Aflac Incorporated

AFL Financial Insurance Life

Aflac Incorporated’s revenue for fiscal 2025 (year ended December 2025) was $17.2 billion, down 9.31% from fiscal 2024.

Revenue
−31.0%
EPS
−80.3%
Free cash flow
−4.39%
Total debt
+2.48%

Quarter to September 2026, against a year earlier

125.97 0.67 +0.53%
Market cap
$63.3B
P/E
18.3×
Fwd P/E
17.4×
Dividend yield
1.91%
F-score
4/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Aflac Incorporated (AFL) Return on equity

Alert me on Return on equity

Aflac Incorporated's return on equity over the twelve months to 30 September 2026 was 12.2%, down 1.0 percentage points from fiscal 2025 (13.1%). Over the past ten years it has ranged from 12.2% (fiscal 2018) to 22.6% (fiscal 2024); the current reading is higher than 36% of that period. That is above the Insurance Life industry median of 8.47% and above the Financial sector median of 9.01%.

Return on equity, annual

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Annual newest first

Period Return on equity Change (points)
FY2025 13.1% (9.52)
FY2024 22.6% 0.52
FY2023 22.1% 5.57
FY2022 16.6% 3.88
FY2021 12.7% (2.62)
FY2020 15.3% 2.68
FY2019 12.6% 0.46
FY2018 12.2% (8.28)
FY2017 20.4% 6.50
FY2016 13.9% (0.12)

Against its own ten years

Low 12.2% High 22.6%
Ten-year median 14.1%
Current reading's percentile 36

Return on equity against peers

Company Return on equity
PRI Primerica, Inc. compare 31.2%
PRU Prudential Financial, Inc. compare 12.5%
MET MetLife, Inc. compare 12.4%
AFL Aflac Incorporated 12.2%
JXN Jackson Financial Inc. compare 9.12%
UNM Unum Group compare 2.25%
GL Globe Life Inc. compare 0.00%
LNC Lincoln National Corporation compare 0.00%
PUK Prudential Public Limited Company compare 0.00%
Insurance Life industry median 8.47%
Financial sector median 9.01%
Market median 0.51%

What Return on equity is

ROE shows how much profit a company earns for its shareholders on the equity they have in the business.

Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)

The full definition of Return on equity →

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