Aflac Incorporated
Aflac Incorporated’s revenue for fiscal 2025 (year ended December 2025) was $17.2 billion, down 9.31% from fiscal 2024. In the quarter to June 2026, revenue fell 1.03%, EPS grew 46.4%, free cash flow fell 71.9% and total debt fell 2.28%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for twenty-five consecutive years.
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Aflac Incorporated (AFL) Return on invested capital
Aflac Incorporated's return on invested capital over the twelve months to 30 June 2026 was 11.0%, up 2.0 percentage points from fiscal 2025 (8.95%). Over the past ten years it has ranged from 7.16% (fiscal 2020) to 14.7% (fiscal 2024); the current reading is higher than 18% of that period. That is above the Insurance Life industry median of 8.20% and above the Financial sector median of 4.85%.
Return on invested capital, annual
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Annual newest first
| Period | Return on invested capital | Change (points) |
|---|---|---|
| FY2025 | 8.95% | (5.70) |
| FY2024 | 14.7% | 1.52 |
| FY2023 | 13.1% | 0.26 |
| FY2022 | 12.9% | 3.87 |
| FY2021 | 9.00% | 1.84 |
| FY2020 | 7.16% | (1.91) |
| FY2019 | 9.07% | (0.93) |
| FY2018 | 10.0% | 0.49 |
| FY2017 | 9.51% | (2.60) |
| FY2016 | 12.1% | (1.06) |
Against its own ten years
Return on invested capital against peers
| Company | Return on invested capital |
|---|---|
| LNC Lincoln National Corporation compare | 24.5% |
| PRI Primerica, Inc. compare | 17.9% |
| GL Globe Life Inc. compare | 11.6% |
| AFL Aflac Incorporated | 11.0% |
| MET MetLife, Inc. compare | 10.7% |
| PRU Prudential Financial, Inc. compare | 8.20% |
| UNM Unum Group compare | 3.94% |
| PUK Prudential Public Limited Company compare | 0.00% |
| JXN Jackson Financial Inc. compare | −0.13% |
| Insurance Life industry median | 8.20% |
| Financial sector median | 4.85% |
| Market median | 0.00% |
What Return on invested capital is
Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.
TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)
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