Saturday 17 October 2026 Export CWBC’s income statement to Excel — free account

Community West Bancshares

Community West Bancshares' revenue for fiscal 2025 (year ended December 2025) was $196.2 million, up 17.6% from fiscal 2024. In the quarter to June 2026, revenue grew 32.6%, EPS fell 75.6%, free cash flow grew 65.6% and total debt rose 7.62%, each against the same quarter a year earlier. Revenue growth for ten consecutive years; insiders bought in the last twelve months.

25.75 0.02 −0.08%

Follow CWBC

Alert me

Market cap: $699.2M
P/E: 13.8×
Fwd P/E: 11.5×
Dividend yield: 1.86%
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.24

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	5	—	1	6	—	—	2	2	1	5	—	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 9.98%

Capital & Financial Ratios $m

Market Cap 699.17

Revenue 214.89

Net Income 36.23

Free Cash Flow 48.26

Net Debt (131.55)

Current Ratio 0.89

Debt/Equity 0.12

P/E ratio 13.84

Fwd P/E 11.50

P/S ratio 3.24

P/B ratio 1.15

Past 5Y EPS Growth 4.30%

This Y EPS Growth (2.75%)

Next Y EPS Growth 53.04%

Next Y revenue growth 5.45%

Next 5Y EPS Growth 86.89%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 67.86%

10-year low 10-year high

P/S against its own 10 years 60.74%

10-year low 10-year high

P/B against its own 10 years 58.50%

10-year low 10-year high

Dividends

Payout Ratio 0.26

Annual Dividend Rate 0.48

Annual Dividend Yield 1.86%

	total	individual payouts
2027	Powerpack
2026	0.48	0.12 0.12 0.12
2025	0.48	0.12 0.12 0.12 0.12
2024	0.56	0.12 0.08 0.12 0.12 0.12
2023	0.68	0.08 0.12 0.08 0.12 0.08 0.12 0.08
2022	0.66	0.07 0.12 0.08 0.12 0.08 0.12 0.08
2021	0.74	0.06 0.11 0.12 0.07 0.12 0.07 0.12 0.07
2020	0.53	0.11 0.06 0.11 0.05 0.11 0.05 0.05
2019	0.65	0.10 0.05 0.11 0.06 0.11 0.06 0.11 0.06
2018	0.50	0.07 0.04 0.07 0.05 0.08 0.05 0.09 0.05
2017	0.34	0.04 0.06 0.04 0.06 0.04 0.06 0.04
2016	0.38	0.06 0.03 0.06 0.04 0.06 0.04 0.06 0.04

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	54	120	119	207
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	1,411	2,542	2,733	3,858

	2023	2024	2025	Q'26
Payables	2,042	2,911	3,095	4,119
ST’ Debt	—	—	—	—
Other	—	—	—	—
	2,157	3,089	3,211	4,351

Compound Annual Growth %

	10y	5y	3y
Sales	14.38%	19.71%	30.62%
Cash Flow	10.16%	22.11%	24.90%
Earnings	13.29%	13.41%	12.73%
Book Value	11.39%	10.82%	32.86%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	51	64	—	—	—
’25	48	48	50	50	196
’24	27	45	46	48	167
’23	26	28	28	28	109
’22	20	21	22	24	88
’21	20	20	21	22	83
’20	23	18	19	20	80

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	11	20	—	—	—
’25	11	12	13	10	46
’24	4	5	8	5	22
’23	11	5	8	4	28
’22	(1)	6	8	10	24
’21	6	21	4	11	43
’20	6	(4)	5	10	17

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	8	18	—	—	—
’25	11	11	13	10	44
’24	4	5	5	4	17
’23	10	2	9	0	21
’22	(1)	6	8	9	23
’21	6	21	4	11	42
’20	6	(4)	5	9	16

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.60	0.10	—	—	—
’25	0.44	0.41	0.57	0.58	2.00
’24	0.31	(0.33)	0.18	0.36	0.45
’23	0.59	0.54	0.54	0.50	2.17
’22	0.51	0.56	0.55	0.65	2.27
’21	0.60	0.60	0.54	0.57	2.31
’20	0.52	0.18	0.35	0.57	1.62

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	9.45	17.62	15.66	18.10	10.59	14.89	14.16	12.59	15.50	15.57	Analyst estimates 2026–2028 Powerpack
	High	20.00	23.94	22.34	22.15	21.69	23.83	23.99	25.99	24.47	24.37
People
People	Employees	319	343	309	288	287	247	262	267	355	341
	Revenue/emp, $m	0.18	0.20	0.24	0.28	0.28	0.34	0.34	0.41	0.47	0.58
Income, $m
Income, $m	Revenue	56	68	75	80	80	83	88	109	167	196
	Gross margin, %	98.05	98.33	98.01	96.79	98.00	98.43	96.11	81.73	70.02	74.76
	EBT	22	24	28	30	27	38	35	34	11	53
	EBT margin, %	39.28	34.92	37.46	37.61	34.16	45.88	39.91	30.92	6.59	26.77
	Net income	15	14	21	21	20	28	27	26	8	38
	Depreciation	8	9	7	5	4	8	8	8	6	2
Per share, $
Per share, $	Revenue	4.97	5.47	5.44	5.94	6.37	6.77	7.52	9.33	9.77	10.33
	Earnings	1.34	1.12	1.55	1.60	1.62	2.32	2.27	2.17	0.45	2.01
	Cash flow	1.15	2.02	2.18	1.62	1.36	3.50	2.02	2.35	1.30	2.43
	Capex	(0.08)	(0.07)	(0.06)	(0.07)	(0.12)	(0.08)	(0.03)	(0.56)	(0.29)	(0.12)
	Free cash flow	1.07	1.95	2.13	1.55	1.24	3.42	1.99	1.79	1.01	2.31
	Book value	14.48	16.80	16.04	17.01	19.55	20.25	14.91	17.65	21.24	21.56
	Shares, m	11	12	14	13	13	12	12	12	17	19
Valuation, ×
Valuation, ×	P/E	14.71	17.46	12.17	13.54	9.19	8.95	9.28	10.24	36.55	11.19
	P/S	4.00	3.67	3.47	3.65	2.34	3.07	2.80	2.39	1.98	2.18
	P/B	1.37	1.20	1.18	1.27	0.76	1.03	1.41	1.26	0.91	1.04
	EV/Sales	3.41	2.28	3.11	3.06	1.52	1.57	3.24	2.54	1.68	1.93
	EV/FCF	15.78	6.37	7.97	11.67	7.84	3.11	12.23	13.25	16.31	8.60
Cash, $m
Cash, $m	Operating cash flow	13	25	30	22	17	43	24	28	22	46
	Capex	(1)	(1)	(1)	(1)	(1)	(1)	0	(7)	(5)	(2)
	Free cash flow	12	24	29	21	16	42	23	21	17	44
Balance, $m
Balance, $m	Working capital	(458)	(429)	(346)	(344)	(565)	(937)	(825)	(746)	(547)	(478)
	Total debt	5	5	5	5	5	39	70	70	70	70
	Net debt	(33)	(95)	(27)	(47)	(65)	(124)	38	16	(51)	(49)
	Shareholders’ equity	164	210	220	228	245	248	175	207	363	410
Returns, %
Returns, %	ROA	1.12	0.90	1.33	1.37	1.13	1.28	1.09	1.05	0.26	1.06
	ROIC	11.43	14.02	9.10	10.36	9.47	19.19	10.31	9.81	4.13	9.25
	ROE	10.01	7.51	9.92	9.58	8.60	11.52	12.61	13.38	2.69	9.88

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
VBNK VersaBank	$725.9M	29.3×	18.0×	+19.17% (above 0%: growing)	+46.67% (above 0%: growing)	−124.97% (below 0%: shrinking)	42.29%	0.00%	Compare
WASH Washington Trust Bancorp, Inc.	$707.1M	12.7×	10.7×	−2.18% (below 0%: shrinking)	+21.74% (above 0%: growing)	+101.28% (above 0%: growing)	64.44%	0.00%	Compare
CWBC Community West Bancshares	$699.2M	13.8×	11.5×	+32.57% (above 0%: growing)	−75.61% (below 0%: shrinking)	+65.55% (above 0%: growing)	76.29%	0.00%
BCAL California BanCorp	$698.0M	11.7×	11.5×	−3.68% (below 0%: shrinking)	+2.33% (above 0%: growing)	+6.82% (above 0%: growing)	79.50%	0.00%	Compare
TCBX Third Coast Bancshares, Inc.	$689.5M	8.8×	10.6×	+24.52% (above 0%: growing)	+11.61% (above 0%: growing)	+223.46% (above 0%: growing)	59.80%	0.00%	Compare
AROW Arrow Financial Corporation	$681.7M	11.9×	13.8×	+4.55% (above 0%: growing)	+1.54% (above 0%: growing)	+37.22% (above 0%: growing)	71.42%	0.00%	Compare
PFIS Peoples Financial Services Corp.	$681.2M	12.0×	9.2×	+3.78% (above 0%: growing)	−12.94% (below 0%: shrinking)	+54.41% (above 0%: growing)	70.19%	0.00%	Compare
CARE Carter Bankshares, Inc.	$671.8M	5.2×	4.6×	+44.00% (above 0%: growing)	+254.05% (above 0%: growing)	−3,522.21% (below 0%: shrinking)	76.12%	0.00%	Compare
MSBI Midland States Bancorp, Inc.	$670.3M	20.7×	9.1×	−7.83% (below 0%: shrinking)	+86.36% (above 0%: growing)	+9.48% (above 0%: growing)	74.46%	0.00%	Compare
Median of peers	$685.6M	12.0×	10.6×	+4.17%	+16.68%	+23.35%	70.81%	0.00%

All 323 Banks Regional stocks →

Community West Bancshares (CWBC) key facts

Strength: Community West Bancshares' revenue for fiscal 2025 (year ended December 2025) was $196.2 million, up 17.6% from fiscal 2024.
Community West Bancshares (CWBC) is a Banks Regional company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, CWBC traded at $25.75, a market capitalization of $699.2 million.
Community West Bancshares pays an annual dividend of $0.48 per share, a yield of 1.86%, with a payout ratio of 26.0%.
Return on equity was 9.88% and debt-to-equity 0.12.
Its Piotroski F-score is 7 out of 9 for fiscal 2025.