |
| FDBC Fidelity D&D Bancorp Inc. | $317.8M | 10.6× | Compare |
| COSO CoastalSouth Bancshares, Inc. | $317.6M | 11.5× | Compare |
| NEWT NewtekOne, Inc. | $326.4M | 5.0× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| CBNA Chain Bridge Bancorp, Inc. | $311.3M | 11.8× | Compare |
| FCCO First Community Corporation | $306.9M | 12.1× | Compare |
| CFFI C&F Financial Corporation | $306.0M | 10.4× | Compare |
| BCML Bay Commercial Bank | $341.8M | 25.7× | Compare |
Fvcbankcorp, Inc. (FVCB) key facts
- Fvcbankcorp, Inc. (FVCB) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- Fvcbankcorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $122.0 million, up 5.34% from fiscal 2024.
- As of September 25, 2026, FVCB traded at $17.98, a market capitalization of $320.8 million.
- Return on equity was 9.02% and debt-to-equity 0.09.
Fvcbankcorp, Inc. (FVCB) Latest News
21 Jul
FVCBankcorp, Inc. reported record earnings with a 45% year-over-year increase in net income. Record earnings and 45% net income growth strengthen financial position and investor sentiment.
4 May
FVCBank expands into the Hampton Roads market by opening a new Loan Production Office in Virginia Beach. Geographic expansion through a new loan production office enhances FVCBank's market reach and potential for revenue growth.
21 Apr
FVCBankcorp (FVCB) reported Q1 earnings, analyzing key metrics for performance insights. Q1 earnings disclosure directly impacts financial performance assessment and investor sentiment toward future trajectory.
FVCBankcorp (FVCB) Q1 earnings and revenues exceeded analyst estimates. Q1 earnings and revenues topping estimates indicates strong financial health, likely enhancing investor sentiment and stock performance.
FVCBankcorp, Inc. reports first quarter 2026 earnings with net income up 24% from the year-ago quarter. 24% net income growth demonstrates strong financial performance likely to enhance investor sentiment and stock trajectory.
16 Apr
FVCBankcorp, Inc. (FVCB) announced an increase in its quarterly cash dividend, signaling financial strength and commitment to shareholders. Dividend increase reflects strong earnings and boosts investor sentiment, potentially driving positive stock performance and valuation.
19 Mar
FVCBankcorp, Inc. (FVCB) announced the extension of its share repurchase program. Extension of share repurchase program signals management confidence and may moderately boost EPS and stock sentiment.
13 Feb
FVCBankcorp, Inc. (FVCB) has been upgraded to a 'Buy' rating by analysts, reflecting positive sentiment regarding the company's growth potential and financial performance. This upgrade is based on recent developments and market conditions that suggest a favorable outlook for FVCB. Investors are encouraged to consider this upgrade as a signal of confidence in the bank's future prospects. The upgrade to a 'Buy' rating indicates significant positive sentiment that could influence investor behavior and market performance.
11 Feb
FVCBankcorp, Inc. has successfully completed a $25 million offering of senior notes. The offering is part of the company's strategy to enhance its capital position and support future growth initiatives. The notes will mature in five years and are expected to provide the bank with additional financial flexibility. The completion of the senior notes offering is expected to moderately influence FVCBankcorp's financial performance and growth strategy.
28 Jan
FVCBankcorp, Inc. (NASDAQ:FVCB) shareholders have achieved a 21% return over the past year, reflecting positive market performance and investor confidence in the company's operations. The bank's strategic initiatives and financial management have contributed to this growth, positioning it favorably in the competitive landscape. The reported return indicates a moderately noticeable influence on investor sentiment and financial performance.
20 Jan
FVCBankcorp, Inc. (FVCB) reported its Q4 earnings, showcasing a notable increase in net income and total assets. The bank's performance was driven by growth in loans and deposits, alongside improved net interest margins. Management highlighted strategic initiatives aimed at enhancing operational efficiency and expanding market presence. The results reflect a positive trajectory for the bank, indicating resilience in a competitive financial landscape. The significant increase in net income and strategic initiatives suggest a strong potential for future growth and improved market positioning.
FVCBankcorp, Inc. (FVCB) reported a 46% increase in net income for the fourth quarter and full year of 2025 compared to the previous year. This significant growth highlights the bank's strong financial performance and operational efficiency, positioning it favorably in the market. The substantial increase in net income indicates a significant impact on future performance and investor sentiment.
30 Dec
FVCbankcorp, Inc. (FVCB) announced that its Mortgage Minority Interest has completed an asset acquisition, enhancing its portfolio and positioning in the mortgage market. This strategic move aims to bolster the company's growth and service offerings in the competitive financial landscape. The asset acquisition is expected to moderately influence FVCB's competitive positioning and financial performance.
18 Dec
Fvcbankcorp, Inc. (FVCB) is highlighted as a potential investment opportunity in December 2025, emphasizing its growth prospects and market positioning. The article outlines the company's strategic initiatives and financial performance, suggesting that it may be undervalued compared to peers. Analysts believe that FVCB's focus on innovation and customer service could lead to significant market gains, making it an attractive option for investors looking for undiscovered gems in the U.S. banking sector. FVCB's strategic initiatives and growth potential are likely to significantly influence its future performance and market perception.
3 Dec
FVCBankcorp, Inc. (NASDAQ:FVCB) has attracted attention from institutional investors, who now hold a 38% ownership stake in the company. This significant ownership level indicates growing interest and confidence in FVCB's potential for future growth and stability in the financial sector. Increased institutional ownership may enhance market sentiment and influence FVCB's financial performance.
1 Dec
Morningstar DBRS has assigned initial long-term issuer ratings of BBB to FVCbank, while FVCBankcorp, Inc. has received a BBB (low) rating with a stable outlook. These ratings reflect the bank's financial stability and operational performance. The assigned ratings indicate a moderately noticeable influence on FVCB's financial performance and market perception.
23 Oct
FVCBankcorp, Inc. (FVCB) reported a significant increase in its profit margin, soaring to 32.5%, which counters the narrative of a long-term decline in the company's performance. This improvement highlights the bank's ability to enhance profitability despite previous challenges. The substantial rise in profit margin indicates a significant positive shift in financial performance that could alter investor sentiment and the company's trajectory.
21 Oct
FVCBankcorp, Inc. reported a 19% increase in quarterly net income and a 61% increase in year-to-date net income, reflecting strong financial performance and growth. The bank's results indicate effective management and a positive trajectory in its operations. Significant increases in net income suggest strong operational performance that could positively influence investor sentiment and future growth.
FVCBankcorp, Inc. (FVCB) reported its third-quarter earnings, matching analysts' estimates. The bank's performance reflects stability in its operations, with key financial metrics aligning with market expectations. Investors are likely to view this consistency positively, as it indicates the bank's resilience in a competitive environment. Earnings matching estimates suggests stable performance but does not indicate significant changes in trajectory.
FVCBankcorp, Inc. (FVCB) reported its Q3 earnings, highlighting a net income of $2.1 million, or $0.22 per share, compared to $1.8 million, or $0.20 per share, in the same quarter last year. The bank's total assets increased to $1.1 billion, reflecting growth in loans and deposits. The management expressed optimism about future growth and strategic initiatives aimed at enhancing operational efficiency and customer service. Overall, the results indicate a positive trend in financial performance despite ongoing economic challenges. The earnings report shows moderate growth in net income and assets, which may influence investor sentiment and financial performance.
29 Aug
Fvcbankcorp, Inc. (FVCB) has been identified as one of the best momentum stocks to buy for August 29th, indicating strong performance trends and investor interest. The stock's recent upward trajectory suggests positive market sentiment and potential for continued growth, making it an attractive option for investors looking for momentum plays in the current market environment. The identification of FVCB as a momentum stock suggests a moderately noticeable influence on its market performance and investor interest.
15 Aug
FVCBankcorp, Inc. (FVCB) reported its second quarter 2025 earnings, surpassing analysts' expectations. The bank demonstrated strong financial performance, driven by increased loan growth and improved net interest margins. Management highlighted strategic initiatives aimed at enhancing operational efficiency and expanding market presence. The positive results reflect the bank's resilience in a competitive landscape and its commitment to delivering value to shareholders. Strong earnings performance and strategic initiatives are likely to significantly impact future growth and investor sentiment.
22 Jul
FVCBankcorp (FVCB) reported quarterly earnings of $0.30 per share, exceeding the Zacks Consensus Estimate of $0.28 and up from $0.23 a year ago, marking a 7.14% earnings surprise. The company also posted revenues of $16.61 million, surpassing estimates by 2.64% and increasing from $14.54 million year-over-year. FVCBankcorp has consistently beaten earnings estimates, holding a Zacks Rank #1 (Strong Buy). The current consensus EPS estimate for the next quarter is $0.29, with revenues expected at $16.63 million. The Banks - Southeast industry ranks in the top 16% of Zacks industries, indicating a favorable outlook. Seacoast Banking (SBCF) is set to report its results soon, with expected earnings of $0.42 per share. FVCBankcorp's strong earnings performance and favorable industry ranking suggest significant potential for future growth and market performance.
FVCBankcorp, Inc. (FVCB) reported a net income of $5.7 million for its second quarter, translating to earnings of 31 cents per share, or 30 cents per share when adjusted for non-recurring gains. The bank's revenue for the period was $30.4 million, with net revenue after interest expense at $16.6 million, surpassing market expectations. The earnings report indicates solid financial performance, which may positively influence investor sentiment and market positioning.
FVCBankcorp, Inc. reported a 10% increase in net income for Q2 2025, totaling $5.7 million, with a return on average assets of 1.02%. The bank's net interest margin improved to 2.90%, and net interest income rose by 15% compared to the previous year. The company also announced a quarterly cash dividend and repurchased 415,000 shares. Asset quality remained strong with a decrease in nonperforming loans. Total assets were $2.24 billion, and the bank maintained a well-capitalized balance sheet with a total risk-based capital ratio of 15.28%. The consistent earnings growth and strategic initiatives like share repurchases and dividend initiation suggest a moderately positive impact on FVCBankcorp's future performance.
17 Jul
FVCBankcorp, Inc. has announced the initiation of a quarterly cash dividend of $0.05 per share, payable on November 15, 2023, to shareholders of record as of November 1, 2023. This decision reflects the company's commitment to returning value to its shareholders and is part of its ongoing strategy to enhance shareholder returns. The initiation of a cash dividend indicates financial stability and may positively influence investor sentiment.
FVCBankcorp (FVCB) is expected to report a year-over-year earnings increase of 21.7% to $0.28 per share and revenues of $16.19 million, up 11.4%. The consensus EPS estimate has been revised 7.41% higher in the last 30 days. However, the Earnings ESP is 0%, indicating no recent changes in analyst estimates. FVCB has a Zacks Rank of #1, but this combination makes it difficult to predict an earnings beat. Historically, FVCB has surpassed EPS estimates in the last four quarters. Investors should consider other factors beyond earnings results when evaluating the stock's potential movement. The upcoming earnings report may moderately influence FVCB's financial performance and market sentiment.
11 Jul
FVCBankcorp, Inc. (FVCB) has received a rating upgrade to 'Strong Buy' from analysts, reflecting positive sentiment about the company's financial health and growth prospects. This upgrade is attributed to strong performance metrics and strategic initiatives that position FVCB favorably in the market. Investors are encouraged to consider this upgrade as a signal of potential future gains. The rating upgrade indicates significant positive sentiment and potential for improved market performance.
3 Jul
FVCBankcorp (FVCB) is experiencing a positive shift in earnings outlook, with analysts raising their earnings estimates. The stock has shown strong performance, rising 8.1% in the past month, and is expected to earn $0.28 per share for the current quarter, a 21.74% increase year-over-year. The full-year earnings estimate has also increased to $1.15 per share, reflecting a 21.05% change from the previous year. FVCBankcorp currently holds a Zacks Rank #2 (Buy), indicating strong potential for further upside in stock price due to favorable estimate revisions. Investors may consider adding it to their portfolios. Significant earnings estimate revisions indicate a strong potential for future stock performance.
25 Jun
FVCbank has promoted Jim Elliott to Executive Vice President, Commercial Lending, and Steffany Watson to Executive Vice President, Chief Services Officer. Elliott, who joined in 2009, has significantly contributed to the bank's commercial lending success and will continue on the Executive Committee. Watson, with FVCbank since 2007, has played a key role in developing the bank's online banking platform and has now joined the Executive Committee. Both promotions are expected to enhance the bank's growth and commitment to customer service. Promotions of key executives may influence operational effectiveness and customer service, impacting the bank's competitive positioning.