Donegal Group, Inc. (DGICA) vs Donegal Group, Inc. (DGICB)

Donegal Group, Inc. and Donegal Group, Inc. are both Insurance Property & Casualty companies. Donegal Group, Inc. is the larger, with a market value of $691.1M against $446.3M — 1.5× the size. Donegal Group, Inc. trades at the lower P/E: 9.5× against 10.7×. Across the 7 metrics below, Donegal Group, Inc. leads on 6 and Donegal Group, Inc. on 1.

Valuation

Metric DGICA DGICB Insurance Property & Casualty median
P/E 9.53 10.72 10.75
P/S 0.72 0.73 1.21
P/B 1.04 1.06 1.99
Price to free cash flow 11.85 12.11 7.76
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 10.49% 9.32% 9.08%
Free cash flow yield 8.44% 8.26% 12.11%

Profitability

Metric DGICA DGICB Insurance Property & Casualty median
Gross margin 24.57% 24.57% 41.16%
Operating margin 9.25% 9.25% 15.09%
Net margin 7.38% 7.38% 11.51%
Free cash flow margin 6.06% 6.06% 17.46%
Return on equity 11.18% 11.18% 17.34%
Return on assets 2.91% 2.91% 3.74%
Return on invested capital 8.21% 8.21% 12.06%

Growth

Metric DGICA DGICB Insurance Property & Casualty median
Revenue growth (TTM) (3.14%) (3.14%) 8.02%
EPS growth (last fiscal year) 42.48% 45.65% 39.61%
Revenue growth, 5-year CAGR 4.69% 4.69% 9.23%
Net income growth, 5-year CAGR 8.48% 8.48% 10.09%

Health

Metric DGICA DGICB Insurance Property & Casualty median
Debt to equity 0.05 0.05 0.25
Current ratio 0.37 0.37 0.42
Net debt to EBITDA 0.08 0.08 0.08

Dividend

Metric DGICA DGICB Insurance Property & Casualty median
Dividend yield 4.01% — 1.50%
Payout ratio 0.39 — 0.14

Size

Metric DGICA DGICB Insurance Property & Casualty median
Market cap 691.06m 446.25m 2.67b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack