Enact Holdings, Inc. ACT

46.97 (0.28) (0.59%) as of 25 Sep
Market cap
$6.5B
P/E
9.8×
Growth Flags show if company had growth for consecutive years

Insider Decisions

Total sells 314.39
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — — — — —
Sell 1 2 1 1 2 3 1 1 2 1 2 —
Insider Ownership 79.94%

Capital & Financial Ratios

Market Cap 6,530.00
Revenue 1,253.54
Net Income 683.27
Free Cash Flow 720.83
Net Debt 296.79
Current Ratio 0.76
Debt/Equity 0.14
P/E ratio 9.85
P/S ratio 5.23
P/B ratio 1.21
Past 5Y EPS Growth 4.81%
This Y EPS Growth 6.23%
Next Y EPS Growth 5.43%
Next 5Y EPS Growth 4.97%
in millions of $

Dividends

Payout Ratio 0.14
Annual Dividend Rate 0.64
Annual Dividend Yield 5.12%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.06
0.21
0.24
0.24
2025 0.05
0.19
0.21
0.21
0.21
2024 0.95
0.16
0.23
0.19
0.19
0.19
2023 0.46
0.14
0.16
0.16
0.71
2022 0.42
0.14
0.14
0.14
2020 Powerpack
2019 0.62
0.62
2018 0.37
0.37
2017 0.05
0.05
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 616 599 582 448
Receivables 45 53 46 67
Inventory — — — —
Other — — — —
661 652 629 515
2023 2024 2025 Q'26
Payables 668 639 664 680
ST’ Debt — — — —
Other — — — —
668 639 664 680
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — 2.24% 4.11%
Cash Flow — 0.57% 8.93%
Earnings — 12.73% (1.44%)
Book Value — 6.65% 9.30%

Revenue

Mar Jun Sep Dec Year
’26 312 317 — — —
’25 307 305 311 313 1,236
’24 292 299 310 302 1,202
’23 281 278 299 296 1,154
’22 270 274 275 277 1,095
’21 289 276 280 273 1,118
’20 — — 284 286 1,106
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 224 119 — — —
’25 227 120 192 186 725
’24 187 145 188 166 686
’23 119 168 155 190 632
’22 161 141 100 158 561
’21 127 136 148 161 572
’20 — 345 215 144 704
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 224 119 — — —
’25 227 120 192 186 725
’24 187 145 188 166 686
’23 119 168 155 190 632
’22 161 141 100 158 561
’21 127 136 148 161 572
’20 — 345 215 144 704
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 1.18 1.25 — — —
’25 1.08 1.11 1.10 1.22 4.52
’24 1.01 1.16 1.15 1.05 4.37
’23 1.08 1.04 1.02 0.98 4.11
’22 1.01 1.25 1.17 0.88 4.31
’21 0.77 0.80 0.84 0.94 3.35
’20 — — 0.85 0.56 2.27
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

2.7
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
— — — — — 18.76 19.21 20.84 26.13 30.79

Analyst estimates 2026–2028

Powerpack
Low Price
— — — — — 24.00 28.37 29.74 37.42 40.89
High Price
— — — — 500 503 496 465 421 419
Employees
— — 0 0 2 2 2 2 3 3
Revenue/Emp
— — 841 979 1,106 1,118 1,095 1,154 1,202 1,236
Revenue
— — 0.00% 74.91% 46.24% 68.07% 87.88% 79.23% 79.03% 74.28%
Gross Margin
— — 614 718 472 695 898 852 878 859
EBT
— — 73.01% 73.37% 42.70% 62.19% 82.03% 73.81% 73.06% 69.49%
EBT Margin
— — 484 678 370 547 704 666 688 674
Net Income
— — — 12 16 8 12 7 0 (3)
Depreciation
— — 5.16 6.01 6.79 6.86 6.72 7.17 7.69 8.33
Revenue/Sh
— — 2.79 4.16 2.27 3.35 4.32 4.14 4.40 4.54
Earnings/Sh
— — 3.14 3.07 4.33 3.51 3.44 3.93 4.39 4.88
Cash Flow/Sh
— — 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capex/Sh
— — 3.14 3.07 4.33 3.51 3.44 3.93 4.39 4.88
Free CF/Sh
— — 20.09 23.50 23.84 25.21 25.18 28.80 31.97 36.09
Book Value/Sh
— — 163 163 163 163 163 161 156 148
Shares
— — 6.88 6.88 6.88 6.17 5.60 6.92 7.36 8.71
PE Ratio
— — 2.94 2.94 2.94 3.01 3.60 4.00 4.21 4.76
PS Ratio
— — 0.82 0.82 0.82 0.82 0.96 1.00 1.01 1.10
PB Ratio
— — 3.21 3.21 3.21 3.29 3.81 4.11 4.33 4.89
EV/Sales
— — 5.85 5.85 5.85 6.43 7.44 7.50 7.58 8.34
EV/FCF
— — 511 500 704 572 561 632 686 725
Op' Cash Flow
— — — — — — — — — —
Capex
— — 511 500 704 572 561 632 686 725
FCF
— — — 8 (363) (420) (166) (7) 13 (35)
Working Cap'
— — — 23 738 740 743 745 743 744
Total Debt
— — — (562) 285 315 229 130 144 162
Net Debt
— — 3,274 3,827 3,882 4,106 4,101 4,632 4,996 5,355
Sh' Equity
— — 11.19% 15.76% 7.29% 9.49% 12.17% 11.19% 10.83% 10.05%
ROA
— — 0.00% 13.75% 7.09% 9.83% 12.97% 11.18% 10.81% 9.73%
ROIC
— — 13.63% 19.09% 9.61% 13.69% 17.16% 15.24% 14.29% 13.03%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Enact Holdings, Inc. (ACT) key facts

  • Enact Holdings, Inc. (ACT) is an Insurance Specialty company in the Financial sector, listed on Nasdaq.
  • Enact Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.2 billion, up 2.83% from fiscal 2024.
  • Net income was $674.2 million, or $4.54 per share (basic), a net margin of 54.6%.
  • As of September 25, 2026, ACT traded at $46.97, a market capitalization of $6.5 billion.
  • At that price the stock trades at 9.8× trailing-twelve-month earnings and 5.2× sales.
  • Enact Holdings, Inc. pays an annual dividend of $0.64 per share, a yield of 5.12%, with a payout ratio of 13.9%.
  • Return on equity was 13.0% and debt-to-equity 0.14.

Source: company filings (standardised) and stockrow calculations.

Enact Holdings, Inc. (ACT) Latest News

News by impact score

Fine-tune

18 Sep

4

AM Best upgraded credit ratings of Enact Holdings, Inc. and certain operating subsidiaries. Credit rating upgrade signals stronger financial position likely to improve investor sentiment and lower borrowing costs.

3

Enact Holdings, Inc. (ACT) receives ratings upgrade from AM Best. AM Best upgrade signals stronger financial position that can lift investor sentiment and borrowing terms for Enact.

3 Sep

3 transcript

Afrocentric Investment Corp Ltd (JSE:ACT) held H1 2026 earnings call highlighting navigation through operational challenges and market conditions. Earnings call results and strategy comments can moderately affect near-term financial outlook and sentiment.

12 Aug

3 transcript

Enact Holdings, Inc. (ACT) held Q2 2026 earnings call covering financial results, operations and outlook. Quarterly earnings updates affect near-term sentiment and specific financial metrics but rarely shift long-term trajectory.

6 Aug

4

Enact Holdings Inc reported strong Q2 2026 earnings and raised additional capital. Strong earnings and capital raise directly boost financial position and growth outlook.

5 Aug

3

Enact Holdings, Inc. reported Q2 earnings and revenues that exceeded analyst estimates. Quarterly results beat offers modest positive signal for near-term stock reaction but leaves core operations and strategy unchanged.

3

Enact Holdings reported second quarter 2026 results and announced a $0.24 quarterly dividend. Quarterly results and dividend declaration typically drive short-term share price moves without reshaping long-term strategy or competitive position.

4 Jun

3

Enact Holdings (ACT) releases Q1 earnings, prompting buy, sell or hold analysis on the stock. Q1 earnings trigger moderate effects on ACT stock trajectory and investor decisions.

14 May

3

Enact Holdings' Q1 earnings call highlighted five must-read analyst questions probing critical areas like mortgage insurance market dynamics, premium yields, loss ratios, capital management, and growth outlook. Analyst questions from Q1 earnings call address key financial metrics and strategic outlook, potentially influencing investor views on performance but not transforming the company's path.

12 May

3

Enact Holdings (ACT) raises dividend while maintaining steady EPS, spotlighting capital allocation priorities favoring shareholder returns over aggressive growth. Dividend hike and steady EPS boost investor confidence in financial stability and returns without major strategic shifts.

10 May

3

Genworth Financial released Q1 earnings call highlights detailing financial results, operational updates, and strategic insights relevant to Enact Holdings, Inc. (ACT). Genworth's Q1 earnings highlights moderately affect Enact Holdings due to shared mortgage insurance operations and investor overlap.

6 May

4 transcript

Enact Holdings, Inc. (ACT) released Q1 2026 earnings call transcript detailing financial results, management discussion, and outlook. Q1 2026 earnings transcript discloses financial performance and guidance that can significantly sway investor sentiment and stock trajectory.

3

Enact Holdings, Inc. released Q1 2026 earnings call summary detailing quarterly financial results, operational highlights, mortgage insurance market conditions, and forward-looking guidance. Q1 earnings call outcomes moderately impact financial performance and investor sentiment through regular quarterly updates.

5 May

4

Enact Holdings, Inc. (ACT) reported first quarter 2026 results, highlighting key financial metrics and performance updates. Quarterly earnings reports deliver essential financial data that significantly influence stock price, investor sentiment, and future performance expectations.

3

Enact Holdings, Inc. (ACT) reported first-quarter earnings that missed analyst estimates. Missing Q1 earnings indicates weaker financial performance, likely causing moderate short-term pressure on stock price and investor sentiment.

3

Enact Holdings (NASDAQ:ACT) reported Q1 CY2026 sales below analyst estimates. Missing sales estimates highlights revenue shortfall that could moderately affect financial performance and investor sentiment.

3

Enact Holdings, Inc. (ACT) announced a 14% increase to its quarterly dividend, raising it to $0.185 per share payable on October 11 to shareholders of record on September 27. 14% dividend increase signals financial strength and positive cash flow, likely boosting investor sentiment and stock performance modestly.

4 May

4

Enact Holdings, Inc. (ACT) reports Q1 earnings tomorrow, positioning it as key results to watch. Upcoming Q1 earnings report holds potential for significant stock volatility and shifts in investor sentiment based on results.

28 Apr

3

Enact Holdings, Inc. (ACT) earnings are projected to grow in the upcoming release next week, driven by favorable year-over-year EPS estimates and analyst optimism amid a strong housing market outlook. Expected earnings growth highlights potential financial strength and positive market sentiment ahead of release but remains anticipatory without confirmed results.

17 Apr

3

Three reasons to avoid Enact Holdings, Inc. (ACT) include unspecified risks, with one alternative stock recommended for purchase instead. Bearish reasons to avoid ACT could moderately influence investor sentiment and short-term market performance.

15 Apr

3

Enact Holdings (ACT) upgraded to Buy rating by analysts citing improving mortgage insurance market conditions, strong financial metrics, and favorable industry outlook. Analyst upgrade to Buy highlights favorable market conditions and financial strength, likely influencing investor sentiment and short-to-medium term performance moderately.

25 Feb

4

Enact Holdings (ACT) upgraded to Strong Buy by analysts, highlighting strong fundamentals and growth potential in mortgage insurance sector. Analyst upgrade to Strong Buy boosts investor sentiment and likely elevates stock performance significantly.

16 Feb

4

Enact Holdings, Inc. (ACT) expanded its share buyback to $500 million and reported Q4 results, potentially altering the bull case for the stock. Expanded $500 million buyback signals strong confidence and enhances shareholder value while Q4 results provide critical financial insights likely to significantly impact market performance.

10 Feb

4 transcript

Enact Holdings, Inc. addressed key analyst questions during its Q4 earnings call, focusing on financial performance, market conditions, and strategic initiatives. The company highlighted its growth in the mortgage insurance sector and discussed challenges related to regulatory changes and competition. Analysts sought clarity on future guidance and the impact of economic factors on operations. Enact's management provided insights into their risk management strategies and plans for innovation to enhance market positioning. Significant strategic initiatives and market dynamics discussed could alter the company's trajectory and investor sentiment.

9 Feb

4

Earnings estimates for Enact Holdings, Inc. (ACT) are trending upward, indicating positive market sentiment and potential growth for the company. Analysts are increasingly optimistic about the company's financial performance, suggesting it may be an opportune time for investors to consider buying shares. This upward revision in earnings estimates reflects confidence in Enact's business model and market position. Rising earnings estimates suggest significant positive shifts in investor sentiment and potential growth for the company.

4

Enact Holdings, Inc. (ACT) is identified as a strong momentum stock due to its robust financial performance, strategic initiatives, and favorable market conditions. The company has shown consistent growth in revenue and profitability, driven by effective management and a solid business model. Analysts suggest that current market trends and Enact's operational strengths position it well for future success, making it an attractive investment opportunity. Strong financial performance and strategic initiatives are likely to significantly impact future growth and investor sentiment.

3

Enact Holdings, Inc. (ACT) is highlighted among three stocks priced under $50 that exhibit questionable fundamentals. Concerns regarding its financial health and operational efficiency have been raised, suggesting potential risks for investors. The analysis indicates that while the stock may appear attractive due to its price, underlying issues could impact its future performance and market perception. Questionable fundamentals may moderately influence investor sentiment and financial performance.

4 Feb

4

Enact Holdings, Inc. has announced an expansion of its share buyback program and an increase in dividends, signaling a strong commitment to returning value to shareholders. The company aims to enhance its shareholder return strategy, reflecting confidence in its financial health and future growth prospects. The expansion of buybacks and dividends indicates a significant strategic move that could positively influence investor sentiment and the company's market performance.

4 transcript

Enact Holdings, Inc. (ACT) reported strong financial performance in its Q4 2025 earnings call, highlighting significant growth in revenue and profitability. The company emphasized its strategic initiatives and market positioning, which contributed to positive investor sentiment. Key metrics showcased robust operational efficiency and a solid outlook for future growth, reinforcing confidence in the company's trajectory. Strong financial performance and strategic initiatives are likely to significantly impact future growth and investor sentiment.

4

Enact Holdings, Inc. reported strong credit resilience and disciplined expense management in Q4, leading to increased market optimism. The company emphasized its commitment to capital return strategies, which are expected to enhance shareholder value. Positive trends in the housing market and effective risk management practices contributed to a favorable outlook for future performance. Strong credit resilience and disciplined expense management are likely to significantly impact future performance and investor sentiment.

stockrow.com/ACT · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com