Aflac Incorporated
Aflac Incorporated’s revenue for fiscal 2025 (year ended December 2025) was $17.2 billion, down 9.31% from fiscal 2024. In the quarter to June 2026, revenue fell 1.03%, EPS grew 46.4%, free cash flow fell 71.9% and total debt fell 2.28%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for twenty-five consecutive years.
Follow AFL
Aflac Incorporated (AFL) Return on equity
Aflac Incorporated's return on equity over the twelve months to 30 June 2026 was 16.9%, up 3.8 percentage points from fiscal 2025 (13.1%). Over the past ten years it has ranged from 12.2% (fiscal 2018) to 22.6% (fiscal 2024); the current reading is higher than 36% of that period. That is above the Insurance Life industry median of 8.67% and above the Financial sector median of 8.89%.
Return on equity, annual
Embed this chart
Annual newest first
| Period | Return on equity | Change (points) |
|---|---|---|
| FY2025 | 13.1% | (9.52) |
| FY2024 | 22.6% | 0.52 |
| FY2023 | 22.1% | 5.57 |
| FY2022 | 16.6% | 3.88 |
| FY2021 | 12.7% | (2.62) |
| FY2020 | 15.3% | 2.68 |
| FY2019 | 12.6% | 0.46 |
| FY2018 | 12.2% | (8.28) |
| FY2017 | 20.4% | 6.50 |
| FY2016 | 13.9% | (0.12) |
Against its own ten years
Return on equity against peers
| Company | Return on equity |
|---|---|
| PRI Primerica, Inc. compare | 33.0% |
| LNC Lincoln National Corporation compare | 24.0% |
| GL Globe Life Inc. compare | 21.0% |
| AFL Aflac Incorporated | 16.9% |
| PRU Prudential Financial, Inc. compare | 12.5% |
| MET MetLife, Inc. compare | 12.4% |
| UNM Unum Group compare | 6.35% |
| JXN Jackson Financial Inc. compare | 0.59% |
| PUK Prudential Public Limited Company compare | 0.00% |
| Insurance Life industry median | 8.67% |
| Financial sector median | 8.89% |
| Market median | 1.35% |
What Return on equity is
ROE shows how much profit a company earns for its shareholders on the equity they have in the business.
Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)
More on AFL
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement