Pricing Log in Create free account

Blue Ridge Bankshares, Inc. (BRBS) vs C&F Financial Corporation (CFFI)

Blue Ridge Bankshares, Inc. and C&F Financial Corporation are both Banks Regional companies. Blue Ridge Bankshares, Inc. and C&F Financial Corporation are of similar size ($349.1M and $334.0M). C&F Financial Corporation trades at the lower P/E: 11.4× against 37.9×. C&F Financial Corporation grew revenue faster over the last twelve months: 8.95% against −14.2%. C&F Financial Corporation has the higher net margin (14.9% vs 6.87%) and the higher return on invested capital (6.75% vs 2.06%). Only C&F Financial Corporation pays a dividend (1.86%). Across the 19 metrics below, C&F Financial Corporation leads on 16 and Blue Ridge Bankshares, Inc. on 3.

Valuation

Metric BRBS CFFI Banks Regional median
P/E 37.86 11.39 11.98
P/S 2.59 1.70 2.34
P/B 1.28 1.19 1.19
Price to free cash flow 15.76 8.61 10.63
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 2.64% 8.78% 8.23%
Free cash flow yield 6.34% 11.62% 9.08%

Profitability

Metric BRBS CFFI Banks Regional median
Gross margin 61.60% 76.37% 69.55%
Operating margin 0.00% 0.00% 0.00%
Net margin 6.87% 14.91% 18.66%
Free cash flow margin 16.40% 19.76% 21.11%
Return on equity 3.03% 11.20% 10.65%
Return on assets 0.38% 1.06% 1.13%
Return on invested capital 2.06% 6.75% 8.35%

Growth

Metric BRBS CFFI Banks Regional median
Revenue growth (TTM) (14.15%) 8.95% 6.98%
EPS growth (last fiscal year) 135.48% 37.94% 18.88%
Revenue growth, 5-year CAGR 6.43% 4.20% 12.38%
Net income growth, 5-year CAGR (9.56%) 3.94% 9.71%

Health

Metric BRBS CFFI Banks Regional median
Debt to equity 0.60 0.42 0.22
Current ratio 1.02 0.92 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric BRBS CFFI Banks Regional median
Dividend yield 0.00% 1.86% 2.57%
Payout ratio 0.00 0.21 0.30

Size

Metric BRBS CFFI Banks Regional median
Market cap 349.07m 334.04m 913.33m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack