Bay Commercial Bank
BCML Financial Banks Regional
Bay Commercial Bank’s revenue for fiscal 2025 (year ended December 2025) was $141.5 million, up 2.45% from fiscal 2024. In the quarter to June 2026, revenue fell 3.52%, EPS fell 210.3%, free cash flow fell 19.5% and total debt fell 57.4%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for three; insiders bought in the last twelve months.
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Bay Commercial Bank (BCML) P/E ratio
As of 16 October 2026, Bay Commercial Bank (BCML) trades at a P/E ratio of 26.0×. Over the past ten years it has ranged from 5.7× (April 2015) to 29.0× (July 2026); the current reading is higher than 99% of that period. That is above the Banks Regional industry median of 12.0× and above the Financial sector median of 12.4×.
P/E ratio, daily
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Annual newest first
| Period | P/E ratio | Change |
|---|---|---|
| FY2025 | 13.5× | 5.52% |
| FY2024 | 12.8× | 23.42% |
| FY2023 | 10.4× | 6.82% |
| FY2022 | 9.7× | (1.30%) |
| FY2021 | 9.8× | (25.54%) |
| FY2020 | 13.2× | (14.15%) |
| FY2019 | 15.4× | 2.48% |
| FY2018 | 15.0× | (25.23%) |
| FY2017 | 20.1× | 46.49% |
| FY2016 | 13.7× | 45.66% |
Quarterly newest first
| Period | P/E ratio | Change |
|---|---|---|
| Jun 2026 | 27.4× | 123.17% |
| Mar 2026 | 12.3× | (8.91%) |
| Dec 2025 | 13.5× | (1.49%) |
| Sep 2025 | 13.7× | 7.71% |
| 41 more quarters | Free account |
Against its own ten years
P/E ratio against peers
| Company | P/E ratio |
|---|---|
| AVBH Avidbank Holdings Inc. compare | n/m |
| FSBW FS Bancorp, Inc. compare | 10.1× |
| FDBC Fidelity D&D Bancorp Inc. compare | 11.0× |
| TSBK Timberland Bancorp, Inc. compare | 11.4× |
| CFFI C&F Financial Corporation compare | 11.4× |
| CBNA Chain Bridge Bancorp, Inc. compare | 12.1× |
| JMSB John Marshall Bancorp, Inc. compare | 13.2× |
| BCML Bay Commercial Bank | 26.0× |
| BRBS Blue Ridge Bankshares, Inc. compare | 37.9× |
| Banks Regional industry median | 12.0× |
| Financial sector median | 12.4× |
| Market median | 18.1× |
What P/E ratio is
Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.
Stock Price ÷ EPS (Basic) (TTM)