Sunday 11 October 2026 Export all CNO data to Excel Powerpack

CNO Financial Group, Inc.

CNO Financial Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.5 billion, up 0.85% from fiscal 2024. In the quarter to June 2026, revenue grew 11.6%, EPS grew 45.2%, free cash flow grew 7.63% and total debt rose 13.3%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for three, operating cash flow growth for three.

52.99 0.56 −1.05%

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Market cap: $5.0B
P/E: 17.8×
Fwd P/E: 13.0×
Dividend yield: 1.32%
F-score: 5/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total sells 21.82

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	3	1	1	4	1	—	—	3	1	2	1	—

Insider Ownership 3.88%

Capital & Financial Ratios $m

Market Cap 4,950.00

Revenue 4,646.60

Net Income 279.60

Free Cash Flow 698.90

Net Debt 2,972.00

Current Ratio 0.15

Debt/Equity 1.65

P/E ratio 17.84

Fwd P/E 13.00

P/S ratio 1.06

P/B ratio 1.91

Past 5Y EPS Growth 1.74%

This Y EPS Growth 7.69%

Next Y EPS Growth 7.40%

Next Y revenue growth (10.48%)

Next 5Y EPS Growth 8.29%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 90.60%

10-year low 10-year high

P/S against its own 10 years 97.64%

10-year low 10-year high

P/B against its own 10 years 96.12%

10-year low 10-year high

Dividends

Payout Ratio 0.24

Annual Dividend Rate 0.70

Annual Dividend Yield 1.32%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	0.71	0.17 0.18 0.18
2025	0.67	0.16 0.17 0.17 0.17
2024	0.63	0.15 0.16 0.16 0.16
2023	0.59	0.14 0.15 0.15 0.15
2022	0.55	0.13 0.14 0.14 0.14
2021	0.51	0.12 0.13 0.13 0.13
2020	0.47	0.11 0.12 0.12 0.12
2019	0.43	0.10 0.11 0.11 0.11
2018	0.39	0.09 0.10 0.10 0.10
2017	0.35	0.08 0.09 0.09 0.09
2016	0.31	0.07 0.08 0.08 0.08

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	889	1,998	984	1,306
Receivables	4,041	3,855	3,678	3,569
Inventory	—	—	—	—
Other	—	—	—	—
	4,930	5,852	4,661	4,875

	2023	2024	2025	Q'26
Payables	27,692	29,588	31,097	31,706
ST’ Debt	—	—	—	—
Other	—	—	—	—
	27,692	29,588	31,097	31,706

Compound Annual Growth %

	10y	5y	3y
Sales	1.64%	3.27%	7.85%
Cash Flow	(1.01%)	(1.68%)	10.90%
Earnings	(1.65%)	(5.35%)	(28.62%)
Book Value	(4.40%)	(13.61%)	14.26%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	1,030	1,285	—	—	—
’25	1,004	1,152	1,189	1,143	4,487
’24	1,157	1,066	1,130	1,097	4,450
’23	1,006	1,023	948	1,171	4,147
’22	843	855	905	974	3,577
’21	1,006	1,073	968	1,075	4,122
’20	717	1,014	1,014	1,076	3,821

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	149	157	—	—	—
’25	137	146	198	196	676
’24	95	111	231	191	628
’23	82	142	183	177	583
’22	56	111	168	161	495
’21	89	149	241	119	598
’20	126	199	217	194	736

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	149	157	—	—	—
’25	137	146	198	196	676
’24	95	111	231	191	628
’23	82	142	183	177	583
’22	56	111	168	161	495
’21	89	149	241	119	598
’20	126	199	217	194	736

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.39	1.33	—	—	—
’25	0.21	0.91	0.24	0.95	2.30
’24	1.01	1.06	0.09	1.58	3.74
’23	(0.01)	0.64	1.46	0.32	2.40
’22	1.52	1.99	1.52	0.37	5.36
’21	1.08	0.58	0.77	1.91	3.36
’20	(0.15)	0.57	0.91	0.80	2.11

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	14.30	18.54	13.64	14.01	8.79	21.06	16.56	19.95	24.92	34.63	Analyst estimates 2026–2028 Powerpack
	High	20.55	25.83	26.47	19.30	23.50	27.89	26.74	28.39	40.91	44.01
People
People	Employees	3,400	3,300	3,300	3,300	3,400	3,350	3,400	3,500	3,500	3,300
	Revenue/emp, $m	1.17	1.30	1.31	1.22	1.12	1.23	1.05	1.18	1.27	1.36
Income, $m
Income, $m	Revenue	3,985	4,297	4,314	4,016	3,821	4,122	3,577	4,147	4,450	4,487
	Gross margin, %	40.01	39.43	22.42	39.81	43.53	48.72	59.19	45.12	47.21	45.07
	EBT	353	481	(265)	274	344	733	817	357	540	293
	EBT margin, %	8.86	11.18	(6.14)	6.83	9.01	17.78	22.83	8.60	12.13	6.54
	Net income	358	176	(315)	409	302	570	631	277	421	229
	Depreciation	275	265	292	268	304	237	249	267	292	420
Per share, $
Per share, $	Revenue	22.56	25.27	26.07	25.74	26.89	32.10	30.91	36.61	41.92	45.90
	Earnings	2.03	1.03	(1.90)	2.62	2.12	3.43	5.45	2.44	3.81	2.35
	Cash flow	4.39	3.72	1.92	4.46	5.18	4.66	4.28	5.15	5.91	6.91
	Capex	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	Free cash flow	4.39	3.72	1.92	4.46	5.18	4.66	4.28	5.15	5.91	6.91
	Book value	25.40	28.51	20.37	29.97	38.60	40.96	15.28	19.56	23.70	26.99
	Shares, m	177	170	165	156	142	128	116	113	106	98
Valuation, ×
Valuation, ×	P/E	9.39	23.77	0.00	6.76	10.34	5.37	4.22	11.47	9.74	17.97
	P/S	0.85	0.97	0.57	0.70	0.83	0.74	0.75	0.77	0.89	0.93
	P/B	0.76	0.86	0.73	0.60	0.58	0.58	1.51	1.43	1.57	1.57
	EV/Sales	1.33	1.39	1.01	1.20	1.29	1.26	1.34	1.35	1.34	1.55
	EV/FCF	6.82	9.42	13.74	6.90	6.72	8.66	9.71	9.63	9.52	10.28
Cash, $m
Cash, $m	Operating cash flow	776	633	318	697	736	598	495	583	628	676
	Capex	—	—	—	—	—	—	—	—	—	—
	Free cash flow	776	633	318	697	736	598	495	583	628	676
Balance, $m
Balance, $m	Working capital	(19,720)	(20,601)	(17,870)	(18,973)	(19,523)	(21,023)	(21,905)	(22,762)	(23,735)	(26,436)
	Total debt	2,560	2,561	2,563	2,633	2,779	2,853	2,778	3,330	4,022	3,777
	Net debt	1,892	1,804	1,906	1,979	1,787	2,121	2,133	2,441	2,025	2,794
	Shareholders’ equity	4,487	4,848	3,371	4,677	5,484	5,260	1,769	2,216	2,515	2,638
Returns, %
Returns, %	ROA	1.14	0.54	(0.98)	1.26	0.88	1.59	1.82	0.81	1.15	0.60
	ROIC	5.34	5.77	(1.32)	4.07	3.89	7.02	15.27	7.99	10.94	6.02
	ROE	8.31	3.76	(7.67)	10.17	5.94	10.62	17.94	13.88	17.79	8.90

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
UNM Unum Group	$14.7B	21.4×	11.8×	+0.26% (above 0%: growing)	−16.58% (below 0%: shrinking)	+48.17% (above 0%: growing)	35.37%	11.36%	Compare
GL Globe Life Inc.	$12.8B	10.7×	10.3×	+8.00% (above 0%: growing)	+20.06% (above 0%: growing)	+0.88% (above 0%: growing)	39.24%	24.44%	Compare
JXN Jackson Financial Inc.	$9.0B	175×	13.1×	+135.67% (above 0%: growing)	+292.31% (above 0%: growing)	+57.63% (above 0%: growing)	(630.95%)	411.90%	Compare
PRI Primerica, Inc.	$8.5B	11.0×	10.9×	+9.04% (above 0%: growing)	+19.41% (above 0%: growing)	+5.06% (above 0%: growing)	82.88%	30.52%	Compare
LNC Lincoln National Corporation	$7.9B	3.4×	7.0×	+12.31% (above 0%: growing)	+76.55% (above 0%: growing)	−155.08% (below 0%: shrinking)	37.98%	37.98%	Compare
CNO CNO Financial Group, Inc.	$5.0B	17.8×	13.0×	+11.61% (above 0%: growing)	+45.16% (above 0%: growing)	+7.63% (above 0%: growing)	44.06%	16.73%
GNW Genworth Financial, Inc.	$3.7B	17.7×	26.2×	+5.85% (above 0%: growing)	0.00%	+766.67% (above 0%: growing)	30.09%	7.10%	Compare
BHF Brighthouse Financial, Inc.	$2.8B	3.9×	3.3×	+86.22% (above 0%: growing)	+1,520.59% (above 0%: growing)	−43,000.00% (below 0%: shrinking)	115.29%	75.59%	Compare
FG F&G Annuities & Life, Inc.	$2.6B	6.4×	5.8×	+4.18% (above 0%: growing)	n/m	−8.11% (below 0%: shrinking)	16.89%	(3.73%)	Compare
Median of peers	$8.2B	10.9×	10.6×	+8.52%	+20.06%	+2.97%	36.68%	27.48%

All 17 Insurance Life stocks →

CNO Financial Group, Inc. (CNO) key facts

Strength: CNO Financial Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.5 billion, up 0.85% from fiscal 2024.
CNO Financial Group, Inc. (CNO) is an Insurance Life company in the Financial sector, listed on the New York Stock Exchange.
As of October 9, 2026, CNO traded at $52.99, a market capitalization of $5.0 billion.
CNO Financial Group, Inc. pays an annual dividend of $0.70 per share, a yield of 1.32%, with a payout ratio of 24.1%.
Return on equity was 8.90% and debt-to-equity 1.65.
Its Piotroski F-score is 5 out of 9 for fiscal 2025.