Pricing Log in Create free account

CNO Financial Group, Inc. (CNO) vs F&G Annuities & Life, Inc. (FG)

CNO Financial Group, Inc. and F&G Annuities & Life, Inc. are both Insurance Life companies. CNO Financial Group, Inc. is the larger, with a market value of $5.2B against $2.8B — 1.8× the size. F&G Annuities & Life, Inc. trades at the lower P/E: 7.2× against 12.6×. F&G Annuities & Life, Inc. grew revenue faster over the last twelve months: 15.0% against 2.31%. CNO Financial Group, Inc. has the higher net margin (9.19% vs 6.61%) and the lower return on invested capital (8.79% vs 8.88%). Both pay a dividend; F&G Annuities & Life, Inc. yields more (4.63% vs 1.24%). Across the 21 metrics below, F&G Annuities & Life, Inc. leads on 15 and CNO Financial Group, Inc. on 6.

Valuation

Metric CNO FG Insurance Life median
P/E 12.59 7.21 11.34
P/S 1.14 0.46 0.81
P/B 2.24 0.60 1.08
Price to free cash flow 7.43 0.65 7.43
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 7.95% 13.88% 8.82%
Free cash flow yield 13.45% 153.88% 13.20%

Profitability

Metric CNO FG Insurance Life median
Gross margin 47.58% 30.01% 30.01%
Operating margin 16.80% 11.31% 8.83%
Net margin 9.19% 6.61% 9.93%
Free cash flow margin 0.00% 71.29% 15.40%
Return on equity 16.93% 8.67% 8.47%
Return on assets 1.08% 0.41% 0.50%
Return on invested capital 8.79% 8.88% 7.11%

Growth

Metric CNO FG Insurance Life median
Revenue growth (TTM) 2.31% 15.01% 4.80%
EPS growth (last fiscal year) (38.50%) (61.48%) (3.45%)
Revenue growth, 5-year CAGR 3.27% 32.79% 1.33%
Net income growth, 5-year CAGR (5.35%) 0.00% 0.00%

Health

Metric CNO FG Insurance Life median
Debt to equity 1.95 0.48 0.48
Current ratio 0.16 0.30 0.21
Net debt to EBITDA 2.96 0.65 0.12

Dividend

Metric CNO FG Insurance Life median
Dividend yield 1.24% 4.63% 2.28%
Payout ratio 0.16 0.34 0.28

Size

Metric CNO FG Insurance Life median
Market cap 5.17b 2.84b 7.96b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack