Donegal Group, Inc. (DGICA) vs Donegal Group, Inc. (DGICB)

Donegal Group, Inc. and Donegal Group, Inc. are both Insurance Property & Casualty companies. Donegal Group, Inc. is the larger, with a market value of $732.0M against $446.3M — 1.6× the size. Donegal Group, Inc. trades at the lower P/E: 9.7× against 14.1×. Across the 7 metrics below, Donegal Group, Inc. leads on 6 and Donegal Group, Inc. on 1.

Valuation

Metric DGICA DGICB Insurance Property & Casualty median
P/E 9.65 14.05 12.17
P/S 0.73 0.97 1.26
P/B 1.06 1.40 1.85
Price to free cash flow 13.76 18.18 8.04
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 10.36% 7.12% 8.20%
Free cash flow yield 7.27% 5.50% 11.86%

Profitability

Metric DGICA DGICB Insurance Property & Casualty median
Gross margin 0.00% 0.00% 37.39%
Operating margin 9.01% 9.01% 14.67%
Net margin 7.25% 7.25% 10.16%
Free cash flow margin 5.34% 5.34% 18.60%
Return on equity 10.73% 10.73% 16.59%
Return on assets 2.83% 2.83% 3.38%
Return on invested capital 8.10% 8.10% 9.43%

Growth

Metric DGICA DGICB Insurance Property & Casualty median
Revenue growth (TTM) (3.40%) (3.40%) 5.70%
EPS growth (last fiscal year) 42.48% 45.65% 39.61%
Revenue growth, 5-year CAGR 4.69% 4.69% 9.23%
Net income growth, 5-year CAGR 8.48% 8.48% 10.09%

Health

Metric DGICA DGICB Insurance Property & Casualty median
Debt to equity 0.05 0.05 0.25
Current ratio 0.37 0.37 0.49
Net debt to EBITDA 0.08 0.08 0.08

Dividend

Metric DGICA DGICB Insurance Property & Casualty median
Dividend yield 4.02% — 1.56%
Payout ratio 0.39 — 0.15

Size

Metric DGICA DGICB Insurance Property & Casualty median
Market cap 731.97m 446.25m 2.64b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack