eHealth, Inc. (EHTH) vs SelectQuote, Inc. (SLQT)

eHealth, Inc. and SelectQuote, Inc. are both Insurance Brokers companies. SelectQuote, Inc. is the larger, with a market value of $73.5M against $26.3M — 2.8× the size. SelectQuote, Inc. grew revenue faster over the last twelve months: 6.02% against −8.37%. SelectQuote, Inc. has the higher net margin (−0.72% vs −5.24%) and the lower return on invested capital (4.62% vs 5.83%). Across the 19 metrics below, SelectQuote, Inc. leads on 11 and eHealth, Inc. on 8.

Valuation

Metric EHTH SLQT Insurance Brokers median
P/E n/m n/m 25.35
P/S 0.05 0.05 2.10
P/B 0.04 0.21 2.81
Price to free cash flow n/m 4.78 18.44
EV/EBITDA 2.01 4.44 12.36
EV/Sales 0.27 0.26 3.00
Earnings yield (143.42%) (17.50%) 2.64%
Free cash flow yield (190.37%) 20.91% 2.30%

Profitability

Metric EHTH SLQT Insurance Brokers median
Gross margin 100.00% 35.56% 42.95%
Operating margin 10.84% 4.57% 15.37%
Net margin (5.24%) (0.72%) 8.77%
Free cash flow margin (8.27%) 0.97% 3.89%
Return on equity (4.79%) (3.31%) 0.00%
Return on assets (2.35%) (0.92%) 2.23%
Return on invested capital 5.83% 4.62% 5.27%

Growth

Metric EHTH SLQT Insurance Brokers median
Revenue growth (TTM) (8.37%) 6.02% 7.09%
EPS growth (last fiscal year) 71.43% (700.00%) —
Revenue growth, 5-year CAGR (1.01%) 11.72% 9.30%
Net income growth, 5-year CAGR 0.00% 0.00% 0.00%

Health

Metric EHTH SLQT Insurance Brokers median
Debt to equity 0.21 0.57 0.19
Current ratio 3.60 6.57 1.55
Net debt to EBITDA 0.45 3.65 0.89

Dividend

Metric EHTH SLQT Insurance Brokers median
Dividend yield — — 1.36%
Payout ratio 0.00 0.00 0.00

Size

Metric EHTH SLQT Insurance Brokers median
Market cap 26.25m 73.50m 1.44b

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