First American Financial Corporation FAF

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Insider Decisions

Total buys 4.05
Total sells 1.11
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy 1
Sell 1 1 1
Insider Ownership 4.30%

Capital & Financial Ratios

Market Cap 7,070.00
Revenue 7,983.90
Net Income 747.20
Free Cash Flow 833.20
Net Debt (1,078.30)
Current Ratio 1.18
Debt/Equity 0.27
P/E ratio 9.56
P/S ratio 0.89
P/B ratio 1.26
Past 5Y EPS Growth (27.38%)
This Y EPS Growth 16.37%
Next Y EPS Growth 3.08%
Next 5Y EPS Growth 7.67%
in millions of $

Dividends

Payout Ratio 0.90
Annual Dividend Rate 2.12
Annual Dividend Yield 3.59%
total individual payouts
2028 ‡‡‡‡
2027 ‡‡‡‡
2026 2.22
2025 2.18
2024 2.14
2023 2.10
2022 2.06
2021 1.94
2020 1.78
2019 1.68
2018 1.60
2017 1.44
2016 1.20
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 3,605 1,718 1,387 2,625
Receivables 1,222 1,126 1,484 1,636
Inventory
Other
4,827 2,844 2,871 4,260
2023 2024 2025 Q'26
Payables 2,162 2,137 2,172 2,054
ST’ Debt 1,394 1,547 1,545 1,547
Other
3,556 3,683 3,718 3,600
in millions of $

Compound Annual Growth

10y 5y 3y
Sales ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Cash Flow ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Earnings ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Book Value ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡

Revenue

Mar Jun Sep Dec Year
’26 1,838 2,117
’25 1,582 1,841 1,979 2,050 7,452
’24 1,425 1,612 1,406 1,685 6,128
’23 1,446 1,647 1,481 1,429 6,004
’22 2,034 2,063 1,824 1,685 7,605
’21 2,026 2,266 2,556 2,373 9,221
’20 1,413 1,609 1,914 2,151 7,086
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 6 357
’25 (53) 362 273 369 951
’24 69 267 237 325 898
’23 (92) 269 219 (42) 354
’22 38 191 303 245 778
’21 224 253 399 344 1,220
’20 24 344 313 404 1,085
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 (33) 318
’25 (94) 309 224 325 763
’24 18 210 185 267 680
’23 (155) 193 154 (100) 91
’22 (5) 117 238 175 525
’21 196 226 356 299 1,077
’20 9 315 280 382 985
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 1.21 2.12
’25 0.71 1.41 1.84 2.05 6.00
’24 0.45 1.11 (1.00) 0.69 1.26
’23 0.44 1.33 (0.02) 0.33 2.07
’22 0.88 1.01 0.02 0.52 2.45
’21 2.10 2.72 4.00 2.33 11.14
’20 0.55 1.52 1.62 2.49 6.16
fiscal quarters ending in the months shown

Target Price Range

High ‡‡‡‡‡ ‡‡‡‡
Average ‡‡‡‡‡ ‡‡‡‡
Low ‡‡‡‡‡ ‡‡‡‡

Recommendation Rating

1.5
1Buy 2 3Hold 4 5Sell
Powerpack only forecast
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
‡‡‡‡‡ ‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 43.54 49.55 51.60 53.09
Low Price
‡‡‡‡‡ ‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 81.54 65.55 70.92 68.64
High Price
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 21,153 19,210 19,038 19,102
Employees
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 0.36 0.31 0.32 0.39
Revenue/Emp
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 7,605.20 6,003.50 6,128.10 7,452.20 ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Revenue
‡‡‡ ‡‡‡ ‡‡‡ ‡‡‡ ‡‡‡ ‡‡‡ 100.00% 100.00% 100.00% 100.00%
Gross Margin
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 325.70 274.40 165.40 826.20
EBT
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 4.28% 4.57% 2.70% 11.09% ‡‡‡ ‡‡‡ ‡‡‡
EBT Margin
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 265.30 215.50 132.60 625.20 ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Net Income
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 186.30 197.10 204.40 171.00
Depreciation
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 71.08 57.56 58.98 72.14 ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Revenue/Sh
‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡‡ 2.46 2.08 1.26 6.02 ‡‡‡‡ ‡‡‡‡ ‡‡‡‡
Earnings/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 7.27 3.40 8.64 9.20
Cash Flow/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ (2.36) (2.52) (2.10) (1.82) ‡‡‡ ‡‡‡ ‡‡‡
Capex/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡ ‡‡‡‡‡ 4.90 0.87 6.54 7.39
Free CF/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 43.75 46.62 47.42 53.48 ‡‡‡‡
Book Value/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 107.00 104.30 103.90 103.30 ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Shares
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 21.91 30.04 49.56 10.19 ‡‡‡‡ ‡‡‡‡ ‡‡‡‡
PE Ratio
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 0.75 1.09 1.06 0.85 ‡‡‡ ‡‡‡ ‡‡‡
PS Ratio
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1.22 1.34 1.32 1.15 ‡‡‡ ‡‡‡ ‡‡‡
PB Ratio
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1.01 0.99 1.30 1.09 ‡‡‡‡ ‡‡‡‡ ‡‡‡‡
EV/Sales
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 14.71 65.42 11.71 10.68
EV/FCF
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 777.60 354.30 897.50 950.80 ‡‡‡ ‡‡‡ ‡‡‡
Op' Cash Flow
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ (253.00) (263.30) (217.70) (187.70)
Capex
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 524.60 91.00 679.80 763.10 ‡‡‡‡‡
FCF
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ (1,860.30) 1,271.10 (839.10) (846.70)
Working Cap'
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 3,217.80 1,393.90 1,546.60 1,545.40
Total Debt
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1,994.30 (2,211.40) (171.50) 158.10
Net Debt
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 4,681.20 4,862.80 4,927.00 5,524.30
Sh' Equity
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1.67% 1.37% 0.83% 3.99%
ROA
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 4.77% 11.09% 5.04% 11.71%
ROIC
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 5.03% 4.54% 2.68% 11.90%
ROE
predictions in italic, sparklines do not include predictions
Fiscal years to Dec 2025 · latest quarter Jun 2026

First American Financial Corporation (FAF) Latest News

News by impact score

Fine-tune

21 Sep

3

First American Financial (FAF) trades at a valuation discount to peers: P/E 11.43 vs industry 26.87, P/B 1.31 vs 1.43, and P/S 0.89 vs 1.3. Zacks assigns FAF a Buy Rank (#2) and an A Value grade, noting a forward P/E range of 9.75 to 15.32 and a median near 11.61, along with a solid earnings outlook. The article argues the stock is undervalued at current levels and could offer upside as fundamentals align with its valuation signals. Valuation metrics and a Buy rating suggest potential upside without a concrete earnings catalyst.

3

FAF is named among three low-volatility stocks that StockStory is skeptical of due to weak earnings growth and muted capital progression. First American Financial provides title insurance and settlement services nationwide. Despite a low rolling one-year beta of 0.84, FAF shows concerning fundamentals: net premiums earned down 1.9% annually over five years, earnings per share flat, and 2.8% annual growth in book value per share—below peers. The stock trades at $69.61, about 1.2x forward P/B, implying limited upside unless conditions improve. The piece notes unexciting capital trends and invites readers to view a free research report to reassess FAF’s fit in a portfolio. It also includes promotional notes and other stock ideas tied to AI-driven opportunities. Declining net premiums earned, flat EPS, and below-peer BVPS growth over five years imply limited upside despite FAF's low volatility.

2 Sep

3

High mortgage rates exert pressure on First American Financial Corporation's housing business. Elevated mortgage rates directly pressure First American Financial Corporation's core housing operations.

25 Aug

3

First American Financial (FAF) stock appears undervalued with earnings supporting the assessment. Earnings reinforce FAF undervaluation and may lift investor sentiment.

21 Aug

3

First American Financial reported Q2 earnings examined alongside results from peer property and casualty insurers. Q2 earnings comparison with peers can moderately influence investor views on FAF performance.

3

First American Financial Corporation faces scrutiny over whether its home warranty business can sustain current profitability levels amid ongoing operational and market pressures. Profitability questions around the home warranty segment may affect earnings stability and near-term investor sentiment without indicating major strategic shifts.

3

First American Financial Corporation exhibits robust financial strength supporting dividend growth. Robust finances enabling dividend growth signal stability with moderate effects on investor sentiment and performance.

5 Aug

3

AFG reported Q2 earnings that beat expectations on strong P&C underwriting results and higher investment income. Quarterly earnings beat from core underwriting and investments points to moderately positive short-term effects on financial performance and sentiment.

27 Jul

3

Annual house price appreciation accelerated to the highest rate since August 2025 per First American Data & Analytics Monthly Home Price Index Report. FAF's home price index data release strengthens its analytics reputation and may lift short-term market perception.

26 Jul

4

First American Financial is actively pursuing acquisitions that align with its core business operations. Acquisition strategy represents major strategic move likely to alter company trajectory and investor sentiment.

23 Jul

4

First American Financial Corp posted record commercial revenue during its Q2 2026 earnings call, reflecting strong segment performance and overall results. Record commercial revenue marks major financial outperformance that can shift investor sentiment and company trajectory.

3 transcript

First American Financial Corporation held its Q2 earnings call and highlighted key financial results along with operational updates. Q2 earnings highlights disclose performance metrics that can shift near-term investor views and valuation.

3

First American Financial Corporation posted Q2 earnings above estimates due to strength in title operations and investment income. Q2 earnings beat driven by core title business and investment income points to moderately positive short-term financial effects.

3

First American Financial Corporation held its Q2 2026 earnings call, covering financial results, operational updates, and forward guidance. Quarterly earnings calls deliver financial metrics and outlook that typically produce moderate effects on stock movement and sentiment.

22 Jul

3

First American Financial Corporation reported bullish Q2 CY2026 results. Bullish quarterly results can lift near-term sentiment and valuation without altering long-term trajectory.

3

First American Financial Corporation reported its second quarter 2026 results. Quarterly earnings updates can shift near-term stock valuation and sentiment without altering long-term strategy.

18 Jul

3

First American Financial Corporation (FAF) is embedding data in ArcGIS to strengthen its competitive moat. Data integration in ArcGIS may moderately improve FAF data capabilities and competitive positioning without fundamentally altering company trajectory.

3

First American Financial launches property data integration into Esri ArcGIS ecosystem. Integration expands data distribution via established GIS platform with moderate effects on product reach.

15 Jul

3

First American Financial (FAF) is anticipated to see earnings growth, prompting questions on whether shares should be purchased. Expected earnings growth points to moderately noticeable effects on FAF financial performance and investor sentiment.

13 Jul

3

First American Data & Analytics integrates one of the nation's largest property datasets with ArcGIS to support decision-ready GIS workflows. GIS data integration strengthens FAF analytics offerings and competitive positioning without fundamentally altering company trajectory.

8 Jun

4

AI and regulatory pressures challenge First American Financial Corporation's title insurance model and influence its valuation. AI and regulatory pressures on the core title insurance model significantly alter First American Financial's trajectory.

3

ACI Sky Workbench received verification from Fannie Mae and Freddie Mac for compliance with UAD 3.6 specifications. Verification supports updated appraisal standards used by major mortgage entities and may strengthen product positioning.

20 May

4

First American Financial Corporation upgrades its title and settlement services through new technology integration to boost operational efficiency and client outcomes. Technology upgrades in core title and settlement services represent a major strategic move likely to improve efficiency and shift competitive positioning.

12 May

3

First American Data & Analytics and DealGround study reveals surging AI adoption in commercial real estate, but trust in AI tools lags significantly. Study positions First American's data analytics arm as leader in AI trends for commercial real estate, moderately enhancing competitive positioning and market sentiment.

11 May

3

First American Financial Corporation enacts governance changes reducing share dilution, though valuation concerns persist. Governance move curbs dilution for moderate financial benefits, balanced by lingering valuation doubts.

3

First American Financial (FAF) emerges as a strong investment bet thanks to undervaluation, robust title insurance demand, solid financials, dividend growth, and strategic positioning in real estate services amid favorable housing market trends. Bullish investment thesis underscores FAF's undervaluation and growth drivers, likely enhancing investor sentiment without transformative changes.

29 Apr

4

First American Title launches AgentNet® Assist: Title Intelligence, an AI-powered tool automating title document analysis, review, and exception identification to boost agent efficiency, accuracy, and speed in title insurance workflows. AI-powered document analysis tool launch enhances core title insurance operations and competitive positioning significantly.

4

First American Financial Corporation (FAF) reported strong quarterly earnings, fueling recent share price gains and triggering a fresh valuation assessment. Strong quarterly earnings and share price gains significantly enhance FAF's financial outlook and investor sentiment.

24 Apr

4

First American Financial Corporation (FAF) beat Q1 earnings and revenue estimates, driven by strength in its commercial segment. Beating Q1 earnings and revenue estimates on commercial strength signals strong financial performance that could significantly boost investor sentiment and stock trajectory.

3

First American Financial Corporation's Q1 results feature strong commercial title growth, AI automation advancements improving efficiency, and a cautious outlook for residential title amid market headwinds. Commercial title growth and AI automation drive operational improvements, offsetting residential caution to moderately influence financial performance and competitive positioning.