Donegal Group, Inc. (DGICA) vs Donegal Group, Inc. (DGICB)

Donegal Group, Inc. and Donegal Group, Inc. are both Insurance Property & Casualty companies. Donegal Group, Inc. is the larger, with a market value of $662.3M against $446.3M — 1.5× the size. Donegal Group, Inc. trades at the lower P/E: 9.2× against 10.2×. Both pay a dividend; Donegal Group, Inc. yields more (4.70% vs 4.42%). Across the 10 metrics below, Donegal Group, Inc. leads on 9 and Donegal Group, Inc. on 1.

Valuation

Metric DGICA DGICB Insurance Property & Casualty median
P/E 9.23 10.22 10.29
P/S 0.70 0.70 1.17
P/B 1.01 1.01 1.83
Price to free cash flow 11.48 11.55 7.48
EV/EBITDA 7.44 7.49 7.49
EV/Sales 0.71 0.71 1.13
Earnings yield 10.83% 9.78% 9.50%
Free cash flow yield 8.71% 8.66% 13.29%

Profitability

Metric DGICA DGICB Insurance Property & Casualty median
Gross margin 24.57% 24.57% 41.16%
Operating margin 9.25% 9.25% 15.09%
Net margin 7.38% 7.38% 11.51%
Free cash flow margin 6.06% 6.06% 17.59%
Return on equity 11.18% 11.18% 18.19%
Return on assets 2.91% 2.91% 3.74%
Return on invested capital 8.21% 8.21% 12.06%

Growth

Metric DGICA DGICB Insurance Property & Casualty median
Revenue growth (TTM) (3.14%) (3.14%) 8.69%
EPS growth (last fiscal year) 42.48% 45.65% —
Revenue growth, 5-year CAGR 4.69% 4.69% 9.23%
Net income growth, 5-year CAGR 8.48% 8.48% 10.09%

Health

Metric DGICA DGICB Insurance Property & Casualty median
Debt to equity 0.05 0.05 0.25
Current ratio 0.37 0.37 0.42
Net debt to EBITDA 0.08 0.08 0.08

Dividend

Metric DGICA DGICB Insurance Property & Casualty median
Dividend yield 4.70% 4.42% 2.79%
Payout ratio 6.45 5.75 0.27

Size

Metric DGICA DGICB Insurance Property & Casualty median
Market cap 662.34m 446.25m 2.44b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack