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Saturday 17 October 2026 Export CRMT’s income statement to Excel — free account

America's Car-Mart, Inc.

CRMT Consumer Cyclical Auto & Truck Dealerships

America's Car-Mart, Inc.’s revenue for fiscal 2026 (year ended April 2026) was $1.3 billion, down 7.87% from fiscal 2025. In the quarter to July 2026, revenue fell 57.3%, EPS fell 1,100.0% and free cash flow grew 1,372.0%, each against the same quarter a year earlier. Operating cash flow growth for three consecutive years; insiders bought in the last twelve months.

1.04 0.31 −22.96%
Market cap
$11.3M
P/E
0.0×
Fwd P/E
−6.9×
Dividend yield
—
F-score
4/9
Altman Z
2.76
Beneish M
−3.38
Dividend safety
45/100
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.00
Total sells 0.10
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — 1 — — — — — — — — — —
Sell — — — — — 1 — — — — — —
Insider Ownership 6.96%

Capital & Financial Ratios $m

Market Cap 11.26
Revenue 1,085.94
Net Income (202.35)
Free Cash Flow 150.66
Net Debt (109.98)
Current Ratio 1.41
Debt/Equity 0.00 (at or below 0.5: strong)
P/E ratio 0.00
Fwd P/E (6.87) (negative: loss-making)
P/S ratio 0.01
P/B ratio 0.02
Past 5Y EPS Growth —
This Y EPS Growth 90.68% (at or above 15%: strong)
Next Y EPS Growth (44.41%) (below 0%: weak)
Next Y revenue growth (33.59%) (below 0%: weak)
Next 5Y EPS Growth 3.19%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

EV/Sales, ten years
EV/Sales is −0.1×, against a ten-year median of 0.5×; over the ten years it ranged from −0.1× in 2026 to 1.2× in 2021.
P/S against its own 10 years 0.22%
10-year low 10-year high
P/B against its own 10 years 0.22%
10-year low 10-year high

Dividends

Payout Ratio —
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2027 Powerpack
2026 Powerpack
2025 Powerpack
2024 Powerpack
2023 Powerpack
2022 Powerpack
2021 Powerpack
2020 Powerpack
2018 Powerpack
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2024 2025 2026 Q'26
Cash 94 125 132 110
Receivables 1,108 1,188 1,091 920
Inventory 107 112 54 35
Other — — — —
1,342 1,463 1,308 1,101
2024 2025 2026 Q'26
Payables 21 35 32 22
ST’ Debt — — — —
Other — — — —
942 970 921 782

Compound Annual Growth %

10y 5y 3y
Sales 8.48% 7.09% (2.91%)
Cash Flow 16.35% 0.00% 0.00%
Earnings 0.00% 0.00% 0.00%
Book Value 6.89% 1.86% (3.67%)

Revenue $m

Jul Oct Jan Apr Year
’26 146 — — — —
’26 341 350 287 303 1,282
’25 348 347 326 370 1,391
’24 367 360 300 368 1,394
’23 339 352 325 384 1,400
’22 280 285 287 338 1,191
’21 188 223 228 270 910
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Jul Oct Jan Apr Year
’26 80 — — — —
’26 (6) 9 (6) 68 65
’25 (15) (22) (31) 19 (49)
’24 (45) (31) 13 (11) (74)
’23 (60) (35) (29) (12) (136)
’22 (31) (39) (33) (17) (119)
’21 (7) (22) (10) (14) (54)
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Jul Oct Jan Apr Year
’26 81 — — — —
’26 (6) 8 (6) 68 63
’25 (16) (24) (32) 18 (53)
’24 (46) (31) 10 (12) (80)
’23 (67) (42) (34) (15) (158)
’22 (33) (44) (40) (18) (135)
’21 (10) (24) (12) (16) (62)
Fiscal quarters ending in the months shown.

EPS $

Jul Oct Jan Apr Year
’26 (8.28) — — — —
’26 (0.69) (2.71) (9.25) (3.56) (16.79)
’25 (0.15) 0.61 0.37 1.26 2.33
’24 0.63 (4.30) (1.34) 0.06 (4.95)
’23 2.00 0.48 0.23 0.32 3.11
’22 3.57 3.33 2.77 4.01 13.67
’21 2.83 3.05 2.85 6.19 14.95
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

2
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to April

Group Line 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 Trend 2027e 2028e 2029e
Price, $
Price, $ Low 30.20 42.20 67.61 35.18 95.12 52.24 58.12 37.98 17.78 0.95

Analyst estimates 2027–2029

Powerpack
High 49.40 100.75 110.80 129.70 177.45 127.05 127.96 74.10 62.72 28.70
People
People Employees 1,460 1,504 1,600 1,750 1,850 2,100 2,260 2,280 2,300 1,500
Revenue/emp, $m 0.40 0.41 0.42 0.43 0.49 0.57 0.62 0.61 0.60 0.85
Income, $m
Income, $m Revenue 588 612 669 745 910 1,191 1,400 1,394 1,391 1,282
Gross margin, % 48.12 48.50 48.60 47.83 47.33 44.68 42.82 45.58 47.80 48.19
EBT 32 39 60 64 135 123 26 (40) 23 (108)
EBT margin, % 5.49 6.36 8.94 8.64 14.88 10.30 1.84 (2.88) 1.64 (8.43)
Net income 20 37 48 51 105 95 20 (31) 18 (139)
Depreciation 5 5 4 4 4 5 11 12 14 18
Per share, $
Per share, $ Revenue 74.83 84.65 98.24 112.31 137.23 182.88 219.81 218.17 184.84 154.60
Earnings 2.57 5.04 6.99 7.74 15.70 14.33 3.20 (4.92) 2.38 (16.79)
Cash flow 0.93 1.38 3.66 3.15 (8.12) (18.31) (21.30) (11.57) (6.48) 7.84
Capex (0.08) (0.24) (0.57) (0.79) (1.25) (2.42) (3.46) (0.91) (0.51) (0.18)
Free cash flow 0.85 1.15 3.09 2.36 (9.36) (20.73) (24.76) (12.48) (6.99) 7.65
Book value 29.67 31.88 38.25 45.67 61.32 73.20 78.25 73.68 75.68 53.76
Shares, m 8 7 7 7 7 7 6 6 8 8
Valuation, ×
Valuation, × P/E 14.16 10.47 14.17 8.52 9.59 5.90 25.27 0.00 22.16 0.00
P/S 0.49 0.63 1.01 0.59 1.10 0.46 0.36 0.26 0.26 0.08
P/B 1.23 1.67 2.59 1.44 2.46 1.16 1.01 0.78 0.63 0.23
EV/Sales 0.49 0.63 1.01 0.51 1.10 0.43 0.31 0.19 0.17 (0.02)
EV/FCF 42.74 46.37 32.02 24.09 (16.06) (3.76) (2.77) (3.40) (4.42) (0.48)
Cash, $m
Cash, $m Operating cash flow 7 10 25 21 (54) (119) (136) (74) (49) 65
Capex (1) (2) (4) (5) (8) (16) (22) (6) (4) (2)
Free cash flow 7 8 21 16 (62) (135) (158) (80) (53) 63
Balance, $m
Balance, $m Working capital 203 202 232 268 367 426 429 399 493 387
Total debt 119 153 154 278 291 503 701 — — —
Net debt 0 (1) (2) (60) (3) (43) (68) (94) (125) (132)
Shareholders’ equity 233 231 261 303 406 477 499 471 570 446
Returns, %
Returns, % ROA 4.86 8.29 10.04 8.85 14.07 9.61 1.59 (2.17) 1.16 (9.21)
ROIC 50.15 52.74 51.69 60.27 45.83 53.54 60.59 74.58 65.78 79.86
ROE 8.73 15.73 19.38 18.22 29.55 21.51 4.18 (6.49) 3.44 (27.41)
Negative figures in brackets.

All 10 years →

Fiscal years to Apr 2026 · latest quarter Jul 2026

Charts ten years each

America's Car-Mart, Inc. vs peers in Auto & Truck Dealerships (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
UXIN Uxin Limited Sponsored ADR $228.6M — (loss-making) — (loss-making) +84.64% (above 0%: growing) n/m −2,739.95% (below 0%: shrinking) (0.75%) (13.20%) Compare
RDNW RideNow Group, Inc. $190.8M — (loss-making) — (loss-making) −1.03% (below 0%: shrinking) n/m −122.35% (below 0%: shrinking) 28.57% 6.03% Compare
AZI Autozi Internet Technology (Global) Ltd. $71.7M — — — — +7.84% (above 0%: growing) — — Compare
KXIN Kaixin Holdings $71.1M — (loss-making) — (loss-making) +824.77% (above 0%: growing) +98.97% (above 0%: growing) −234.02% (below 0%: shrinking) 1.00% 0.00% Compare
JZXN Jiuzi Holdings, Inc. $57.7M — (loss-making) — (loss-making) −79.91% (below 0%: shrinking) n/m −75.29% (below 0%: shrinking) (1.14%) 0.00% Compare
SDA SunCar Technology Group Inc. $36.7M — (loss-making) 5.8× — n/m +192.93% (above 0%: growing) 100.00% 2.30% Compare
CZOOF Cazoo Group Ltd. $29.5M — (loss-making) 17.8× −25.79% (below 0%: shrinking) n/m +2,546.51% (above 0%: growing) 6.36% 0.00% Compare
CRMT America's Car-Mart, Inc. $11.3M — (loss-making) — (loss-making) −57.30% (below 0%: shrinking) n/m +1,371.98% (above 0%: growing) 51.79% 15.18%
UCAR U Power Limited $5.7M — — — — −7.17% (below 0%: shrinking) (146.75%) 0.00% Compare
Median of peers $64.4M — — −1.03% — −41.23% 1.00% 0.00%

All 26 Auto & Truck Dealerships stocks →

America's Car-Mart, Inc. (CRMT) key facts

  • Concern: America's Car-Mart, Inc.’s revenue for fiscal 2026 (year ended April 2026) was $1.3 billion, down 7.87% from fiscal 2025.
  • America's Car-Mart, Inc. (CRMT) is an Auto & Truck Dealerships company in the Consumer Cyclical sector, listed on Nasdaq.
  • As of October 16, 2026, CRMT traded at $1.04, a market capitalization of $11.3 million.
  • Return on equity was −27.4% and debt-to-equity 0.00.
  • Its Piotroski F-score is 4 out of 9 and its Altman Z-score is 2.76 (grey zone) for fiscal 2026.

Source: company filings (standardised) and stockrow calculations.

America's Car-Mart, Inc. (CRMT) Latest News

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stockrow.com/CRMT · Data as of Jul 31, 2026 · For information only; not investment advice. · © 2026 stockrow.com