Bank7 Corp. (BSVN) vs Unity Bancorp, Inc. (UNTY)

Bank7 Corp. and Unity Bancorp, Inc. are both Banks Regional companies. Bank7 Corp. and Unity Bancorp, Inc. are of similar size ($555.0M and $526.7M). Unity Bancorp, Inc. trades at the lower P/E: 9.6× against 12.6×. Unity Bancorp, Inc. grew revenue faster over the last twelve months: 10.2% against −0.23%. Bank7 Corp. has the higher net margin (30.4% vs 30.3%) and the higher return on invested capital (78.0% vs 10.6%). Both pay a dividend; Bank7 Corp. yields more (3.14% vs 1.82%). Across the 20 metrics below, Bank7 Corp. leads on 11 and Unity Bancorp, Inc. on 9.

Valuation

Metric BSVN UNTY Banks Regional median
P/E 12.61 9.59 12.15
P/S 3.85 2.91 2.37
P/B 2.00 1.51 1.21
Price to free cash flow 10.81 20.84 10.80
EV/EBITDA n/m n/m —
EV/Sales 2.25 3.30 2.27
Earnings yield 7.93% 10.43% 8.11%
Free cash flow yield 9.25% 4.80% 8.98%

Profitability

Metric BSVN UNTY Banks Regional median
Gross margin 71.17% 69.92% 69.57%
Operating margin 0.00% 0.00% 0.00%
Net margin 30.36% 30.26% 18.66%
Free cash flow margin 35.58% 13.95% 21.18%
Return on equity 16.85% 16.95% 10.64%
Return on assets 2.24% 1.91% 1.13%
Return on invested capital 77.98% 10.56% 8.33%

Growth

Metric BSVN UNTY Banks Regional median
Revenue growth (TTM) (0.23%) 10.15% 6.61%
EPS growth (last fiscal year) (7.02%) 39.66% —
Revenue growth, 5-year CAGR 20.08% 15.45% 12.30%
Net income growth, 5-year CAGR 17.46% 19.64% 9.71%

Health

Metric BSVN UNTY Banks Regional median
Debt to equity 0.00 0.88 0.22
Current ratio 1.11 1.17 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric BSVN UNTY Banks Regional median
Dividend yield 3.14% 1.82% 3.75%
Payout ratio 0.16 0.12 0.27

Size

Metric BSVN UNTY Banks Regional median
Market cap 526.68m 555.03m 921.07m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack