Eastern Bankshares, Inc.

EBC Financial Banks Regional

Eastern Bankshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.1 billion, down 1.16% from fiscal 2024.

Revenue
+27.1%
EPS
−3.77%
Free cash flow
+25.5%
Total debt
+1,259.9%

Quarter to September 2026, against a year earlier

22.76 0.55 −2.36%
Market cap
$5.2B
P/E
13.1×
Fwd P/E
12.5×
Dividend yield
2.46%
F-score
4/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Eastern Bankshares, Inc. (EBC) Free cash flow margin

Alert me on Free cash flow margin

Eastern Bankshares, Inc.'s free cash flow margin over the twelve months to 30 September 2026 was 0.00%, down 39.0 percentage points from fiscal 2025 (39.0%). Over the past ten years it has ranged from 10.9% (fiscal 2020) to 45.4% (fiscal 2023); the current reading is higher than 88% of that period. That is below the Banks Regional industry median of 18.0% and below the Financial sector median of 11.4%.

Free cash flow margin, annual

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Annual newest first

Period Free cash flow margin Change (points)
FY2025 39.0% 12.36
FY2024 26.7% (18.72)
FY2023 45.4% 10.39
FY2022 35.0% (0.82)
FY2021 35.8% 24.87
FY2020 10.9% (19.19)
FY2019 30.1% (2.76)
FY2018 32.9% —

Against its own ten years

Low 10.9% High 45.4%
Ten-year median 33.9%
Current reading's percentile 88

Free cash flow margin against peers

Company Free cash flow margin
ASB Associated Banc-Corp compare 32.1%
AUB Atlantic Union Bankshares Corporation compare 25.0%
AX AXOS FINANCIAL, INC compare 18.4%
TFSL TFS Financial Corporation compare 10.5%
IFS Intercorp Financial Services Inc. compare 0.00%
EBC Eastern Bankshares, Inc. 0.00%
HWC Hancock Whitney Corporation compare 0.00%
OZK Bank OZK compare 0.00%
ABCB Ameris Bancorp compare 0.00%
Banks Regional industry median 18.0%
Financial sector median 11.4%
Market median 0.00%

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

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