Saturday 17 October 2026
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CoastalSouth Bancshares, Inc.
COSO Financial Banks Regional
CoastalSouth Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $135.8 million, up 5.95% from fiscal 2024. In the quarter to June 2026, revenue grew 6.47%, EPS grew 5.17%, free cash flow grew 158.5% and total debt rose 79.7%, each against the same quarter a year earlier. Insiders bought in the last twelve months.
26.60
0.14
−0.52%
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Target Price Range
Analyst price targets
Free accountTen years at a glance Fiscal years to December
| Group | Line | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Trend | 2026e | 2027e | 2028e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price, $ | |||||||||||||||
| Price, $ | Low | — | — | — | — | — | — | — | — | — | 19.24 |
Analyst estimates 2026–2028 Powerpack |
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| High | — | — | — | — | — | — | — | — | — | 25.56 | |||||
| People | |||||||||||||||
| People | Employees | — | — | — | — | — | — | — | — | 180 | 196 | ||||
| Revenue/emp, $m | — | — | — | — | — | — | — | — | 0.71 | 0.69 | |||||
| Income, $m | |||||||||||||||
| Income, $m | Revenue | — | — | — | — | — | — | — | — | 128 | 136 | ||||
| Gross margin, % | — | — | — | — | — | — | — | — | 54.49 | 60.36 | |||||
| EBT | — | — | — | — | — | — | — | — | 27 | 31 | |||||
| EBT margin, % | — | — | — | — | — | — | — | — | 21.23 | 22.93 | |||||
| Net income | — | — | — | — | — | — | — | — | 22 | 25 | |||||
| Depreciation | — | — | — | — | — | — | — | — | 2 | 2 | |||||
| Per share, $ | |||||||||||||||
| Per share, $ | Revenue | — | — | — | — | — | — | — | — | 12.57 | 12.21 | ||||
| Earnings | — | — | — | — | — | — | — | — | 2.15 | 2.24 | |||||
| Cash flow | — | — | — | — | — | — | — | — | (1.24) | 5.67 | |||||
| Capex | — | — | — | — | — | — | — | — | (0.14) | (0.16) | |||||
| Free cash flow | — | — | — | — | — | — | — | — | (1.38) | 5.51 | |||||
| Book value | — | — | — | — | — | — | — | — | 19.14 | 23.33 | |||||
| Shares, m | — | — | — | — | — | — | — | — | 10 | 11 | |||||
| Valuation, × | |||||||||||||||
| Valuation, × | P/E | — | — | — | — | — | — | — | — | 9.05 | 10.37 | ||||
| P/S | — | — | — | — | — | — | — | — | 0.00 | 1.90 | |||||
| P/B | — | — | — | — | — | — | — | — | 1.10 | 1.00 | |||||
| EV/Sales | — | — | — | — | — | — | — | — | 0.00 | 1.54 | |||||
| EV/FCF | — | — | — | — | — | — | — | — | 0.00 | 3.41 | |||||
| Cash, $m | |||||||||||||||
| Cash, $m | Operating cash flow | — | — | — | — | — | — | — | — | (13) | 63 | ||||
| Capex | — | — | — | — | — | — | — | — | (1) | (2) | |||||
| Free cash flow | — | — | — | — | — | — | — | — | (14) | 61 | |||||
| Balance, $m | |||||||||||||||
| Balance, $m | Working capital | — | — | — | — | — | — | — | — | (200) | (138) | ||||
| Total debt | — | — | — | — | — | — | — | — | 42 | 30 | |||||
| Net debt | — | — | — | — | — | — | — | — | (26) | (50) | |||||
| Shareholders’ equity | — | — | — | — | — | — | — | — | 195 | 260 | |||||
| Returns, % | |||||||||||||||
| Returns, % | ROA | — | — | — | — | — | — | — | — | 0.00 | 1.13 | ||||
| ROIC | — | — | — | — | — | — | — | — | 10.06 | 9.28 | |||||
| ROE | — | — | — | — | — | — | — | — | 0.00 | 10.95 | |||||
Negative figures in brackets.
Fiscal years to Dec 2025 · latest quarter Jun 2026
Charts ten years each
CoastalSouth Bancshares, Inc. vs peers in Banks Regional (Q) = latest quarter vs a year earlier
| Company | Market cap | P/E | Fwd P/E | Revenue growth (Q) | EPS growth (Q) | FCF growth (Q) | Gross margin (Q) | EBIT margin (Q) | Compare |
|---|---|---|---|---|---|---|---|---|---|
| AVBH Avidbank Holdings Inc. | $337.8M | — (loss-making) | 9.1× | +15.59% (above 0%: growing) | −6.49% (below 0%: shrinking) | +148.71% (above 0%: growing) | 69.18% | 0.00% | Compare |
| FDBC Fidelity D&D Bancorp Inc. | $336.0M | 11.0× | 22.8× | +5.91% (above 0%: growing) | +11.67% (above 0%: growing) | +157.33% (above 0%: growing) | 70.54% | 0.00% | Compare |
| CFFI C&F Financial Corporation | $334.0M | 11.4× | — | +10.31% (above 0%: growing) | +10.97% (above 0%: growing) | +549.86% (above 0%: growing) | 78.40% | 0.00% | Compare |
| CBNA Chain Bridge Bancorp, Inc. | $324.9M | 12.1× | 7.7× | +51.95% (above 0%: growing) | +107.14% (above 0%: growing) | +147.51% (above 0%: growing) | 96.81% | 0.00% | Compare |
| JMSB John Marshall Bancorp, Inc. | $321.6M | 13.2× | 11.7× | +10.02% (above 0%: growing) | +38.89% (above 0%: growing) | −31.74% (below 0%: shrinking) | 60.20% | 0.00% | Compare |
| COSO CoastalSouth Bancshares, Inc. | $319.7M | 11.5× | 11.2× | +6.47% (above 0%: growing) | +5.17% (above 0%: growing) | +158.51% (above 0%: growing) | 63.95% | 0.00% | |
| FVCB Fvcbankcorp, Inc. | $316.1M | 12.2× | 11.0× | +9.18% (above 0%: growing) | +48.39% (above 0%: growing) | +172.27% (above 0%: growing) | 64.10% | 0.00% | Compare |
| NEWT NewtekOne, Inc. | $316.0M | 4.9× | 5.6× | +14.68% (above 0%: growing) | −9.43% (below 0%: shrinking) | +18.31% (above 0%: growing) | 100.00% | 70.56% | Compare |
| FCCO First Community Corporation | $304.5M | 12.0× | 11.2× | +22.67% (above 0%: growing) | +19.12% (above 0%: growing) | −1,807.94% (below 0%: shrinking) | 72.21% | 0.00% | Compare |
| Median of peers | $323.2M | 12.0× | 11.0× | +12.50% | +15.40% | +148.11% | 71.38% | 0.00% |
CoastalSouth Bancshares, Inc. (COSO) key facts
- Strength: CoastalSouth Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $135.8 million, up 5.95% from fiscal 2024.
- CoastalSouth Bancshares, Inc. (COSO) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
- As of October 16, 2026, COSO traded at $26.60, a market capitalization of $319.7 million.
- CoastalSouth Bancshares, Inc. pays an annual dividend of $0.15 per share, a yield of 0.56%, with a payout ratio of 6.76%.
- Return on equity was 11.0% and debt-to-equity 0.28.