Saturday 17 October 2026 Export AUB’s income statement to Excel — free account

Atlantic Union Bankshares Corporation

Atlantic Union Bankshares Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.0 billion, up 51.6% from fiscal 2024. In the quarter to June 2026, revenue fell 2.50%, EPS grew 825.0%, free cash flow fell 92.4% and total debt rose 1.34%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for three; insiders bought in the last twelve months.

38.11 0.19 −0.50%

Follow AUB

Alert me

Market cap: $5.5B
P/E: 11.4×
Fwd P/E: 10.0×
Dividend yield: 3.88%
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.03

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	1	—	—	—	—	—	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 0.49%

Capital & Financial Ratios $m

Market Cap 5,470.00

Revenue 2,217.62

Net Income 487.28

Free Cash Flow 525.82

Net Debt (214.62)

Current Ratio 0.93

Debt/Equity 0.15

P/E ratio 11.38

Fwd P/E 10.00

P/S ratio 2.44

P/B ratio 1.05

Past 5Y EPS Growth 1.02%

This Y EPS Growth 9.35%

Next Y EPS Growth 7.26%

Next Y revenue growth (23.56%)

Next 5Y EPS Growth 10.31%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 13.82%

10-year low 10-year high

P/S against its own 10 years 20.24%

10-year low 10-year high

P/B against its own 10 years 39.51%

10-year low 10-year high

Dividends

Payout Ratio 0.44

Annual Dividend Rate 1.48

Annual Dividend Yield 3.88%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	1.49	0.37 0.37 0.37
2025	1.39	0.34 0.34 0.34 0.37
2024	1.30	0.32 0.32 0.32 0.34
2023	1.22	0.30 0.30 0.30 0.32
2022	1.16	0.28 0.28 0.30 0.30
2021	1.09	0.25 0.28 0.28 0.28
2020	1.00	0.25 0.25 0.25 0.25
2019	0.96	0.23 0.23 0.25 0.25
2018	0.88	0.21 0.21 0.23 0.23
2017	0.81	0.20 0.20 0.20 0.21
2016	0.77	0.19 0.19 0.19 0.20

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	378	354	966	990
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	15,888	18,655	28,486	29,388

	2023	2024	2025	Q'26
Payables	16,818	20,398	30,472	30,468
ST’ Debt	—	—	—	—
Other	—	—	—	—
	17,739	20,514	31,197	31,574

Compound Annual Growth %

	10y	5y	3y
Sales	19.57%	21.06%	37.86%
Cash Flow	35.04%	57.35%	74.69%
Earnings	14.59%	11.41%	5.56%
Book Value	17.53%	13.07%	28.26%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	527	577	—	—	—
’25	335	592	555	559	2,041
’24	288	345	359	354	1,346
’23	227	254	274	289	1,045
’22	169	187	197	227	779
’21	179	179	176	184	718
’20	200	199	192	194	785

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	127	150	—	—	—
’25	62	1,904	157	114	2,237
’24	57	86	68	98	308
’23	63	73	89	53	278
’22	111	88	128	93	420
’21	84	53	103	98	338
’20	50	72	54	56	232

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	120	146	—	—	—
’25	61	1,910	149	111	2,231
’24	55	85	67	102	308
’23	61	76	136	57	329
’22	111	90	130	101	430
’21	83	56	100	110	349
’20	48	65	47	46	206

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.84	1.11	—	—	—
’25	0.52	0.12	0.63	0.77	2.03
’24	0.62	0.25	0.82	0.60	2.24
’23	0.44	0.70	0.68	0.72	2.53
’22	0.54	0.79	0.74	0.90	2.97
’21	0.67	1.05	0.94	0.59	3.26
’20	0.09	0.39	0.74	0.72	1.93

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	20.57	29.50	26.48	27.80	18.55	31.75	30.26	23.32	30.43	22.85	Analyst estimates 2026–2028 Powerpack
	High	36.69	39.37	42.74	40.20	37.88	42.45	42.67	41.04	44.54	39.29
People
People	Employees	1,416	1,419	1,609	1,989	1,879	1,876	1,877	1,804	2,125	3,064
	Revenue/emp, $m	0.25	0.28	0.39	0.42	0.42	0.38	0.42	0.58	0.63	0.67
Income, $m
Income, $m	Revenue	354	391	633	832	785	718	779	1,045	1,346	2,041
	Gross margin, %	91.58	87.22	83.87	80.60	87.50	94.28	90.22	67.15	60.71	67.34
	EBT	102	105	179	231	186	319	280	240	260	337
	EBT margin, %	28.80	26.81	28.34	27.79	23.73	44.39	35.94	22.95	19.30	16.51
	Net income	77	73	146	194	158	264	235	202	209	274
	Depreciation	25	24	20	32	35	48	49	46	14	(43)
Per share, $
Per share, $	Revenue	8.08	8.96	9.61	10.38	9.95	9.28	10.39	13.94	15.63	15.85
	Earnings	1.77	1.67	2.22	2.41	1.93	3.26	2.97	2.53	2.29	2.03
	Cash flow	2.14	2.52	3.29	2.43	2.94	4.36	5.60	3.71	3.58	17.37
	Capex	(0.14)	(0.21)	0.12	(0.05)	(0.32)	0.15	0.14	0.69	0.00	(0.05)
	Free cash flow	2.00	2.31	3.41	2.38	2.62	4.51	5.74	4.39	3.58	17.32
	Book value	22.86	23.94	29.22	31.34	34.35	35.01	31.66	34.10	36.48	38.88
	Shares, m	44	44	66	80	79	77	75	75	86	129
Valuation, ×
Valuation, ×	P/E	20.08	21.58	12.72	15.65	16.98	11.47	11.86	14.35	16.47	17.22
	P/S	4.40	4.02	2.94	3.62	3.31	4.02	3.39	2.61	2.42	2.23
	P/B	1.55	1.51	0.97	1.20	0.96	1.07	1.11	1.07	1.04	0.91
	EV/Sales	5.06	4.60	3.58	4.39	3.30	3.44	3.48	2.63	2.47	2.13
	EV/FCF	20.46	17.82	10.08	19.12	12.57	7.08	6.29	8.33	10.79	1.95
Cash, $m
Cash, $m	Operating cash flow	94	110	217	195	232	338	420	278	308	2,237
	Capex	(6)	(9)	8	(4)	(26)	11	11	51	0	(7)
	Free cash flow	88	101	225	191	206	349	430	329	308	2,231
Balance, $m
Balance, $m	Working capital	(471)	(483)	(1,122)	(681)	(1,623)	(2,810)	(2,588)	(1,851)	(1,858)	(2,711)
	Total debt	413	425	668	1,077	490	389	390	391	418	772
	Net debt	234	226	407	641	(3)	(414)	70	13	64	(195)
	Shareholders’ equity	1,001	1,046	1,925	2,513	2,708	2,710	2,373	2,556	3,143	5,006
Returns, %
Returns, %	ROA	0.96	0.82	1.27	1.24	0.82	1.27	1.10	0.91	0.86	0.84
	ROIC	5.15	5.42	5.87	5.13	4.30	8.68	7.16	5.91	5.84	6.42
	ROE	7.76	7.12	9.85	8.72	5.84	9.30	8.76	7.71	6.92	6.43

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
FNB F.N.B. Corporation	$6.1B	10.3×	10.2×	+0.15% (above 0%: growing)	+16.67% (above 0%: growing)	+183.53% (above 0%: growing)	68.59%	0.00%	Compare
HWC Hancock Whitney Corporation	$5.9B	14.2×	13.1×	+4.02% (above 0%: growing)	+18.18% (above 0%: growing)	+23.30% (above 0%: growing)	77.00%	0.00%	Compare
HOMB Home BancShares, Inc.	$5.8B	12.0×	11.0×	+1.68% (above 0%: growing)	+2.81% (above 0%: growing)	+20.30% (above 0%: growing)	75.64%	0.00%	Compare
GBCI Glacier Bancorp, Inc.	$5.7B	18.0×	15.3×	+19.14% (above 0%: growing)	+66.67% (above 0%: growing)	+42.03% (above 0%: growing)	78.15%	0.00%	Compare
AUB Atlantic Union Bankshares Corporation	$5.5B	11.4×	10.0×	−2.50% (below 0%: shrinking)	+825.00% (above 0%: growing)	−92.37% (below 0%: shrinking)	71.98%	0.00%
ASB Associated Banc-Corp	$5.5B	10.1×	9.8×	+14.89% (above 0%: growing)	−3.03% (below 0%: shrinking)	+48.78% (above 0%: growing)	64.01%	0.00%	Compare
ABCB Ameris Bancorp	$5.4B	14.4×	12.7×	+5.42% (above 0%: growing)	−51.88% (below 0%: shrinking)	+31.88% (above 0%: growing)	74.25%	0.00%	Compare
OZK Bank OZK	$5.0B	7.6×	8.3×	−3.82% (below 0%: shrinking)	−6.29% (below 0%: shrinking)	+47.62% (above 0%: growing)	63.91%	0.00%	Compare
AX AXOS FINANCIAL, INC	$5.0B	10.2×	9.1×	+15.98% (above 0%: growing)	+12.24% (above 0%: growing)	+22.36% (above 0%: growing)	67.69%	0.00%	Compare
Median of peers	$5.6B	11.1×	10.6×	+4.72%	+7.53%	+36.96%	71.42%	0.00%

All 323 Banks Regional stocks →

Atlantic Union Bankshares Corporation (AUB) key facts

Strength: Atlantic Union Bankshares Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.0 billion, up 51.6% from fiscal 2024.
Strength: Net income was $273.7 million, or $2.03 per share (basic), a net margin of 12.8%.
Atlantic Union Bankshares Corporation (AUB) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
As of October 16, 2026, AUB traded at $38.11, a market capitalization of $5.5 billion.
At that price the stock trades at 11.4× trailing-twelve-month earnings and 2.4× sales; its P/E is higher than 14% of its own readings over the past ten years.
Atlantic Union Bankshares Corporation pays an annual dividend of $1.48 per share, a yield of 3.88%, with a payout ratio of 44.2%.
Return on equity was 6.43% and debt-to-equity 0.15.
Its Piotroski F-score is 6 out of 9 for fiscal 2025.