CNO Financial Group, Inc. (CNO) vs Genworth Financial, Inc. (GNW)

CNO Financial Group, Inc. and Genworth Financial, Inc. are both Insurance Life companies. CNO Financial Group, Inc. is the larger, with a market value of $5.2B against $3.4B — 1.5× the size. CNO Financial Group, Inc. trades at the lower P/E: 12.4× against 41.6×. CNO Financial Group, Inc. grew revenue faster over the last twelve months: 2.31% against −0.59%. CNO Financial Group, Inc. has the higher net margin (9.19% vs 0.76%) and the higher return on invested capital (8.79% vs 2.38%). Across the 20 metrics below, CNO Financial Group, Inc. leads on 12 and Genworth Financial, Inc. on 8.

Valuation

Metric CNO GNW Insurance Life median
P/E 12.36 41.62 11.46
P/S 1.12 0.45 0.79
P/B 2.20 0.30 1.09
Price to free cash flow 7.30 7.43 7.43
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 8.09% 2.40% 8.72%
Free cash flow yield 13.70% 13.45% 13.37%

Profitability

Metric CNO GNW Insurance Life median
Gross margin 47.58% 27.05% 27.05%
Operating margin 16.80% 4.67% 13.95%
Net margin 9.19% 0.76% 10.16%
Free cash flow margin 0.00% 6.11% 15.61%
Return on equity 16.93% 0.53% 10.05%
Return on assets 1.08% 0.06% 0.77%
Return on invested capital 8.79% 2.38% 7.11%

Growth

Metric CNO GNW Insurance Life median
Revenue growth (TTM) 2.31% (0.59%) 4.14%
EPS growth (last fiscal year) (38.50%) (20.59%) (3.45%)
Revenue growth, 5-year CAGR 3.27% (2.49%) 1.33%
Net income growth, 5-year CAGR (5.35%) 4.61% 0.00%

Health

Metric CNO GNW Insurance Life median
Debt to equity 1.95 0.15 0.50
Current ratio 0.16 0.28 0.21
Net debt to EBITDA 2.96 (0.83) 0.12

Dividend

Metric CNO GNW Insurance Life median
Dividend yield 1.27% — 2.32%
Payout ratio 0.16 — 0.18

Size

Metric CNO GNW Insurance Life median
Market cap 5.17b 3.37b 7.50b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack