Aflac Incorporated (AFL) vs Primerica, Inc. (PRI)
Aflac Incorporated and Primerica, Inc. are both Insurance Life companies. Aflac Incorporated is the larger, with a market value of $57.2B against $8.5B — 6.8× the size. Primerica, Inc. trades at the lower P/E: 11.1× against 12.1×. Aflac Incorporated grew revenue faster over the last twelve months: 13.6% against 8.57%. Aflac Incorporated has the higher net margin (26.9% vs 23.2%) and the lower return on invested capital (11.0% vs 17.9%). Both pay a dividend; Aflac Incorporated yields more (2.48% vs 1.10%). Across the 23 metrics below, Primerica, Inc. leads on 16 and Aflac Incorporated on 7.
Valuation
Profitability
| Metric | AFL | PRI | Insurance Life median |
|---|---|---|---|
| Gross margin | 55.74% | 81.38% | 32.44% |
| Operating margin | 33.36% | 30.60% | 11.31% |
| Net margin | 26.91% | 23.20% | 6.61% |
| Free cash flow margin | 14.65% | 24.54% | 15.04% |
| Return on equity | 16.91% | 32.97% | 8.67% |
| Return on assets | 4.04% | 5.38% | 0.67% |
| Return on invested capital | 10.98% | 17.86% | 8.20% |
Growth
Health
Dividend
Size
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